Best Independent Living in Carmel, IN

Average Monthly Cost of Independent Living in Carmel: $1,852
Staff-to-Resident Range for Carmel Communities Unknown
Monthly Cost Range of Independent Living in Carmel: $602 - $4,521
109 Licensed Independent Living Facilities in Carmel Area
Watch this Video to see Carmel's Top-rated Senior Communities
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Comparison Chart

Compare Independent Living around Carmel
The Stratford
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

SNF

24/7 care needed

Carmel
Suite / 1 Bed / 2 Bed
18
Yes
A+
54
WENTE, CHRIS
65.0%
$3,183,804.00
$3,741,588.00
117.5%
11.40
3/5
7.0759
3/5
4/5
3/5
Independence Village of Carmel
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

Carmel
Studio / 1 Bed / 2 Bed
93
Yes
A+
23
SENIOR LIVING CARMEL LLC
58.1%
-
-
-
-
-
-
-
-
-
Woodland Terrace of Carmel
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

Carmel
Studio / 1 Bed / 2 Bed
149
Yes
A+
46
WELL NPSL TENANT, LLC
57.0%
-
-
-
-
-
-
-
-
-
Rose Senior Living Carmel
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

Carmel
Studio / 1 Bed / 2 Bed
122
Yes
-
62
CARMEL SENIOR LIVING LLC
64.8%
-
-
-
-
-
-
-
-
-

Live life on your terms at The Stratford, an independent living community designed for active seniors in Carmel. Residents have the freedom to choose from a variety of apartment styles, each offering a comfortable and secure environment. The Stratford provides an array of amenities to enhance residents’ lives, including a fitness center for maintaining physical well-being, a beautifully appointed library for quiet enjoyment, and landscaped courtyards for socializing outdoors.

This center for independent living prioritizes resident engagement. A dedicated activities director plans a vibrant calendar of events and outings, catering to a wide range of interests. Whether you prefer educational lectures, social gatherings, or cultural excursions, The Stratford offers something for everyone. Additionally, on-site restaurants serve delicious meals, ensuring residents can enjoy a carefree and fulfilling lifestyle.

Overview of The Stratford

Live life on your terms at The Stratford, an independent living community designed for active seniors in Carmel. Residents have the freedom to choose from a variety of apartment styles, each offering a comfortable and secure environment. The Stratford provides an array of amenities to enhance residents’ lives, including a fitness center for maintaining physical well-being, a beautifully appointed library for quiet enjoyment, and landscaped courtyards for socializing outdoors.

This center for independent living prioritizes resident engagement. A dedicated activities director plans a vibrant calendar of events and outings, catering to a wide range of interests. Whether you prefer educational lectures, social gatherings, or cultural excursions, The Stratford offers something for everyone. Additionally, on-site restaurants serve delicious meals, ensuring residents can enjoy a carefree and fulfilling lifestyle.

What does this home offer?

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Pets Allowed: Yes, Pets Allowed

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Room Sizes: 488 / 654 / 737 / 752 - 2,346 sq. ft

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Housing Options: Suite / 1 Bed / 2 Bed

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Building Type: Mid-rise

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Transportation Services

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Fitness and Recreation

Type of Care Available

Independent Living Assisted Living Memory Care Nursing Home
Contact The Stratford

Independence Village of Carmel independent living, assisted living, and memory care for seniors. The community provides high-quality senior care that allows residents to stay active and maintain individuality; they ensure that residents live the best life possible by creating an environment that cultivates personal growth and blossoming friendships. The vibrant senior living home is the ideal place for an elderly who seeks to find an accepting and inviting community with programs and services that celebrate each individual.

As a proud member of the StoryPoint group, Independence Village ensures that its services are flexible for comfort and stability. They provide a range of services, such as 24-hour licensed support by a team of professional and compassionate care staff, beautiful and thoughtfully designed interiors, and specialized programming for holistic wellness.

Overview of Independence Village of Carmel

Independence Village of Carmel independent living, assisted living, and memory care for seniors. The community provides high-quality senior care that allows residents to stay active and maintain individuality; they ensure that residents live the best life possible by creating an environment that cultivates personal growth and blossoming friendships. The vibrant senior living home is the ideal place for an elderly who seeks to find an accepting and inviting community with programs and services that celebrate each individual.

