Primarily short stays
Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.
Most new residents arrive under private pay (77% of admissions), and a typical private pay stay runs around 1 - 2 months.
Cottages of Lake St. Louis provides nursing home and skilled nursing care in Lake St. Louis, Missouri. Skilled nursing means licensed nursing care is available on site around the clock, which can suit a resident who needs ongoing clinical support.
The community has 60 beds and private rooms. Each resident has a private room rather than shared accommodations. Medicare and private pay are accepted: Medicare can cover short-term skilled care after a hospital stay, while private pay means paying directly for care. Total nurse staffing is 6 hours and 21 minutes per resident each day, representing the daily nurse time counted for each resident. Brandi Smith serves as administrator, and Fsc Of Lake St. Louis operates the community.
Standout metric: LPN / LVN is +116% above Missouri average
0 of 6 metrics below Missouri average
90.9% of staff hours were worked by the facility's own employees
Missouri average: 92.5% · Contractors this quarter: Physical Therapy Assistant (6), Physical Therapy Aide (5), Speech Language Pathologist (5), Respiratory Therapy Technician (2), Qualified Social Worker (2), Occupational Therapy Assistant (2), Occupational Therapy Aide (1), Medical Director (1)
Why it matters: employees work here week after week and get to know each resident's routines and needs. Agency contractors often rotate between facilities, so a higher employee share usually means more consistent care.
Smaller home · May offer a more intimate, personalized care environment.
Based on 49 residents and 60 beds. Source: state inspection report (Jul 2025)
Cottages of Lake St. Louis is legally operated by Fsc Of Lake St Louis, LLC, and administered by Brandi Smith.
5 points above the Missouri average for CMS-certified facilities (83/100)
Category breakdown
40 severity-weighted points (8 deficiencies) · 2× lower than the typical CMS-certified MO facility (median: 89)
$17,696 in fines · 1 enforcement action
45 days to fix issues · slower than the typical CMS-certified MO facility (median: 42)
Latest inspection: Feb 04, 2026 · 1 citation (Care Planning, moderate), corrected
Most cited category: Resident Assessment & Care Planning, 2 of 8 citations · 5 categories in total
Health citations are formal notices following inspections when they fail to comply with safety and care standards.
4 of 8 citations resulted from standard inspections; 1 of 8 resulted from complaint investigations; and 3 of 8 came from combined inspections (standard and complaint).
Includes all CMS health inspection records for this property, which could include management/ownership changes.
Data sourced from CMS Health Deficiencies reports. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.
Show Inspection ReportsFederal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.
Source: CMS Penalties Database (Data as of Aug 2026)
No penalties in the past 3 years
No civil money penalties or payment denials were reported in the last 3 years.
Penalties issued more than 3 years ago are included in the totals above, not in this list.
How residents at this home fare on health outcomes and preventive care, compared with the Missouri average.
13 long-stay measures: 7 better, 6 worse
8 short-stay measures: 4 better, 1 near MO average, 3 compared with US only
People who live at the home · 13 measures
Rehab and recovery after a hospital stay · 8 measures
Arrows show whether a figure is above or below the average. Green is better for residents, red is worse, and yellow means within 5% of the average. Grey compares with the US average only, because CMS publishes no state figure. The line on each bar marks the average.
Quality measures are calculated by CMS from Minimum Data Set (MDS) resident assessments and Medicare claims.
23% of new residents, usually for short-term rehab.
77% of new residents, often for short stays.
Historical financial and operational data for Cottages of Lake St. Louis from 2018–2024, based on CMS SNF Cost Reports. Includes all financial data for this property, which could include management/ownership changes.
Key figures below are for fiscal year ending in 12/2024.
Based on CMS SNF Cost Report for fiscal year ending in 12/2024.
Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.
Most new residents arrive under private pay (77% of admissions), and a typical private pay stay runs around 1 - 2 months.
Coverage residents most often arrive under.
Coverage residents most often leave under.

1.3 miles from city center
Estimated distance in miles from Lake St Louis's city center to Cottages of Lake St. Louis's address, calculated via Google Maps.
