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Compare Independent Living around Washington
| Bonaventure of Salmon Creek |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Vancouver (Pleasant Valley) | 89
Facility
89
WA AVG
82
Rank
#142 / 366 | Yes |
22
Facility
22
WA AVG
51
Rank
#516 / 628 | Studio / 1 Bed / 2 Bed |
70.8%
Facility
70.8%
WA AVG
74.4%
Rank
#184 / 285 | A+ | 33 | 0
Facility
0
WA AVG
8
Rank
#1 / 285 | 59
Facility
59
WA AVG
31
Rank
#249 / 285 | 1.8
Facility
1.8
WA AVG
3.4
Rank
#35 / 285 |
| Van Mall Retirement |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. | Vancouver (Vancouver Mall) | 110
Facility
110
WA AVG
82
Rank
#123 / 366 | No |
52
Facility
52
WA AVG
51
Rank
#312 / 628 | Studio / 1 Bed / 2 Bed |
74.5%
Facility
74.5%
WA AVG
74.4%
Rank
#67 / 285 | A+ | 4 | 1
Facility
1
WA AVG
8
Rank
#119 / 285 | 24
Facility
24
WA AVG
31
Rank
#134 / 285 | 6.0
Facility
6.0
WA AVG
3.4
Rank
#221 / 285 |
| Village Green Federal Way |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. | Federal Way | 136
Facility
136
WA AVG
82
Rank
#29 / 366 | Yes |
30
Facility
30
WA AVG
51
Rank
#478 / 628 | Studio / 1 Bed / 2 Bed / 3 Bed |
29.4%
Facility
29.4%
WA AVG
74.4%
Rank
#282 / 285 | - | 3 | 0
Facility
0
WA AVG
8
Rank
#1 / 285 | 23
Facility
23
WA AVG
31
Rank
#131 / 285 | 7.7
Facility
7.7
WA AVG
3.4
Rank
#256 / 285 |
| The Bellettini |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. | Bellevue (Northwest Bellevue) | 60
Facility
60
WA AVG
82
Rank
#246 / 366 | Yes |
87
Facility
87
WA AVG
51
Rank
#54 / 628 | 1 Bed / 2 Bed |
68.3%
Facility
68.3%
WA AVG
74.4%
Rank
#197 / 285 | - | 4 | 0
Facility
0
WA AVG
8
Rank
#1 / 285 | 28
Facility
28
WA AVG
31
Rank
#160 / 285 | 7.0
Facility
7.0
WA AVG
3.4
Rank
#245 / 285 |
| Bonaventure of Lacey |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). | Lacey | 126
Facility
126
WA AVG
82
Rank
#35 / 366 | No |
55
Facility
55
WA AVG
51
Rank
#297 / 628 | 1 Bed / 2 Bed |
70.6%
Facility
70.6%
WA AVG
74.4%
Rank
#185 / 285 | A+ | 43 | 23
Facility
23
WA AVG
8
Rank
#285 / 285 | 98
Facility
98
WA AVG
31
Rank
#281 / 285 | 2.3
Facility
2.3
WA AVG
3.4
Rank
#53 / 285 |
| Bonaventure of Puyallup |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. | Puyallup | 109
Facility
109
WA AVG
82
Rank
#78 / 366 | No |
49
Facility
49
WA AVG
51
Rank
#334 / 628 | 1 Bed / 2 Bed |
79.8%
Facility
79.8%
WA AVG
74.4%
Rank
#118 / 285 | A+ | 12 | 4
Facility
4
WA AVG
8
Rank
#231 / 285 | 22
Facility
22
WA AVG
31
Rank
#127 / 285 | 1.8
Facility
1.8
WA AVG
3.4
Rank
#35 / 285 |
| Merrill Gardens at Burien |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Burien (Downtown) | 60
Facility
60
WA AVG
82
Rank
#246 / 366 | Yes |
91
Facility
91
WA AVG
51
Rank
#37 / 628 | Studio / 1 Bed / 2 Bed |
71.7%
Facility
71.7%
WA AVG
74.4%
Rank
#179 / 285 | A+ | 6 | 0
Facility
0
WA AVG
8
Rank
#1 / 285 | 29
Facility
29
WA AVG
31
Rank
#163 / 285 | 4.8
Facility
4.8
WA AVG
3.4
Rank
#171 / 285 |
| Maplewood Gardens |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. | Spokane (Logan) | 208
Facility
208
WA AVG
82
Rank
#4 / 366 | Yes |
75
Facility
75
WA AVG
51
Rank
