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Westminster Terrace
Nursing Home, Assisted Living & Independent Living · Louisville, KY
Entrance of a senior living facility with landscaped gardens Cozy living area of a resident room Exterior view of a senior living facility entrance Entrance of a senior living facility with covered driveway Exterior view of a senior living facility with entrance Exterior view of a senior living facility at dusk Main entrance of a senior living facility with gardens Exterior view of a senior living facility entrance Pathway through a garden area with seating Entrance of a senior living facility with a covered awning Front entrance of a senior living facility with green landscaping Entrance of Westminster Terrace Senior Living with landscaping Exterior view of a senior living facility with well-maintained landscaping Exterior view of a senior living facility entrance Cozy living area of a resident room Walkway through a green garden area with trees Outdoor seating area with umbrellas in a landscaped garden Outdoor garden area with seating and landscaping Modern reception area in a senior living facility Outdoor seating area with trees and umbrellas Bright interior lobby with a reception area Walking path through well-maintained landscaping Cozy common area with a fireplace and seating Bright common area with tables and large windows A bright dining room with a large wooden table Bright activity room with tables and decorations Dining area in a vibrant interior with decorations Bright dining room with tables and chairs Bright dining area with large windows and wooden table Bright dining room with tables and chairs Interior hallway with decorative plants and furniture Cozy private room with a view and colorful decor Bright dining area with tables and chairs Interior activity room with a game table and seating Interior view of a cozy common area with seating Interior wall honoring veterans in a common area Bright activity room with art supplies and views Bright activity space with art supplies and flowers Brightly decorated dining area with flowers Bright dining area with large windows and wooden table Bright common area with seating and a TV Brightly lit dining area with wooden table and chairs Cozy kitchen area in a resident's room Bright, modern interior of a living space Bright interior of a private resident room with bathroom Cozy assisted living bedroom with natural light Bright common area with comfortable seating and natural light Cozy interior of a living area in the facility Cozy interior of a comfortable common area Bright common area with a billiards table and seating Bright and welcoming reception area of a senior living facility Well-lit hallway decorated with artwork Well-lit kitchenette area with modern decor Cozy bedroom with modern decor and a warm color scheme Interior dining area with a large table and chairs A dining table set with plates and plants Architectural floor plan of a resident suite Architectural floor plan of resident units Floor plan of a resident unit at Westminster Terrace Floor plan of a studio apartment at Westminster Terrace Floor plan of a one-bedroom unit at Westminster Terrace Architectural floor plan of a two-bedroom unit

Westminster Terrace

Nursing Home, Assisted Living & Independent Living · Louisville, KY
2116 Buechel Bank Road, Louisville, KY 40218 View map Calculator: See prices in your area
Westminster Terrace accepts Medicare, Medicaid, and private pay.
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Calculator: See prices in your area
Westminster Terrace accepts Medicare, Medicaid, and private pay.

Overview of Westminster Terrace

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Serving Jefferson County for 16 years, Westminster Terrace is a skilled nursing community in Louisville, Kentucky, operated by Presbyterian Homes and Services of KY. The 112-bed facility offers skilled nursing care, memory care programming, and respite stays. Administrator Gary Preece oversees the nonprofit’s daily operations, with 24-hour staffing.

The community has not received federal civil money penalties in the past three years, which shows a clean enforcement record for a skilled nursing facility of this size.

Westminster Terrace offers several care-relevant features, including an emergency call system, a secure environment for residents who need it, religious services, and a pet-friendly policy. Residents receive freshly prepared meals from the facility’s dining centers thrice a day. Snacks and refreshments are available all day.

The payer mix reflects the facility’s main focus. Around two-thirds of new admissions come through Medicare for short-stay rehabilitation, with an average length of stay of around 27 days. Private-pay and Medicaid residents make up the rest, with some Medicaid residents staying up to a decade or more for long-term care needs.

Westminster Terrace is best suited for residents seeking short-term post-acute rehabilitation or longer-term skilled nursing in a nonprofit, faith-affiliated setting in Louisville’s Jefferson County.

Facility Direct Line (502) 499-9383
Facility Direct Line (502) 499-9383 info@westminsterterrace.com
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Capacity and availability

Avg. Length of Stay
95 days
Bed community size
112-bed community Rank #67 / 341Bed count — State benchmarkedThis home is ranked 67th out of 341 homes in Kentucky. Shows this facility's certified or reported bed count compared to other Kentucky facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
16 years in operation Rank #34 / 149Years in operation — State benchmarkedThis home is ranked 34th out of 149 homes in Kentucky. Shows how long this facility has been in operation compared to other Kentucky facilities. Longer operating histories may benefit residents, families, and staff.Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A community with a solid operating history and experience delivering ongoing care.
Walk Score
Walk Score: 34 / 100 Rank #261 / 423Walk Score — State benchmarkedThis home is ranked 261st out of 423 homes in Kentucky. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Kentucky facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Occupancy

Occupancy rate
36%
Rank #205 / 209Occupancy rate — State benchmarkedThis home is ranked 205th out of 209 homes in Kentucky. Shows this facility's occupancy rate versus the Kentucky average, with its Statewide rank out of 209. Higher occupancy signals strong local demand and financial stability.Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Lower than the Kentucky average: 81.3%
Occupied beds
40 / 112
Average occupied beds in Kentucky homes 80 beds

Awards

Best Business of 2025
Best in Senior Living

License Details

Facility TypeLong Term Care (nursing Facility)
StatusActive
IssuanceNovember 1, 2024
CountyJefferson
License Number100242
CMS Certification Number185137
RCFE Number306006195

Ownership & Operating Entity

Westminster Terrace is administered by Gary Preece.