As a proud member of the StoryPoint group, Independence Village ensures that its services are flexible for comfort and stability. They provide a range of services, such as 24-hour licensed support by a team of professional and compassionate care staff, beautiful and thoughtfully designed interiors, and specialized programming for holistic wellness.

What does this home offer?

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Pets Allowed: Yes, Pets Allowed

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Room Sizes: 400 / 440 / 480 / 540 - 1,220 sq. ft

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Housing Options: Studio / 1 Bed / 2 Bed

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Building Type: 3-story

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Transportation Services

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Fitness and Recreation

Type of Care Available

Independent Living Assisted Living Memory Care
Contact Independence Village of Carmel

Woodland Terrace of Carmel is a standout among assisted living communities in Indiana, offering a comprehensive range of care options that include independent living and assisted living with memory care options. Complementing these choices are beautiful cottages that enhance the everyday living experience, creating an exceptional community for residents. Residents benefit from spacious and open common areas that encourage strong connections between seniors and staff.

The culinary experience is also a highlight, with classically trained chefs preparing fresh homemade meals. This community goes beyond the basics, providing an ideal environment for relaxation and enjoyment. Services such as housekeeping, transportation, and concerts are available, along with a diverse array of activities including art classes, book clubs, movie nights, and happy hours. Moreover, Woodland Terrace of Carmel ensures personalized care plans that encompass physical therapy and medication reminders. It’s a testament to exceptional assisted living places that cater to individual needs, making every day truly special for residents.

Overview of Woodland Terrace of Carmel

Woodland Terrace of Carmel is a standout among assisted living communities in Indiana, offering a comprehensive range of care options that include independent living and assisted living with memory care options. Complementing these choices are beautiful cottages that enhance the everyday living experience, creating an exceptional community for residents. Residents benefit from spacious and open common areas that encourage strong connections between seniors and staff.

The culinary experience is also a highlight, with classically trained chefs preparing fresh homemade meals. This community goes beyond the basics, providing an ideal environment for relaxation and enjoyment. Services such as housekeeping, transportation, and concerts are available, along with a diverse array of activities including art classes, book clubs, movie nights, and happy hours. Moreover, Woodland Terrace of Carmel ensures personalized care plans that encompass physical therapy and medication reminders. It’s a testament to exceptional assisted living places that cater to individual needs, making every day truly special for residents.

What does this home offer?

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Pets Allowed: Yes, Pets Allowed

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Room Sizes: 562 / 690 - 789 / 968 - 1384 sq. ft

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Housing Options: Studio / 1 Bed / 2 Bed

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Building Type: Mid-rise

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Transportation Services

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Fitness and Recreation

Type of Care Available

Assisted Living Independent Living Memory Care

Rose Senior Living Carmel

1285 Fairfax Manor Dr, Carmel, IN 46032

Rose Senior Living Carmel is an esteemed facility among assisted living communities, providing an environment that fosters a genuine sense of family. Offering a comprehensive range of care options, including independent living, residential assisted living, and specialized memory care services, this facility is known for its opulent details and elegant external appearance. With a commitment to maintenance-free living, Rose Senior Living Carmel sets itself apart by providing residents with comfortable and spacious apartments, complemented by a variety of floor plans to suit individual preferences.

Within this community, residents enjoy access to a theater and a dedicated health and wellness navigation team. The wide array of classes available caters to diverse interests, from cultivating green thumbs to engaging in enlightening book club discussions, ensuring an enriching experience. Dining at Rose Senior Living Carmel is also truly exceptional, thanks to the culinary expertise of a dedicated team that crafts nutritious and savory meals. The community boasts beautiful outdoor spaces for relaxation as well, while the presence of full kitchens and spacious closets inside adds to residents’ comfort.

Overview of Rose Senior Living Carmel

Rose Senior Living Carmel is an esteemed facility among assisted living communities, providing an environment that fosters a genuine sense of family. Offering a comprehensive range of care options, including independent living, residential assisted living, and specialized memory care services, this facility is known for its opulent details and elegant external appearance. With a commitment to maintenance-free living, Rose Senior Living Carmel sets itself apart by providing residents with comfortable and spacious apartments, complemented by a variety of floor plans to suit individual preferences.

