Cottages of Lake St. Louis

Cottages of Lake St. Louis is a Nursing Home in Missouri

Cottages of Lake St.… is a Nursing Home in Missouri

Cottages of Lake St. Louis

2885 Technology Dr, Lake St Louis, MO 63367 View Map

Cottages of Lake St. Louis is a Nursing Home in Missouri

Cottages of Lake St.… is a Nursing Home in Missouri

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Overview of Cottages of Lake St. Louis

Experience unparalleled care and assistance with the outstanding senior living community of Cottages of Lake St. Louis in Technology Drive, Lake St. Lous, MO, focusing on skilled nursing. The community features a variety of cozy and welcoming residences that can accommodate up to 60 residents, ensuring their safety and comfort. With a compassionate and highly qualified team lending extra hands around the clock, seniors let go of their woes and live to their potential.

The community fosters a bright and friendly environment, providing opportunities for seniors to meet new friends and create lasting moments. Therapy services are also provided to ensure residents perform their daily routines smoothly. Cottages of Lake St. Louis is ideal for seniors who require extra care and support while aiming to keep their independence.

636-614-3510

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 6.04/day
Overall rating Info Official CMS rating based on health inspections, staffing and quality measures.
4/5
Health Inspection Info Official CMS rating based on deficiencies found during state health inspections.
4/5
Staffing Info Official CMS rating based on nurse staffing hours per resident per day.
4/5
Quality Measures Info Official CMS rating based on clinical outcomes for residents.
2/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 60

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

Similar demand to the Missouri average
Occupancy rate 91.6%
Residents per day (avg) 56
Occupancy rate
91.6%
Residents per day (avg)
56

Who this home usually serves

TYPE OF STAY

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Might be optimal for
Post-acute recovery Temporary care Transitional stays

Breakdown by payment type

Medicare

30% of new residents, usually for short-term rehab.

Typical stay 24 days

Private pay

70% of new residents, often for short stays.

Typical stay 1 - 2 months

Finances and operations

Proprietary home
Corporation
Home revenue
$9.9M
Profit
$1.0M
Proprietary home Corporation
Home revenue
$9,908,748.00
Profit
$1,030,165.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$4.4M
44.3% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$4.5M
Total costs $8.9M
Bed community size
60-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Years in operation
10 years in operation
A community with a solid operating history and experience delivering ongoing care.
Walk Score
Walk Score: 13 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Facility Type
SNF

Additional licensing details

CMS Certification Number: 265860
County: SAINT CHARLES

Ownership & operating entity

Cottages of Lake St. Louis is legally operated by FSC OF LAKE ST LOUIS LLC, and administrated by SMITH.

Corporate entity: FSC OF LAKE ST LOUIS LLC

What does this home offer?

Total residents icon
Total residents icon

Total Residents: 60

Housing options icon
Housing options icon

Housing Options: Private Rooms

Building type icon
Building type icon

Building Type: Single-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Cottages of Lake St. Louis

Skilled Nursing Nursing Home

Type of Rooms Available

Private Rooms
Private Rooms
1 / 4
Private Rooms
Contact Cottages of Lake St. Louis

Access & Eligibility

Ways to qualify for care at this community, including accepted programs and payment options.

Medicare Accepted

This facility is certified for eligible Medicare services.

Payment & Funding Options

Medicare

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Places of interest near Cottages of Lake St. Louis

Address 1.3 miles from city center

Address 2885 Technology Dr, Lake St Louis, MO 63367

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Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

161
Total Staff
134
Employees
27
Contractors
34,483
Total Hours (Quarter)
52
Avg Staff/Day
7.3
Avg Shift (hrs)
Nursing Staff Breakdown
Role Count Avg Shift (hrs) Uses Contractors?
Registered Nurse69.7 No
Licensed Practical Nurse209.4 No
Certified Nursing Assistant987 No
Staff by Category
Administration
2 staff
6.3hs shift avg
Nursing Staff
126 staff
7.6hs shift avg
Physicians & Practitioners
3 staff
7.7hs shift avg
Therapy Services
24 staff
5.4hs shift avg
Activities & Recreation
0 staff
0hs shift avg
Social Services
2 staff
6.9hs shift avg
Dietary Services
3 staff
6.2hs shift avg
Other Services
1 staff
8hs shift avg
Contractor Analysis
9%
of total hours from contractors
3,114 contractor hours this quarter
Physical Therapy Aide: 5 Speech Language Pathologist: 6 Respiratory Therapy Technician: 5 Physical Therapy Assistant: 6 Qualified Social Worker: 2 Medical Director: 1 Occupational Therapy Assistant: 1 Occupational Therapy Aide: 1
Role Employees Contractors Total Staff Total Hours Days Worked % of Days Avg Shift (hrs)
Certified Nursing Assistant9809819,13591100%7
Licensed Practical Nurse200206,17691100%9.4
Registered Nurse6062,24591100%9.7
Physical Therapy Aide0551,2768492%6.5
RN Director of Nursing2029636571%7.9
Speech Language Pathologist0667487481%5.8
Clinical Nurse Specialist2026956673%7.6
Nurse Practitioner1015136571%7.9
Mental Health Service Worker1014806066%8
Dietitian1014405560%8
Administrator1014325459%8
Qualified Social Worker0224136066%6.9
Physical Therapy Assistant0663277785%4
Other Dietary Services Staff2022926167%4.7
Respiratory Therapy Technician0551625864%2.5
Occupational Therapy Aide0111221719%7.1
Occupational Therapy Assistant0113567%5.8
Medical Director011311921%1.6