— 1.99 miles to nearest hospital (SSM Health St. Joseph Hospital - Lake Saint Louis)
Add your location
Info below is compiled from CMS reports & the MO Dept. of Health & Senior Services (DHSS), senior community websites & trusted data sources such as Walk Score & BBB.
Communities are listed from highest-ranked to lowest-ranked based on our methodology.
The facility name. Click to view the full profile page on Assisted Living Magazine, including photos, services, and contact info.
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CMS (Centers for Medicare & Medicaid Services, the federal agency that regulates nursing homes) Overall 5-star rating — a composite of Health Inspection, Staffing, and Quality Measures scores. 5 stars = top 10% nationally. 1 star = bottom 10%. The single most important number to start with when comparing facilities.
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Care Types in This Table
AL (Assisted Living):
Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing.
NH (Nursing Home):
24/7 skilled nursing care for residents with complex, ongoing medical needs.
SNF (Skilled Nursing Facility):
Round-the-clock nursing care, often for recovery after surgery, injury, or illness.
MC (Memory Care):
Secured, specialized care for people living with Alzheimer's or dementia.
RC (Respite Care):
Short-term temporary care that gives family caregivers a break.
IL (Independent Living):
Community living with dining, activities, and transportation for active seniors who need little personal care.
HC (Home Care):
Professional care delivered in the person's own home, from companionship to skilled nursing.
HOS (Hospice Care):
Comfort-focused care for those with a terminal illness, prioritizing quality of life over treatment.
ADC (Adult Day Care):
Daytime supervision, health monitoring, and social activities for seniors who live at home.
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Neighborhood or city area where the facility is located. Proximity to family, hospitals, and green space matters for both quality of life and ease of visitation. Consider drive time and transit access when evaluating location.
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Licensed bed capacity. Larger facilities (300+ beds) often have more specialized programs but can feel institutional. Smaller homes (under 150 beds) tend to deliver more personalized care. Compare with Avg Res/Day to understand how full the facility typically runs.
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A 0–100 score of a facility's regulatory inspection record, shown as a letter and compared with other facilities of the same kind in the same state. This is a proprietary Assisted Living Magazine grade. It is not a government rating. A dash means we have no inspection data for that facility.
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Percentage of licensed beds filled on an average day. Color indicates financial health: green (90%+) = operationally strong, typically profitable. Amber (80–89%) = stable but leaving revenue on the table. Orange (70–79%) = financial strain likely, may struggle with fixed costs. Red (<70%) = significant distress, closure or ownership change risk increases sharply.
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This facility's occupancy rate compared to the statewide average for similar facilities. A positive number means above-average demand. Facilities running 5%+ above the state average are typically the most sought-after in their market — a strong proxy for reputation.
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CMS-adjusted total nurse hours per resident per day (RN + LPN + CNA combined). The national average is approximately 3.5 hrs. Higher is better — more direct care time per resident. Below 3.0 is a red flag. CMS weights RN hours more heavily because RNs handle complex clinical decisions that CNAs cannot.
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CMS Health Inspection star rating (1–5 stars), based on the 3 most recent annual state surveys plus any complaint investigations. This is the hardest rating to manipulate — it reflects real surveyor findings on-site. 5 stars = fewest deficiencies found. 1 star = most. It carries the heaviest weight in the Overall CMS rating.
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CMS Staffing star rating (1–5 stars), based on daily nurse staffing hours submitted to CMS via verified payroll data. Compares RN, LPN, and CNA coverage relative to resident acuity level. 5 stars = well above expected staffing. Weekend staffing is evaluated separately, as that's where many facilities quietly reduce coverage.
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CMS Quality Measures star rating (1–5 stars), based on 15 clinical outcome metrics including fall rates, pressure ulcers, antipsychotic drug use, and hospital readmissions. Captures actual resident health outcomes, not just compliance. High QM combined with low Health Inspection scores can indicate a facility with strong care but weak documentation practices.
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Registered Nurse hours per resident/day compared to the statewide average. RNs are the highest-skilled nursing staff — they assess residents, manage medications, and respond to emergencies. A value of +50% means RN coverage is 50% above the state norm. Negative values are a concern for residents with complex or acute medical needs.