Within this community, residents enjoy access to a theater and a dedicated health and wellness navigation team. The wide array of classes available caters to diverse interests, from cultivating green thumbs to engaging in enlightening book club discussions, ensuring an enriching experience. Dining at Rose Senior Living Carmel is also truly exceptional, thanks to the culinary expertise of a dedicated team that crafts nutritious and savory meals. The community boasts beautiful outdoor spaces for relaxation as well, while the presence of full kitchens and spacious closets inside adds to residents’ comfort.

What does this home offer?

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Pets Allowed: Yes, Pets Allowed

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Room Sizes: 353 - 1.191 sq. ft

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Housing Options: Studio / 1 Bed / 2 Bed

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Transportation Services

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Fitness and Recreation

Type of Care Available

Independent Living Assisted Living Memory Care

Assisted Living Magazine Ranking Methodology

View Full Ranking Methodology

How We Score & Rank Senior Living Communities

At Assisted Living Magazine, our rankings are designed to help families compare senior living communities with clarity and confidence.
Each community is evaluated and ranked based on reputation, transparency, digital trust, and on-site quality signals.
Below is the full explanation of every factor and the exact weight it contributes to the final score.

Update cadence: Reviewed quarterly, with prompt updates when new reviews, reports, or complaints are filed.

What We Prioritize Most

The largest portion of every community’s score comes from resident feedback and online reputation (40%), which reflects real experiences shared by families and caregivers.
An additional 45% of the score comes from a combination of transparency and operational quality signals, including:

  • Photos, videos, and virtual tours (visual transparency)
  • Website quality and digital trust indicators
  • Occupancy levels and number of units (community scale & stability)

These factors help us evaluate how well a community presents itself and how consistently it meets resident needs.

Balancing Additional Factors

The final 15% of the score comes from supportive context data, including:

  • Walkability and local accessibility
  • Estimated property value
  • Pricing information

These elements provide helpful context but carry less weight because our rankings prioritize real-world satisfaction and care consistency first.
The result is a fair, clear, and data-driven ranking system for families researching senior living options.

What Families Search for Most in Carmel

A quick look at the senior living and care categories people explore the most. Find the options that matter to you in one place.

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Contact us Today

Frequently Asked Questions

What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview:

  • Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement.
  • Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay.
  • Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation.
  • Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program.
  • State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options.
  • Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities.
  • Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.
How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up. 

What services do you offer?
  • Finding and ranking the best assisted living facilities
  • Finding and ranking the best nursing homes
  • Finding and ranking the best memory care facilities
  • Our concierge service helps seniors move into the perfect home for them
  • Helping seniors use medicare, medicaid, and other government programs to pay for their homes
  • Helping seniors avoid senior homes that have bad service or fraud
  • Helping seniors avoid senior homes that have bad service or fraud
  • Autobiography & Family History Writing + Research
  • Senior-focused concierge medicine
  • Senior-focused nutritionist
  • Senior-focused personal training
  • Memory care specialists
  • Custom wheelchairs at all price points.
  • Custom hearing aids
  • Cosmetic skincare + dermatology
  • Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat.
  • Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.
Virtual Tours & Videos

Check out our photo album

Check out our virtual tours

Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

Cost guide to senior living, assisted living, nursing homes, and more.

Check out our cost guide.

Frequently Asked Questions

Answers to the most common questions from families.
What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview:

  • Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement.
  • Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay.
  • Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation.
  • Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program.
  • State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options.
  • Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities.
  • Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.
How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

Cost guide to senior living, assisted living, nursing homes, and more.

Check out our cost guide.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up. 

What services do you offer?
  • Finding and ranking the best assisted living facilities
  • Finding and ranking the best nursing homes
  • Finding and ranking the best memory care facilities
  • Our concierge service helps seniors move into the perfect home for them
  • Helping seniors use medicare, medicaid, and other government programs to pay for their homes
  • Helping seniors avoid senior homes that have bad service or fraud
  • Helping seniors avoid senior homes that have bad service or fraud
  • Autobiography & Family History Writing + Research
  • Senior-focused concierge medicine
  • Senior-focused nutritionist
  • Senior-focused personal training
  • Memory care specialists
  • Custom wheelchairs at all price points.
  • Custom hearing aids
  • Cosmetic skincare + dermatology
  • Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat.
  • Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.
Virtual Tours & Videos

Check out our photo album

Check out our virtual tours

Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews