What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

CARE & REHAB – LADYSMITH 2 | Wisconsin | Photos & Videos

Overview of CARE & REHAB – LADYSMITH 2

Care & Rehab - Ladysmith 2 provides a home for all, focusing on kindness, dignity, and respect for all residents. The facility offers a range of services including skilled nursing, rehabilitation, and memory care. It is committed to creating a comfortable environment that supports the independence and quality of life for its residents.

(715) 532-5546

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 4.45/day

Overall rating

5/5

Health Inspection

4/5

Staffing

5/5

Quality Measures

2/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 30

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

93.8%

TYPE OF STAY

Mostly long-term care residents

Most residents stay for extended periods and receive ongoing daily care.

Might be optimal for

Long-term daily care Ongoing support needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

16% of new residents, usually for short-term rehab.

Typical stay 27 days

Private pay

53% of new residents, often for short stays.

Typical stay 2 - 3 months

Medicaid

31% of new residents, often for long-term daily care.

Typical stay 1 - 2 years

Finances and operations

Home revenue

$3.6M

Profit

$392.4K

Proprietary home Corporation

Home revenue

$3,565,276.00

Profit

$392,392.00

Payroll costs

$1.8M

51.8% of revenue

Other operating costs

$1.3M

Total costs $3.2M

30-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

About this community

Facility Type

Skilled Care

Additional licensing details

CMS Certification Number: 525592

Certification type: Title 18 SNF Title 19 NF

County: RUSK

Ownership & operating entity

CARE & REHAB – LADYSMITH 2 is administrated by ANN NOVAK.

Owner name: SENIOR MANAGEMENT, INC.

Profit status: FOR PROFIT

Care Services

Nursing Services

Rehabilitation Services

Memory Care

Independent Living

Skilled Nursing

Licensed Nurses/CNAs

24-Hour Staffing

All Levels of Care

Assisted Living

Memory Care

Rehabilitation

Contact Information

Fax: (715) 532-5498

Amenities & Lifestyle

Daily activities

support groups

beauty/barber salon

chapel opportunities

transportation services

activity outings

laundry

guest's meals

housekeeping

restaurant style dining

extra large and private rooms

garden and patio retreat areas

pet visitation

community rooms for private parties

beautifully designed hospice rooms

newsletters

children's toy box

computer internet area

free wireless internet access

whirlpool spa bathing

diabetic education

24 hr on-call physician services

nutrition/dietitian services

individualized care plans.

Programs & Activities

Specific Programs

Assisted Living, Care Services, Memory Care, Rehabilitation, Amenities

Religious Services

Yes

Dining & Nutrition

Food Description

Restaurant style dining with a menu of items available from the kitchen.