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Total nursing staff hours (RN + LPN + CNA combined) per resident/day vs. the statewide average. A broader measure than RN vs State — it captures the entire care team. A facility can have high total staffing but low RN hours, meaning more aides and fewer nurses. Read both columns together for the full picture.
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Total dollar amount of federal monetary fines (civil money penalties) issued by CMS in the past 3 years. Fines are only levied for serious violations — typically actual harm to residents, repeated uncorrected deficiencies, or systemic non-compliance. Even a single fine is noteworthy. Multiple fines strongly suggest a pattern, not isolated incidents.
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Total health deficiency citations from the most recent standard inspection cycle. Minor citations (scope A–C) are common and often administrative in nature. Higher counts aren't always disqualifying, but should be read alongside Severe Citations to understand actual harm levels. Under 10 is strong for a large facility; 30+ warrants a closer look.
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Average deficiency citations per CMS inspection (survey) in the reporting window — total citations divided by the number of inspections. Lower is better; compare alongside total Citations and Severe Citations for context.
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Citations at CMS scope/severity level G or higher — G–I means actual harm occurred; J–L means residents were placed in immediate jeopardy. (D–F is potential for harm only). Examples include unaddressed falls, medication errors causing injury, neglect, or abuse.
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Average number of residents in the building on any given day, derived from annual census data. Reflects true operating scale — a 400-bed facility running 200 residents/day operates very differently from one at 390. Higher resident counts generally mean more funded staffing hours.
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Better Business Bureau rating (A+ to F). Reflects complaint history, business transparency, and how family disputes were resolved. A+ means no significant unresolved complaints. A blank (—) means the facility isn't BBB-accredited, which is common for healthcare providers and not necessarily a negative signal.
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Walk Score® (0–100). Measures walkability of the surrounding area. 90–100 = Walker's Paradise. 70–89 = Very Walkable. 50–69 = Somewhat Walkable. Below 50 = Car-Dependent. Higher scores benefit family visitors, resident outings, and staff commuting.
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The licensed owner or operator of record filed with CMS — the individual or organization legally accountable for the facility. Searching the operator name across other facilities can reveal chain or multi-site ownership, which matters: chain-operated homes tend to have more variable quality outcomes than independently run facilities.
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What the home actually collects for resident care, after contractual allowances, bad debt and discounts — not gross billings. Taken from the latest complete annual cost report, so it is comparable across homes reporting the same period. Revenue alone doesn't indicate care quality, but it funds staffing and capital reinvestment. Pair with Payroll %. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
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Staff salaries plus wage-related benefits from the latest complete annual cost report. Contract and agency labour is counted separately, under other operating costs, so a home leaning on agency staff can show a low figure here. Payroll is the cost most directly tied to care quality — compare with Payroll % for full context. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
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Payroll as a share of NET PATIENT REVENUE (not gross revenue). Both figures come from the same cost-report year. A higher figure means more of each revenue dollar goes to staff pay. Read with the Staffing star rating to judge whether spend translates into coverage — and note that homes whose patient revenue covers only part of their operation can read implausibly high. The Missouri average is: 54.9% Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
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CMS Certification Number: the unique federal identifier for this skilled nursing provider.