#119 / 628 | Studio / Alcove / 1 Bed / 2 Bed |
91.3%
Facility
91.3%
WA AVG
74.4%
Rank
#41 / 285 | - | 13 | 0
Facility
0
WA AVG
8
Rank
#1 / 285 | 38
Facility
38
WA AVG
31
Rank
#195 / 285 | 2.9
Facility
2.9
WA AVG
3.4
Rank
#81 / 285 |
| Village Concepts of Auburn – Brannan Park |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. | Auburn (Christopher) | 100
Facility
100
WA AVG
82
Rank
#93 / 366 | No |
62
Facility
62
WA AVG
51
Rank
#223 / 628 | Studio / 1 Bed | - | A+ | - | - | - | - |
| Brookdale Canyon Lakes |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. | Kennewick (Shadow Run) | 53
Facility
53
WA AVG
82
Rank
#284 / 366 | No |
11
Facility
11
WA AVG
51
Rank
#583 / 628 | Studio / Alcove / 1 Bed / 2 Bed / Cottage |
92.5%
Facility
92.5%
WA AVG
74.4%
Rank
#37 / 285 | A+ | 6 | 2
Facility
2
WA AVG
8
Rank
#166 / 285 | 42
Facility
42
WA AVG
31
Rank
#206 / 285 | 7.0
Facility
7.0
WA AVG
3.4
Rank
#245 / 285 |
| Royal Park Retirement Center |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Spokane (Shiloh Hills) | 100
Facility
100
WA AVG
82
Rank
#93 / 366 | No |
66
Facility
66
WA AVG
51
Rank
#183 / 628 | Studio / 1 Bed / 2 Bed | - | A+ | 1 | 0
Facility
0
WA AVG
8
Rank
#1 / 285 | 5
Facility
5
WA AVG
31
Rank
#26 / 285 | 5.0
Facility
5.0
WA AVG
3.4
Rank
#180 / 285 |
| Fairwinds – Redmond |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. | Redmond (Bear Creek) | 50
Facility
50
WA AVG
82
Rank
#293 / 366 | Yes |
18
Facility
18
WA AVG
51
Rank
#540 / 628 | Studio / 1 Bed / 2 Bed |
100.0%
Facility
100.0%
WA AVG
74.4%
Rank
#1 / 285 | A+ | 9 | 3
Facility
3
WA AVG
8
Rank
#205 / 285 | 37
Facility
37
WA AVG
31
Rank
#189 / 285 | 4.1
Facility
4.1
WA AVG
3.4
Rank
#141 / 285 |
| Cogir at The Narrows |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Tacoma (West End) | 115
Facility
115
WA AVG
82
Rank
#14 / 366 | Yes |
7
Facility
7
WA AVG
51
Rank
#594 / 628 | Studio / 1 Bed / 2 Bed |
100.0%
Facility
100.0%
WA AVG
74.4%
Rank
#114 / 285 | A+ | 5 | 3
Facility
3
WA AVG
8
Rank
#205 / 285 | 16
Facility
16
WA AVG
31
Rank
#87 / 285 | 3.2
Facility
3.2
WA AVG
3.4
Rank
#98 / 285 |
| Patriots Landing |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision. | Dupont | 157
Facility
157
WA AVG
82
Rank
#11 / 366 | Yes |
26
Facility
26
WA AVG
51
Rank
#499 / 628 | Studio / 1 Bed / 2 Bed | - | A+ | - | - | - | - |
| Overlake Terrace Assisted & Senior Living |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Redmond (Overlake) | 150
Facility
150
WA AVG
82
Rank
#16 / 366 | No |
42
Facility
42
WA AVG
51
Rank
#398 / 628 | Studio / 1 Bed / 2 Bed | - | - | - | - | - | - |
Discover an exceptional stay with Farrington Court Assisted & Senior Living, in Kent, WA. This peculiar senior living community provides independent living, assisted living, and memory care services. Charming and spacious accommodations from one-bedroom to two-bedrooms are specially designed for the primary needs of seniors which include light housekeeping, same-day maintenance responses, and month-by-month contracts. The community also provides a customized level of support, along with an emergency response pendant, and an on-call care, 24 hours a day.
Experience its above and beyond amenities and services wherein residents can enjoy weekly shuttle bus excursions, private transport available for personal appointments, a beauty salon and barber shop, and a gym with daily exercises. Enjoy delectable meals in an all-inclusive restaurant-style dining along with interactive and fun recreational activities. At the Farrington Court Assisted & Senior Living, seniors can acquire a promising retirement experience.
Offering comprehensive services, The Springs at Waterfront is an assisted living community in Vancouver, Washington, with a 68-bed capacity. Care options include independent living, assisted living, and a specialized Footsteps memory care program. Currently, 25 older adults are in residence, representing a 37% occupancy. Seasonal-inspired dining options, housekeeping, and care management are also provided to meet residents’ needs.
Off-site excursions, fitness classes, and seminars are available to encourage active living and help residents maintain holistic wellness. A heated indoor pool, a movie theater, and a fitness center are among the on-site amenities, providing various options for leisure and social interactions. It is also located in a relatively walkable neighborhood in Vancouver with a Walk Score of 67, allowing residents to access some services on foot. The Springs at Waterfront also features a variety of apartment options, including studio, one-, two-, and three-bedroom apartments in a high-rise setting.
Located in the scenic Renton, Washington area, The Weatherly Inn’s Renton Community genuinely offers an exceptional living experience worth exploring, with a special focus on memory care and assisted living for seniors. Residents can select from spacious floor plans, such as studios, one-bedroom, or one-bedroom plus units, tailored to their preferences. This upscale community also radiates warmth and is thoughtfully designed to ensure not only security and comfort but also a posh environment for the ideal golden years.
Personalized care is a top priority at Weatherly Inn. Licensed nurses are on hand 24/7 to offer the necessary support. Engaging outings, informative classes, lively parties, and festive holiday celebrations are also available, fostering a vibrant and enjoyable atmosphere for residents. Other services encompass diabetes management, housekeeping, dining services, social engagement opportunities, transportation for appointments, and assistance with dressing and grooming.
Located in Renton, WA, Merrill Gardens at Renton Centre is a multi-awarded senior living community that offers a range of senior living options, including assisted living, independent living, transitional care, and memory care. Choose from 184 studio, one, and two bedroom private apartments and 24 private and shared memory care apartments in a secure setting. Recognized with the Best of Renton Award every year for the past thirteen years, the community proves its commitment to delivering exceptional care and services.
Focused on actively engaging its residents, the community conducts a variety of activities and wellness programs, such as indoor gardening, TED talks, pet therapy, bread baking, and picnics. Residents also enjoy convenient services, such as concierge services, daily scheduled transportation, 24-hour assistance and weekly housekeeping. Their Anytime Dining program, ensures residents are nourished with fresh, restaurant-style meals 7 days a week. Amenities include a well-stocked library, movie theater, wine bar, salon, cozy living areas, and beautiful courtyard.
Nestled in the tranquil neighborhood of Auburn, WA, Merrill Gardens at Auburn is an enticing community that offers assisted living, independent senior living, and memory care services. This community is characterized by its caring, welcoming, and authentic atmosphere. Daily interactions with residents, families, and team members provide a fulfilling and satisfying experience for the team. The presence of a highly skilled and kindhearted team is a point of pride, as they consistently go above and beyond to ensure exceptional care.
At Magnolia Gardens Senior Care, residents enjoy a vibrant lifestyle with a dynamic calendar of activities managed by the Active Living Program Director. With an abundance of engaging options, every day is filled with opportunities for fulfillment. The community also features spacious private apartments and inviting amenities, including a theater, library, and bistro, ensuring seniors experience a comfortable and rewarding retirement.
Weatherly Inn has been a trusted and reliable senior living community in Kent. Specializing in memory support services, the premier assisted living-focused approach to Alzheimer’s and dementia care is delivered by its compassionate caregivers who strive to present family-like treatment to its residents. Seniors immediately feel right at home and gain that sense of belonging due to the unwavering amount of unbiased support given to each individual.
Weatherly Inn in Kent boasts its picturesque village-style community that offers a warm and welcoming atmosphere for comfortable living. The goal of the luxury memory care home is to ensure seniors thrive with its forward-thinking amenities and services, such as individualized memory care therapy, day care services, respite stays, healthy meal plans, calendar-filled activities, and many more that nurture individual growth and independence.
Village Green Federal Way is a retirement campus designed to cater to the vibrant living of seniors. Set in an urban setting complemented by a delightful garden, this community thrives with a bustling atmosphere and a plethora of engaging activities. Seniors here can enjoy a range of living options, including independent living, assisted living, and short-term stays. What sets Village Green apart is its prime location along Puget Sound, striking the perfect balance between urban convenience and suburban tranquility.