Compare Nursing Homes around Wisconsin

AMERICAN LUTHERAN HOME-MONDOVI

SNF

WI 54755

DUHR, AMY

53.5%

$2,677,272.00

$1,238,551.00

46.3%

19.40

5/5

4.2152

4/5

5/5

4/5

CARE & REHAB – LADYSMITH 2

SNF

WI 54848

NOVAK, ANNMARIE

93.8%

$3,552,832.00

$1,848,390.00

52%

30.80

5/5

4.4517

4/5

5/5

2/5

ALDEN MEADOW PARK HEALTH CARE CENTER, INC

SNF

WI 53525

MICHALSEN, PAUL

69.0%

$7,956,437.00

$3,356,781.00

42.2%

62.50

2/5

3.0135

3/5

1/5

4/5

ALDEN ESTATES OF JEFFERSON

SNF

WI 53549

120

BODALSKI, GERARD

96.5%

$15,621,800.00

$6,311,949.00

40.4%

108.40

1/5

3.0768

1/5

3/5

ALLIS CARE CENTER

SNF

WI 53214

152

LEXINGTON HEALTHCARE LLC

64.5%

$11,839,719.00

$6,679,960.00

56.4%

82.50

1/5

2.7526

1/5

3/5

AMERICAN LUTHERAN HOME-MONDOVI

Type of care: SNF AL

Community: WI 54755

Bed Count: 35

Pets Allowed: No

Operator: DUHR, AMY

CCN: 525383

Occupancy: 53.5%

Home Revenue: $2,677,272.00

Payroll Costs: $1,238,551.00

Payroll %: 46.3%

Avg Residents/Day: 19.40

Overall Rating: 5/5

Adj Nurse Hours: 4.2152

Health Insp Rating: 4/5

Staffing Rating: 5/5

QM Rating: 4/5

Number of Fines: 1

CARE & REHAB – LADYSMITH 2

Type of care: SNF AL

Community: WI 54848

Bed Count: 32

Pets Allowed: No

Operator: NOVAK, ANNMARIE

CCN: 525592

Occupancy: 93.8%

Home Revenue: $3,552,832.00

Payroll Costs: $1,848,390.00

Payroll %: 52%

Avg Residents/Day: 30.80

Overall Rating: 5/5

Adj Nurse Hours: 4.4517

Health Insp Rating: 4/5

Staffing Rating: 5/5

QM Rating: 2/5

ALDEN MEADOW PARK HEALTH CARE CENTER, INC

Type of care: SNF AL

Community: WI 53525

Bed Count: 94

Pets Allowed: No

Operator: MICHALSEN, PAUL

CCN: 525508

Occupancy: 69.0%

Home Revenue: $7,956,437.00

Payroll Costs: $3,356,781.00

Payroll %: 42.2%

Avg Residents/Day: 62.50

Overall Rating: 2/5

Adj Nurse Hours: 3.0135

Health Insp Rating: 3/5

Staffing Rating: 1/5

QM Rating: 4/5

ALDEN ESTATES OF JEFFERSON

Type of care: SNF AL

Community: WI 53549

Bed Count: 120

Pets Allowed: No

Operator: BODALSKI, GERARD

CCN: 525271

Occupancy: 96.5%

Home Revenue: $15,621,800.00

Payroll Costs: $6,311,949.00

Payroll %: 40.4%

Avg Residents/Day: 108.40

Overall Rating: 1/5

Adj Nurse Hours: 3.0768

Health Insp Rating: 1/5

Staffing Rating: 1/5

QM Rating: 3/5

Number of Fines: 3

ALLIS CARE CENTER

Type of care: SNF AL

Community: WI 53214

Bed Count: 152

Pets Allowed: No

Operator: LEXINGTON HEALTHCARE LLC

CCN: 525108

Occupancy: 64.5%

Home Revenue: $11,839,719.00

Payroll Costs: $6,679,960.00

Payroll %: 56.4%

Avg Residents/Day: 82.50

Overall Rating: 1/5

Adj Nurse Hours: 2.7526

Health Insp Rating: 1/5

Staffing Rating: 1/5

QM Rating: 3/5

Number of Fines: 4

LADYSMITH, WI 54848

Calculate Travel Distance to CARE & REHAB – LADYSMITH 2

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Total Staff

Employees

Contractors

14,545

Total Hours (Quarter)

Avg Staff/Day

7.3

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	7	7.5	No
Licensed Practical Nurse	3	8.6	No
Certified Nursing Assistant	32	8.4	Yes

Staff by Category

Administration

2 staff

3.6hs shift avg

Nursing Staff

45 staff

8.2hs shift avg

Physicians & Practitioners

3 staff

8.1hs shift avg

Therapy Services

11 staff

2.3hs shift avg

Activities & Recreation

0 staff

0hs shift avg

Social Services

1 staff

1.2hs shift avg

Dietary Services

5 staff

6.9hs shift avg

Other Services

1 staff

3.9hs shift avg

Contractor Analysis

5.9%

of total hours from contractors

864 contractor hours this quarter

Certified Nursing Assistant: 9 Respiratory Therapy Technician: 3 Physical Therapy Aide: 2 Qualified Social Worker: 1 Physical Therapy Assistant: 2 Speech Language Pathologist: 2 Occupational Therapy Assistant: 1 Medical Director: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	23	9	32	7,326	91	100%	8.4
Registered Nurse	7	0	7	2,342	91	100%	7.5
Other Dietary Services Staff	4	0	4	1,320	89	98%	7.8
Licensed Practical Nurse	3	0	3	746	79	87%	8.6
Clinical Nurse Specialist	2	0	2	650	56	62%	8.4
Medication Aide/Technician	2	0	2	515	53	58%	9.3
Nurse Practitioner	1	0	1	460	60	66%	7.7
Dietitian	1	0	1	266	60	66%	4.4
Physical Therapy Aide	0	2	2	255	62	68%	4.1
Dental Services Staff	1	0	1	213	55	60%	3.9
Administrator	1	0	1	184	50	55%	3.7
Speech Language Pathologist	0	2	2	136	64	70%	2.1
Physical Therapy Assistant	0	2	2	34	22	24%	1.5
Qualified Social Worker	0	1	1	25	20	22%	1.2
Nurse Aide in Training	1	0	1	24	3	3%	8
Occupational Therapy Aide	1	0	1	19	15	16%	1.3
Respiratory Therapy Technician	0	3	3	14	28	31%	0.5
Occupational Therapy Assistant	0	1	1	13	11	12%	1.2
Medical Director	0	1	1	5	3	3%	1.5