Health Inspection History

Total Health inspections 4
39% below Missouri average
Missouri average: 6.6

Last Health inspection on Jul 2025

Total Health citations 11
70% below Missouri average
Missouri average: 36.5

2.75 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 10 citations
Complaint investigations 3 citations
Breakdown of citations
Critical Health citations 1
43% above Missouri average
Missouri average: 0.7
Serious Health citations 1
Near Missouri average
Missouri average: 1.0
Moderate Health citations 9

Minor Health citations 0
Citations history (last 3 years)
Resident Rights moderate citation Jul 24, 2025
Corrected

Nutrition moderate citation Oct 12, 2023
Corrected

Quality of Care serious citation Oct 12, 2023
Corrected

Nutrition moderate citation Dec 13, 2019
Corrected

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: For-Profit Corporation
Resident Census by Payment Source
49 Total Residents
Medicare 14 (28.6%)
Private Pay/Other 35 (71.4%)
Specialized Care Beds
15 Total Specialty Beds
25% of Bed Capacity
13
Alzheimer's / Dementia Beds
21.7%
1
Hospice Beds
1.7%
1
Huntington's Disease Beds
1.7%
Programs & Services
Residents' Group
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score 14.8
35% worse than Missouri average
Missouri average: 10.9
Functional decline score 25.4
30% worse than Missouri average
Missouri average: 19.5
Long-Stay Resident Measures
Daily care & independence

Need for Help with Daily Activities Increased 19.1%
4% below Missouri average.

Walking Ability Worsened 28.3%
37% above Missouri average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 28.8%
59% above Missouri average.
Safety & clinical stability

Falls with Major Injury 8.7%
115% above Missouri average.

High Risk Residents with Pressure Ulcers 9.8%
96% above Missouri average.

Urinary Tract Infection 10.7%
293% above Missouri average.
Emotional & behavioral wellbeing

Depressive Symptoms 6.5%
49% below Missouri average.

Antipsychotic Use 15.1%
31% below Missouri average.
Preventive care

Pneumococcal Vaccine 96.5%
13% above Missouri average.

Influenza Vaccine 100.0%
10% above Missouri average.
Nutrition & physical health

Lost Too Much Weight 8.2%
48% above Missouri average.
Short-stay resident measures
Pneumococcal Vaccine 95.4%

43% better than Missouri average
Antipsychotic medication increase 1.5%

33% better than Missouri average
Influenza Vaccine 95.3%

50% better than Missouri average

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $18K
This home paid 76% less in fines than the state average.
Missouri average: $73K
Number of Fines 1
This home received 59% fewer fines than the state average.
Missouri average: 2.4
Payment Denials 0
This home had 100% fewer payment denials than the state average.
Missouri average: 0.7
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Oct 12, 2023
$18K

Last updated: Jan 2026

Guides for Better Senior Living

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Financial Aid for Missouri Seniors

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Aged and Disabled Waiver

Missouri Medicaid A&D Waiver

Age 65+ or disabled, Missouri resident, Medicaid- eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

Rural access prioritized.

Missouri Supplemental Nursing Care (SNC)

MO SNC

Age 65+, Missouri resident, in approved facility.

~$1,215/month (individual).

$2,000 (individual).

Supplements SSI; facility-based only.

Structured Family Caregiving Waiver (SFCW)

Missouri Structured Family Caregiving Waiver

Age 65+, Missouri resident, MO HealthNet-eligible, NFLOC, dementia diagnosis, live with caregiver.

~$2,901/month (300% FBR, individual); QIT required.

$5,909.25 (individual), $11,818.45 (couple).

Caregiver must be family; small program size.

MO HealthNet Aged, Blind, and Disabled (ABD)

Missouri MO HealthNet ABD

Age 65+ or disabled, Missouri resident, MO HealthNet-eligible, needs help with 1+ ADL.

~$1,690/month (individual, projected); spenddown allowed.

$5,909.25 (individual), $11,818.45 (couple).

Less intensive than waivers; statewide access.

Medicare Savings Program (MSP)

Missouri Medicare Savings Program

Age 65+ or disabled, Missouri resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Missouri Caregiver Program (Customized Caregiver Training & Relief)

Missouri Caregiver Program

Caregivers of 60+ with dementia, Missouri resident, functional needs (2+ ADLs).

No strict cap; prioritizes low-income (~$24,980/year individual).

Not assessed; need-based.

Administered via AAAs and Alzheimer’s Association; rural focus.

Senior Community Service Employment Program (SCSEP)

Missouri SCSEP

Age 55+, unemployed, low-income, Missouri resident.

~$1,983/month (125% FPL).

Not specified; income-focused.

Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Missouri VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, Missouri resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand in rural/urban areas.

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