The apartments are not just spacious but also cozy, and for those who prefer cottage living, it’s readily available. The sense of community is strong, making it effortless for residents to forge new friendships. From delectable dining options to a well-equipped fitness room, aqua therapy, computer lab, and engaging social spaces like movie and card rooms, residents have ample opportunities for enjoyment and socialization. Additionally, Village Green prioritizes safety and peace of mind, with emergency pull cords in each apartment and cottage, a fully monitored campus, and round-the-clock availability of staff. Transportation services, beauty salon, barbershop, and 24-hour coffee and juice bars further enhance the convenience of daily living.
Cascade Inn undoubtedly provides the highest quality of care for independent living and assisted living residents. Management makes it a point that seniors are given the freedom and choice given to each resident and ensures that they attend to the unique needs of each individual with kindness and compassion. Cascade Inn offers senior living that is enriched by world-class hospitality and service.
As a Koelsch senior living home, the upscale community prides itself on being a renowned home in Vancouver. Their all-inclusive features include ALDs, specialized memory care programs, medication management, transfer assistance, housekeeping, and laundry services tailored to their unique needs.
Discover the enchanting world of Brookdale Foundation House in Federal Way, Washington – an extraordinary assisted living community that embraces a unique and captivating environment. Here, amidst cozy surroundings and breathtaking views, residents experience a blend of comfort and convenience. Nestled between the vibrant cities of Seattle and Tacoma, this community offers not only exceptional assisted living but also specialized memory care and independent living options.
It’s a haven where residents can savor the joys of pet-friendly floorplans, complemented by a dedicated staff available 24/7. From the art and craft studio to the landscaped grounds, from the fireside living room to the therapy room, every corner resonates with warmth. With amenities like a game room, Wi-Fi throughout, a fitness center, and even a sports bar, this community ensures that every resident finds their perfect space to relax, engage, and delight in the fulfilling senior living experience.
Nestled in the harmonious neighborhood of Seattle, WA, Cogir of Queen Anne is an esteemed senior living community offering assisted living and independent living. Enjoy a worry-free lifestyle within the cozy and elegant accommodation of Cogir of Queen Anne with various one-bedroom and two-bedroom floor plans. The community goes above and beyond to ensure residents flourish and do what they love.
With enjoyable activities and energizing programs conducted for leisure and wellness, seniors relive past hobbies and discover new interests. The community ensures seniors have a wonderful experience, serving them healthy and tasty meals to meet their nutritional needs and tastes. Cogir of Queen Anne is ideal for seniors seeking a comfortable abode to spend a glorious retirement surrounded by stunning amenities and a serene community.
Ranking Methodology
How we rank these independent living communities
Every community above is evaluated across six weighted categories using public data including state inspection records, review platforms, BBB profiles, and operator-published materials.
Weighting overview
- 35%Resident Experience
- 25%Regulatory
- 15%Visual Media
- 10%Website
- 10%Stability
- 5%Environment
01
Resident & Family Experience 35%
The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.
- Includes
- Review Sentiment
- Review Volume
02
Regulatory & Safety Record 25%
State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.
- Includes
- State Inspections
- Citations/Inspection
- % Inspections w/ Citations
- Complaint Visits
- Accreditations
- BBB Rating
03
Visual Media & Transparency 15%
Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.
- Includes
- Video Tours
- Virtual Walkthroughs
- Photo Quantity
- Photo Quality
04
Website & Operator Transparency 10%
Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.
- Includes
- Website Content
- Mobile Usability
- Staff Info Available
- Owner Info Available
05
Community Stability 10%
Operational signals indicating whether a community is well-run and meeting demand.
- Includes
- Occupancy Rate
- Bed Options
06
Environment & Pricing 5%
Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.
- Includes
- Walk Score
- Pricing Transparency
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Frequently Asked Questions about Independent Living in Washington
What is independent living?
Independent living communities are residential settings for active older adults — typically with private apartments or cottages, shared amenities (dining, fitness, activities), and no built-in medical care.
How many independent living communities are listed on this page?
This page features 162 independent living communities in Washington. Use the filters and comparison tools above to compare ratings, amenities, and pricing.
How do I choose the right independent living community in Washington?
Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Washington, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.
What should I look for when visiting independent living communities in Washington?
Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.
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