Bertram House of Swampscott
Bertram House of Swampscott is a premier senior living community located in Swampscott, Massachusetts, just one block from the beach. The community offers a maintenance-free lifestyle, allowing residents to enjoy friends, hobbies, seasonal cuisine, and the local area as they please. Bertram House of Swampscott is considered the gold standard in senior living, with a reputation on the North Shore that’s second to none. The community is housed in a beautiful historic building, previously the New Ocean House Hotel, and offers a gracious living experience with services tailored to meet the individual needs and preferences of each resident.
Bertram House of Swampscott provides a range of living options, including assisted living, memory care, short-term stays, and hospice coordination. The community offers a specialized area dedicated to residents with Alzheimer’s disease and other forms of memory loss. Residents can enjoy a variety of daily activities, such as physical fitness, creative pursuits, social events, learning opportunities, and spiritual programs. The community also offers scheduled group trips and resident-sponsored clubs catering to various interests. Bertram House of Swampscott serves up to three delicious, well-balanced meals daily, featuring a variety of menu choices with snacks available throughout the day. The community is located just 14 miles from downtown Boston, close to the historic New England towns of Marblehead and Salem, and near Salem Hospital and North Shore Medical Center.
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For seniors needing help with daily tasks but not full-time nursing.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
24/7 care needed
For seniors needing help with daily tasks but not full-time nursing.
For seniors needing help with daily tasks but not full-time nursing.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
Respite Care
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
24/7 care needed
Claim What’s Yours: Financial Aid for Massachusetts Seniors
- General: Age 60+, Massachusetts resident, at risk of nursing home placement.
- Income Limits (2025): ~$1,500/month (individual, varies by region).
- Asset Limits: $2,000 (individual, excludes home, car).
- MA Specifics: Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.
- Services: In-home care (3-5 hours/day), homemaker services, respite care (up to 14 days/year), adult day care (~$75/day).
- General: Age 65+, Massachusetts resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- MA Specifics: Requires clinical eligibility determination.
- Services: Personal care (5-7 hours/day), respite care (240 hours/year), adult day care (~$75/day), home health services.
- General: Age 65+, Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
- Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
- MA Specifics: Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).
- Services: Personal care (5-7 hours/day), medical care, respite (240 hours/year), adult
- General: Age 65+ or disabled, Massachusetts resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- MA Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- MA Specifics: 27 ASAPs; prioritizes low-income, rural caregivers.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training, supplies (~$500/year).
- General: Age 65+ or disabled, Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
- Income Limits (2025): No strict limit; copays vary by income (~$24,980-$75,000/year individual).
- Asset Limits: Not assessed.
- MA Specifics: Supplements Medicare Part D; no enrollment fee for low-income.
- Services: Covers prescription copays ($5-$40/drug), fills coverage gaps, catastrophic cost protection ($4,000+ covered).
- General: Age 55+, unemployed, low-income, Massachusetts resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- MA Specifics: Priority for veterans, rural residents; AARP partnership.
- Services: Paid training (~20 hours/week at ~$15/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- MA Specifics: High veteran demand statewide.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for Massachusetts Seniors
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