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SMP Health – St. Catherine South
Article: How to get Medicare and Medicaid to Pay for Assisted Living

SMP Health – St. Catherine South

3102 S University Dr, Fargo, ND 58103, United States
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3.5 miles from city center
Description

SMP Health – St. Catherine South is a dedicated team of Catholic healthcare professionals with an impressive legacy spanning over 45 years. Sponsored by the Sisters of Mary of the Presentation, this institution embodies steadfast values and a commitment to delivering exceptional nursing home services, including skilled nursing and physical care.
Here, community ties run deep, fostering a welcoming and inclusive atmosphere. This strong sense of camaraderie extends to their comprehensive range of offerings, encompassing rehabilitation services and adult daycare. With a profound focus on maintaining genuine relationships within the community, this institution is more than just a healthcare provider—it’s a cornerstone of support. For those seeking long-term nursing home services or looking for a place within long-term care facilities, SMP Health – St. Catherine South also stands as a reliable haven, adapting its care to meet the evolving needs of residents.

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Type of Care Available

Nursing Homes Memory Care Hospice Care
Contact SMP Health – St. Catherine South
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icon (800)-348-2084

Claim What’s Yours: Financial Aid for North Dakota Seniors

Program
State Program Name
Eligibility
Benefits
Aged and Disabled Waiver
ND Medicaid A&D Waiver
  • General: Age 65+ or disabled, North Dakota resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $3,000 (individual, higher than most states).
  • ND Specifics: Higher asset limit; sparse population aids rural access.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.
Service Payments for Elderly and Disabled (SPED)
ND SPED
  • General: Age 65+ or disabled, North Dakota resident, at risk of decline.
  • Income Limits: ~$1,732/month (individual, varies).
  • Asset Limits: $50,000 (individual, higher limit).
  • ND Specifics: Higher asset limit; rural focus.
  • Services: In-home care (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Basic Care Assistance Program (BCAP)
North Dakota Basic Care Assistance Program
  • General: Age 65+ (or disabled 18+), ND resident, in licensed basic care facility, low-income.
  • Income Limits (2025): ~$1,255/month (individual, after facility costs); varies by facility rate.
  • Asset Limits: $3,000 (individual).
  • ND Specifics: Supplements SSI; covers ~50 facilities statewide.
  • Services: Cash (~$1,000-$1,500/month) for room/board/care in basic care facilities.
Family Home Care Program
North Dakota Family Home Care Program
  • General: Age 60+, ND resident, need help with 1+ ADL, family caregiver available.
  • Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
  • Asset Limits: Not assessed; need-based.
  • ND Specifics: Caregiver must be family; payment varies by hours/service.
  • Services: Family caregiver payment (~$10-$15/hour, up to 20 hours/week), respite support.
Medicare Savings Program (MSP)
North Dakota Medicare Savings Program
  • General: Age 65+ or disabled, ND resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • ND Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Low-Income Home Energy Assistance Program (LIHEAP)
North Dakota LIHEAP
  • General: Age 60+ prioritized, ND resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • ND Specifics: Covers oil, gas, electric; emergency aid available.
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max), weatherization.
Family Caregiver Support Program (FCSP)
North Dakota Family Caregiver Support Program
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; ND resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • ND Specifics: 8 regions; rural/low-income priority.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($50/day), training, supplies (~$500/year).
Senior Community Service Employment Program (SCSEP)
North Dakota SCSEP
  • General: Age 55+, unemployed, low-income, ND resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • ND Specifics: Priority for veterans, rural residents; AARP partnership.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
North Dakota VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, ND resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • ND Specifics: High veteran demand in rural areas; ND Veterans Home option.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Property Tax Homestead Credit for Seniors
North Dakota Homestead Property Tax Credit
  • General: Age 65+ (or disabled), ND resident, homeowner, low-income.
  • Income Limits (2025): ~$22,500/year (individual), ~$29,500/year (couple).
  • Asset Limits: Home value < $500,000; other assets not assessed.
  • ND Specifics: Credit up to $500-$1,000; applies to primary residence.
  • Services: Tax reduction (~$500-$1,000/year) on property taxes.
Medicaid Personal Care Option (PCO)
North Dakota Medicaid Personal Care Option
  • General: Age 65+ (or disabled), ND resident, Medicaid-eligible, need help with 1+ ADL.
  • Income Limits (2025): ~$1,255/month (100% FPL, individual); QIT optional for excess income.
  • Asset Limits: $3,000 (individual), $6,000 (couple) (excludes home up to $713,000, car).
  • ND Specifics: Self-directed option (hire family); part of Medicaid State Plan, not a waiver.
  • Services: Personal care (5-20 hours/week), homemaker services, respite (~5 days/year).