View All Staffing Data

Inspections

Total Citations

Critical (J-L)

Serious (G-I)

2.75

Citations/Inspection

Aug 2025

Last Inspection

Citation Severity Distribution

Minor (A-C)

Moderate (D-F)

Serious (G-I)

Critical (J-L)

Top Deficiency Categories

Abuse, Neglect & Exploitation

27% of total

Quality of Life & Care

18% of total

Infection Control

9% of total

Administration

9% of total

Pharmacy Services

9% of total

Citation Sources

Standard Inspections 8

Complaint Investigations 3

State Comparison (WI)

Citations

Wisconsin average: 27.3

Critical Citations

Wisconsin average: 0.9

Recent Citations (Last 3 Years)

Date	Severity ?	Category	Tag	Status
Aug 11, 2025	D	Abuse/Neglect	F0609	Corrected
Nov 13, 2024	F	Administration	F0851	Corrected
Nov 13, 2024	D	Infection Control	F0880	Corrected
Nov 13, 2024	F	Nutrition	F0812	Corrected
Nov 30, 2023	D	Abuse/Neglect	F0609	Corrected
Nov 30, 2023	D	Abuse/Neglect	F0610	Corrected
Oct 12, 2022	D	Nursing Services	F0730	Corrected
Oct 12, 2022	F	Nutrition	F0812	Corrected
Oct 12, 2022	D	Pharmacy	F0758	Corrected
Oct 12, 2022	D	Quality of Care	F0686	Corrected
Oct 12, 2022	E	Quality of Care	F0688	Corrected

Ownership: For-Profit Individual

Part of: Senior Management Inc

Resident Census by Payment Source

31 Total Residents

Medicaid 24 (77.4%)

Private Pay/Other 7 (22.6%)

Programs & Services

Residents' Group

Nurse Aide Training

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-Risk Clinical Events

12.7 Score

21% worse than avg Wisconsin avg: 10.5

Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline

Functional Decline

26.6 Score

20% worse than avg Wisconsin avg: 22.1

Composite score based on ADL decline, walking ability decline, and incontinence

Long-Stay Resident Measures

Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.

Need for Help with Daily Activities Increased

24.7%

Lost Too Much Weight

4.6%

Urinary Tract Infection

3.3%

Depressive Symptoms

0.0%

Falls with Major Injury

3.3%

Pneumococcal Vaccine

97.6%

Antipsychotic Use

33.9%

Walking Ability Worsened

27.3%

Influenza Vaccine

91.4%

High Risk Residents with Pressure Ulcers

3.6%

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence

27.8%

Short-Stay Resident Measures

Measures for residents who stay 100 days or less (typically rehabilitation patients).

Pneumococcal Vaccine

81.8% 6% worse than avg Wisconsin: 87.3%

Financial Trends

Historical financial and operational data for CARE & REHAB – LADYSMITH 2 based on CMS SNF Cost Reports.

Occupancy Rate 93.8% ↑ 5.9pp vs 2022

Net Income $392,392 ↑ ~$520K vs 2022

Total Payroll $2,304,567 ↓ ~$43K vs 2022

Profit Margin 11.0% ↑ 15.6pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2015	2017	2018	2019	2020	2021	2022	2023
Occupancy %	92.0%	95.1%	94.2%	93.2%	90.6%	90.4%	81.6%	75.0%	56.3%	87.9%	93.8%
Beds	62	32	32	32	32	32	32	32	32	32	32
Net Income	$105,419	$51,539	-$53,720	-$126,800	-$297,933	$95,130	-$478,532	$446,290	$1,074,311	-$128,060	$392,392
Gross Revenue	$3,684,071	$3,620,418	$2,667,016	$3,015,900	$2,812,999	$2,969,959	$2,704,164	$3,393,023	$2,093,707	$2,842,603	$3,552,832
Operating Expenses	$3,665,770	$3,933,395	$2,709,676	$3,085,393	$3,069,949	$3,028,246	$3,189,596	$3,228,882	$3,158,293	$3,088,143	$3,276,477
Net Patient Revenue	$3,645,823	$3,618,801	$2,651,002	$2,956,236	$2,765,024	$2,912,304	$2,665,324	$3,452,792	$2,164,624	$2,948,693	$3,656,425
Total Payroll	$2,611,609	$2,951,538	$1,888,835	$2,226,168	$2,235,317	$2,229,159	$2,233,415	$1,807,605	$1,508,464	$2,347,216	$2,304,567
Profit Margin %	2.9%	1.4%	-2.0%	-4.2%	-10.6%	3.2%	-17.7%	13.2%	51.3%	-4.5%	11.0%
Medicare %	4.1%	3.8%	6.3%	12.5%	7.8%	5.1%	8.1%	7.0%	9.0%	3.7%	2.2%
Medicaid %	72.5%	64.0%	49.3%	53.6%	49.8%	53.7%	69.6%	70.7%	64.5%	69.1%	75.9%
Private %	23.4%	32.2%	44.4%	33.9%	42.4%	41.3%	22.3%	22.3%	26.5%	27.3%	21.9%
Revenue/Day	$175	$197	$241	$272	$261	$276	$280	$393	$329	$287	$334
Cost/Day	$176	$214	$246	$283	$290	$287	$335	$368	$480	$301	$299
Avg Length of Stay	190.9 days	125.7 days	91.7 days	62.2 days	112.6 days	90.3 days	67.6 days	86.1 days	69.3 days	158.0 days	202.9 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

