Cooperative Living Center
Assisted Living · West Fargo, ND

Overview of Cooperative Living Center

Situated in the heart of West Fargo, North Dakota, the Cooperative Living Center presents a distinctive haven for those seeking an elevated retirement living experience. This vibrant community, designed for individuals aged 55 years and older, offers a unique blend of comfort and convenience. Embracing a smoke-free environment, the center boasts accessible features, including an elevator, ensuring that every resident can navigate the space with ease.
Residents are met with 24-hour emergency maintenance, providing an additional layer of security and peace of mind. Beyond the functional aspects, the Cooperative Living Center enhances the lifestyle of its residents with the option to unwind on their private patio or balcony, all while having the convenience of an available garage. The community’s strategic location grants residents access to local amenities and services, further enriching their retirement experience.

(701) 281-0315
Walk Score
Walk Score: 65 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

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Financial Assistance for
Assisted Living in North Dakota

Cooperative Living Center is located in West Fargo, North Dakota.
Here are the financial assistance programs available to residents in North Dakota.

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Aged and Disabled Waiver

ND Medicaid A&D Waiver

Age 65+ or disabled
General North Dakota resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $3,000 individual, higher than most states
ND

Higher asset limit; sparse population aids rural access.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home aides

Service Payments for Elderly and Disabled (SPED)

ND SPED

Age 65+ or disabled
General North Dakota resident, at risk of decline.
Income Limits ~$1,732/month individual, varies
Asset Limits $50,000 individual, higher limit
ND

Higher asset limit; rural focus.

Benefits
In-home care (2-4 hours/week) Respite (up to 5 days/year) Transportation (~5 trips/month)

Basic Care Assistance Program (BCAP)

North Dakota Basic Care Assistance Program

Age 65+ (or disabled 18+)
General ND resident, in licensed basic care facility, low-income.
Income Limits (2025) ~$1,255/month (individual, after facility costs); varies by facility rate.
Asset Limits $3,000 individual
ND

Supplements SSI; covers ~50 facilities statewide.

Benefits
Cash (~$1,000-$1,500/month) for room/board/care in basic care facilities

Family Home Care Program

North Dakota Family Home Care Program

Age 60+
General ND resident, need help with 1+ ADL, family caregiver available.
Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year
Asset Limits Not assessed; need-based.
ND

Caregiver must be family; payment varies by hours/service.

Benefits
Family caregiver payment (~$10-$15/hour, up to 20 hours/week) Respite support

Medicare Savings Program (MSP)

North Dakota Medicare Savings Program

Age 65+ or disabled
General ND resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
ND

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Family Caregiver Support Program (FCSP)

North Dakota Family Caregiver Support Program

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; ND resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
ND

8 regions; rural/low-income priority.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($50/day) Training Supplies (~$500/year)

VA Aid and Attendance (A&A) and Housebound Benefits

North Dakota VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General ND resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
ND

High veteran demand in rural areas; ND Veterans Home option.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Property Tax Homestead Credit for Seniors

North Dakota Homestead Property Tax Credit

Age 65+ (or disabled)
General ND resident, homeowner, low-income.
Income Limits (2025) ~$22,500/year (individual), ~$29,500/year (couple).
Asset Limits Home value < $500,000; other assets not assessed.
ND

Credit up to $500-$1,000; applies to primary residence.

Benefits
Tax reduction (~$500-$1,000/year) on property taxes

Medicaid Personal Care Option (PCO)

North Dakota Medicaid Personal Care Option

Age 65+ (or disabled)
General ND resident, Medicaid-eligible, need help with 1+ ADL.
Income Limits (2025) ~$1,255/month (100% FPL, individual); QIT optional for excess income.
Asset Limits $3,000 (individual), $6,000 (couple) (excludes home up to $713,000, car).
ND

Self-directed option (hire family); part of Medicaid State Plan, not a waiver.

Benefits
Personal care (5-20 hours/week) Homemaker services Respite (~5 days/year)

Compare Assisted Living around West Fargo

The information below is reported by the North Dakota Department of Health and Human Services, Health Facilities Division.

Filter by care type
Cooperative Living Center
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

West Fargo-No 65 --
Ecumen Evergreens of Fargo
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

West Fargo-No 76 --
Evergreens of Moorhead
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

West Fargo-No 83 -Amanda Dertinger
Sheyenne Terrace
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

West Fargo-No 36 --

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

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Frequently Asked Questions about Cooperative Living Center

Is Cooperative Living Center in a walkable area?

Cooperative Living Center has a walk score of 65. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What is the phone number of Cooperative Living Center?

(701) 281-0315 will put you in contact with the team at Cooperative Living Center.

Is Cooperative Living Center Medicare or Medicaid certified?

Cooperative Living Center is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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