Claim What’s Yours Financial Aid for North Dakota Seniors

ND Medicaid A&D Waiver

Aged and Disabled Waiver

Eligibility
  • General: Age 65+ or disabled, North Dakota resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $3,000 (individual, higher than most states).
  • ND Specifics: Higher asset limit; sparse population aids rural access.
Benefits
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.
ND SPED

Service Payments for Elderly and Disabled (SPED)

Eligibility
  • General: Age 65+ or disabled, North Dakota resident, at risk of decline.
  • Income Limits: ~$1,732/month (individual, varies).
  • Asset Limits: $50,000 (individual, higher limit).
  • ND Specifics: Higher asset limit; rural focus.
Benefits
  • Services: In-home care (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
North Dakota Basic Care Assistance Program

Basic Care Assistance Program (BCAP)

Eligibility
  • General: Age 65+ (or disabled 18+), ND resident, in licensed basic care facility, low-income.
  • Income Limits (2025): ~$1,255/month (individual, after facility costs); varies by facility rate.
  • Asset Limits: $3,000 (individual).
  • ND Specifics: Supplements SSI; covers ~50 facilities statewide.
Benefits
  • Services: Cash (~$1,000-$1,500/month) for room/board/care in basic care facilities.
North Dakota Family Home Care Program

Family Home Care Program

Eligibility
  • General: Age 60+, ND resident, need help with 1+ ADL, family caregiver available.
  • Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
  • Asset Limits: Not assessed; need-based.
  • ND Specifics: Caregiver must be family; payment varies by hours/service.
Benefits
  • Services: Family caregiver payment (~$10-$15/hour, up to 20 hours/week), respite support.
North Dakota Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, ND resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • ND Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
North Dakota LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility
  • General: Age 60+ prioritized, ND resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • ND Specifics: Covers oil, gas, electric; emergency aid available.
Benefits
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max), weatherization.
North Dakota Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Eligibility
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; ND resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • ND Specifics: 8 regions; rural/low-income priority.
Benefits
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($50/day), training, supplies (~$500/year).
North Dakota SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility
  • General: Age 55+, unemployed, low-income, ND resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • ND Specifics: Priority for veterans, rural residents; AARP partnership.
Benefits
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
North Dakota VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, ND resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • ND Specifics: High veteran demand in rural areas; ND Veterans Home option.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
North Dakota Homestead Property Tax Credit

Property Tax Homestead Credit for Seniors

Eligibility
  • General: Age 65+ (or disabled), ND resident, homeowner, low-income.
  • Income Limits (2025): ~$22,500/year (individual), ~$29,500/year (couple).
  • Asset Limits: Home value < $500,000; other assets not assessed.
  • ND Specifics: Credit up to $500-$1,000; applies to primary residence.
Benefits
  • Services: Tax reduction (~$500-$1,000/year) on property taxes.
North Dakota Medicaid Personal Care Option

Medicaid Personal Care Option (PCO)

Eligibility
  • General: Age 65+ (or disabled), ND resident, Medicaid-eligible, need help with 1+ ADL.
  • Income Limits (2025): ~$1,255/month (100% FPL, individual); QIT optional for excess income.
  • Asset Limits: $3,000 (individual), $6,000 (couple) (excludes home up to $713,000, car).
  • ND Specifics: Self-directed option (hire family); part of Medicaid State Plan, not a waiver.
Benefits
  • Services: Personal care (5-20 hours/week), homemaker services, respite (~5 days/year).
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Elim Health Care Center
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3534 S University Dr, Fargo, ND 58104, United States
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SMP Health – St. Catherine North
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1351 Broadway N, Fargo, ND 58102, United States
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Community
Occupancy
Beds
Medicare Nights
Medicaid Nights
Free Market Days
Home Revenue
Payroll Costs
Home Costs
Owner
CCN
EVENTIDE FARGO
96.43%
98
3595
17357
14438
$17,707,875.00
$8,143,871.00
$8,847,263.00
GILSON, CHRISTOPHER
0355127
AMERICAN LUTHERAN HOMES
96.05%
172
10588
22675
28639
$29,108,705.00
$14,381,175.00
$13,086,581.00
AMERICAN LUTHERAN HOMES INC
0355086
SMP HEALTH - ST. CATHERINE SOUTH
91.12%
91
2107
16529
10557
$10,949,535.00
$6,919,161.00
$4,873,007.00
0355079
SMP HEALTH - ST. CATHERINE NORTH
94.72%
125
2537
21527
19956
$16,707,229.00
$9,666,771.00
$6,554,942.00
ALTON, AARON
0355047
FARGO NURSING AND REHAB CENTER LLC
78.68%
110
3509
14151
4587
$8,225,210.00
$5,021,884.00
$5,025,419.00
0355024
BETHANY ON 42ND
98.97%
116
1395
24740
16087
$19,680,449.00
$9,617,131.00
$10,203,088.00
BETHANY HOMES, INC
0355123
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