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Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Family Care Program

WI Medicaid Family Care

General: Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

WI Specifics: Managed care model; rural/urban balance.

Wisconsin Caregiver Support Program

WI NFCSP Respite

General: Caregiver of someone 60+ (or with dementia), Wisconsin resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

WI Specifics: High rural demand; ADRC coordination.

IRIS (Include, Respect, I Self-Direct)

Wisconsin IRIS

General: Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.

Income Limits (2025): ~$2,829/month; QIT optional.

Asset Limits: $2,000 (individual), $3,000 (couple).

WI Specifics: Flexible budget; serves ~20,000; participant hires caregivers.

SeniorCare Prescription Drug Assistance

Wisconsin SeniorCare

General: Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.

Income Limits (2025): ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.

Asset Limits: None.

WI Specifics: Four benefit levels; serves ~50,000 annually.

Medicare Savings Program (MSP)

Wisconsin Medicare Savings Program

General: Age 65+ or disabled, WI resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

WI Specifics: Includes Extra Help for Part D; no waitlist.

Wisconsin Home Energy Assistance Program (WHEAP)

Wisconsin WHEAP

General: Age 60+ prioritized, WI resident, low-income household.

Income Limits (2025): ~$3,970/month (185% FPL).

Asset Limits: Not assessed.

WI Specifics: Covers gas, electric, wood; crisis aid available.

Senior Community Service Employment Program (SCSEP)

Wisconsin SCSEP

General: Age 55+, unemployed, low-income, WI resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified.

WI Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Wisconsin VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth).

WI Specifics: High rural veteran use; supports care costs.

Property Tax Deferral Loan Program

Wisconsin Property Tax Deferral Loan

General: Age 65+, WI resident, homeowner, live in home 6+ months/year.

Income Limits (2025): ~$24,980/year (household).

Asset Limits: Home equity < $500,000; limited other assets.

WI Specifics: Saves ~$500-$1,500/year; interest ~2%-3%.

Senior Farmers’ Market Nutrition Program (SFMNP)

Wisconsin SFMNP

General: Age 60+, WI resident, low-income.

Income Limits (2025): ~$2,322/month (185% FPL).

Asset Limits: Not assessed.

WI Specifics: Vouchers (~$45/season); serves ~15,000 annually.

CARE & REHAB – LADYSMITH 2

CARE & REHAB – LADYSMITH 2 is a Nursing Home in Wisconsin

CARE & REHAB –… is a Nursing Home in Wisconsin

CARE & REHAB – LADYSMITH 2

CARE & REHAB – LADYSMITH 2 is a Nursing Home in Wisconsin

CARE & REHAB –… is a Nursing Home in Wisconsin

Quality ratings

Capacity and availability

Smaller home

This home usually has limited availability

Who this home usually serves

Mostly long-term care residents

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Care Services

All Levels of Care

Contact Information

Amenities & Lifestyle

Programs & Activities

Dining & Nutrition

Compare Nursing Homes around Wisconsin

Places of interest near CARE & REHAB – LADYSMITH 2

Calculate Travel Distance to CARE & REHAB – LADYSMITH 2

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Citation Severity Distribution

Top Deficiency Categories

Citation Sources

State Comparison (WI)

Recent Citations (Last 3 Years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality Measures

Long-Stay Resident Measures

Short-Stay Resident Measures

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Wisconsin Seniors

Family Care Program

Wisconsin Caregiver Support Program

IRIS (Include, Respect, I Self-Direct)

SeniorCare Prescription Drug Assistance

Medicare Savings Program (MSP)

Wisconsin Home Energy Assistance Program (WHEAP)

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Property Tax Deferral Loan Program

Senior Farmers’ Market Nutrition Program (SFMNP)

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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