Owner NamePresbyterian Homes And Services Of Ky, Inc

Safety & Compliance

Emergency SystemsEmergency Call System
Safety FeaturesSecure Environment

Therapy & Rehabilitation

1 service
Respite Care

Staffing & Medical

2 services
Nursing Services
24-Hour Staffing

Additional Policies & Features

Pets Allowed
HousekeepingYes
Linen ServiceYes

Amenities & Lifestyle

ActivitiesEngaging activities and outings available
Religious Services

Contact Westminster Terrace

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Breakdown by payment type

Medicare

67% of new residents, usually for short-term rehab.

Typical stay 27 days

Private pay

17% of new residents, often for short stays.

Typical stay 1 years

Medicaid

17% of new residents, often for long-term daily care.

Typical stay 11 - 12 years

Finances and operations

Based on CMS SNF Cost Report for fiscal year ending in 06/2023.

Nonprofit
Operated by a church.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$1.8M
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$729.6K
Nonprofit Operated by a church.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$1.8M Rank #197 / 197Revenue — State benchmarkedThis home is ranked 197th out of 197 homes in Kentucky. Shows this facility's annual revenue compared to the Kentucky average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$729.6K
Other income Info Money the home earns outside of resident care — such as investments, grants, rentals and other non-operating sources (CMS cost report, Worksheet G-3). It is tracked separately from net patient revenue: it is not part of that figure, and it is not included in net patient income.
$1.2K
Payroll costs Info Staff salaries plus wage-related costs — benefits such as payroll taxes, health insurance and retirement — from the home's own accounting records (CMS cost report, Worksheet A). Contract or agency labor is counted separately, under other operating costs. Rank #195 / 197Payroll — State benchmarkedThis home is ranked 195th out of 197 homes in Kentucky. Shows total annual staff payroll benchmarked to the Kentucky average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
$1.7M 93.2% of net patient revenue Info Payroll as a share of revenue: staff salaries and wage-related benefits divided by net patient revenue. A higher figure means more of each revenue dollar goes to staff pay. Rank #3 / 197Payroll % — State benchmarkedThis home is ranked 3rd out of 197 homes in Kentucky. Shows payroll as a percentage of revenue versus the Kentucky average. Well-run Kentucky facilities typically land around 51–61% — the top third Statewide. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Other operating costs Info Everything it costs to run the home apart from payroll — food, utilities, supplies, maintenance, contract labor and administration. Calculated as total operating expense minus payroll (staff salaries and wage-related benefits).
$853.8K
Total costs Info The home's total operating expense for the year — all the costs of running it, salaries included (CMS cost report, Worksheet G-3).
$2.6M
How we calculate these figures

This home is administered by Gary Preece.

This home is owned by Presbyterian Homes And Services Of Ky, Inc

Certified by the Centers for Medicare & Medicaid Services authority — CMS Certification Number: 185137

Show certification details

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Most new residents arrive under Medicare (67% of admissions), and a typical Medicare stay runs around 27 days.

Admissions
6 total

Coverage residents most often arrive under.

Medicare 67%
Private pay 17%
Medicaid 17%
Discharges
51 total

Coverage residents most often leave under.

Medicare 6%
Private pay 18%
Medicaid 76%

Admissions and discharges reflect care patterns over time — they are not used to rate this facility.

How we assess these insights

Living Spaces & Floor Plans for Westminster Terrace

Sea Breeze - 1 Bedroom Floor Plan
1 Bedroom
Sea Breeze - 2 Bedroom Floor Plan
2 bedroom

Places of interest near Westminster Terrace

Address 7.1 miles from city center Info Estimated distance in miles from Louisville's city center to Westminster Terrace's address, calculated via Google Maps.

Calculate Travel Distance to Westminster Terrace

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Address

Compare Assisted Living around Louisville

The information below is reported by the Kentucky Cabinet for Health and Family Services, Office of Inspector General.

Westminster Terrace
AL
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IL
Louisville -
112
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KY AVG 82
Rank #67 / 341
 -
34
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The Willows at Springhurst
AL
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RC
Louisville -
62
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 A+
34
Facility 34
KY AVG 41
Rank #261 / 423
Studio / 1 Bed / 2 Bed
Nazareth Home Clifton
AL
IL
MC
NH
Louisville (Clifton Heights) -
144
Facility 144
KY AVG 82
Rank #24 / 341
 A+
36
Facility 36
KY AVG 41
Rank #244 / 423
-
The Springs at Stony Brook
AL
ADC
IL
MC
NH
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106
Facility 106
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Studio / 1 Bed / 2 Bed
Essex Nursing and Rehabilitation Center
AL
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Louisville (Lamborne Boulevard) -
128
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KY AVG 82
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 -
12
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KY AVG 41
Rank #358 / 423
-
Nursing Home Explorer

Financial Assistance for
Assisted Living in Kentucky

Westminster Terrace is located in LOUISVILLE, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

Get Financial aid guidance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age —
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age —
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Westminster Terrace

Who is the owner of Westminster Terrace?

Westminster Terrace is legally operated by Presbyterian Homes And Services Of Ky, Inc., and administered by Gary Preece.

Is Westminster Terrace in a walkable area?

Westminster Terrace has a walk score of 34. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the license number of Westminster Terrace?

According to KY state health department records, Westminster Terrace's license number is 100242.

What is the occupancy rate at Westminster Terrace?

Westminster Terrace's occupancy is 36%.

Does Westminster Terrace have different floorplan options?

Yes — see the floorplan options available at Westminster Terrace on this page.

Does Westminster Terrace operate as a for-profit or non-profit?

Westminster Terrace is registered as a non-profit in KY.

Who is the administrator of Westminster Terrace?

Gary Preece is the administrator of Westminster Terrace.

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