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cottages of Lake St. Louis | NH SNF | Lake St Louis (Lake Saint Louis) | 60
Facility
60
MO AVG
111
Rank
#244 / 288 | B+ |
81.7%
Facility
81.7%
MO AVG
67.7%
Rank
#66 / 271 | +21% | 6.35
Facility
6.35
MO AVG
3.67
Rank
#3 / 266 | -32% | +73% | $17.7k
Facility
$17.7k
MO AVG
$86.2k
Rank
#191 / 274 | 8
Facility
8
MO AVG
36.1
Rank
#5 / 273 | 2.0
Facility
2.0
MO AVG
5.6
Rank
#5 / 273 | 1 | 49 | - |
13
Facility
13
MO AVG
50
Rank
#276 / 297 | Fsc Of Lake St Louis, LLC | $9.3MFiscal year ending 12/2024
Facility
$9.3MFiscal year ending 12/2024
MO AVG
$7.4M
Rank
#59 / 249 | $4.8MFiscal year ending 12/2024
Facility
$4.8MFiscal year ending 12/2024
MO AVG
$3.9M
Rank
#59 / 249 | 51.5%Fiscal year ending 12/2024
Facility
51.5%Fiscal year ending 12/2024
MO AVG
54.9%
Rank
#105 / 249 | 265860 | ||||
| Laclede Groves | NH AL IL MC SNF | St. Louis | 251
Facility
251
MO AVG
111
Rank
#3 / 288 | ? |
40.9%
Facility
40.9%
MO AVG
67.7%
Rank
#248 / 271 | -40% | 5.27
Facility
5.27
MO AVG
3.67
Rank
#19 / 266 | +48% | +44% | $0
Facility
$0
MO AVG
$86.2k
Rank
#1 / 274 | 9
Facility
9
MO AVG
36.1
Rank
#8 / 273 | 4.5
Facility
4.5
MO AVG
5.6
Rank
#97 / 273 | - | 103 | - |
35
Facility
35
MO AVG
50
Rank
#218 / 297 | John Komlos | $23.5MFiscal year ending 12/2024
Facility
$23.5MFiscal year ending 12/2024
MO AVG
$7.4M
Rank
#3 / 249 | $29.3MFiscal year ending 12/2024
Facility
$29.3MFiscal year ending 12/2024
MO AVG
$3.9M
Rank
#2 / 249 | 124.8%Fiscal year ending 12/2024
Facility
124.8%Fiscal year ending 12/2024
MO AVG
54.9%
Rank
#1 / 249 | 265600 | ||||
| Ascension Living Sherbrooke Village | NH ADC AL HC IL MC SNF | St. Louis | 149
Facility
149
MO AVG
111
Rank
#48 / 288 | C+ |
61.7%
Facility
61.7%
MO AVG
67.7%
Rank
#171 / 271 | -9% | 4.31
Facility
4.31
MO AVG
3.67
Rank
#58 / 266 | -34% | +18% | $38.5k
Facility
$38.5k
MO AVG
$86.2k
Rank
#215 / 274 | 48
Facility
48
MO AVG
36.1
Rank
#212 / 273 | 6.0
Facility
6.0
MO AVG
5.6
Rank
#181 / 273 | 2 | 92 | - |
29
Facility
29
MO AVG
50
Rank
#240 / 297 | - | $14.4MFiscal year ending 06/2025
Facility
$14.4MFiscal year ending 06/2025
MO AVG
$7.4M
Rank
#30 / 249 | $8.2MFiscal year ending 06/2025
Facility
$8.2MFiscal year ending 06/2025
MO AVG
$3.9M
Rank
#47 / 249 | 57%Fiscal year ending 06/2025
Facility
57%Fiscal year ending 06/2025
MO AVG
54.9%
Rank
#215 / 249 | 265417 | ||||
| Creve Coeur Manor | NH | St. Louis | 149
Facility
149
MO AVG
111
Rank
#48 / 288 | C+ |
52.2%
Facility
52.2%
MO AVG
67.7%
Rank
#220 / 271 | -23% | 2.29
Facility
2.29
MO AVG
3.67
Rank
#245 / 266 | -34% | -37% | $0
Facility
$0
MO AVG
$86.2k
Rank
#1 / 274 | 69
Facility
69
MO AVG
36.1
Rank
#257 / 273 | 7.7
Facility
7.7
MO AVG
5.6
Rank
#237 / 273 | 3 | 78 | - |
30
Facility
30
MO AVG
50
Rank
#235 / 297 | Jeanne Dirschuweit | $5.4MFiscal year ending 12/2024
Facility
$5.4MFiscal year ending 12/2024
MO AVG
$7.4M
Rank
#129 / 249 | $3.5MFiscal year ending 12/2024
Facility
$3.5MFiscal year ending 12/2024
MO AVG
$3.9M
Rank
#82 / 249 | 63.7%Fiscal year ending 12/2024
Facility
63.7%Fiscal year ending 12/2024
MO AVG
54.9%
Rank
#16 / 249 | 265720 | ||||
| Estates of Hidden Lake | NH AL HOS RC | St. Louis (Spanish Lake) | 67
Facility
67
MO AVG
111
Rank
#234 / 288 | ? |
79.1%
Facility
79.1%
MO AVG
67.7%
Rank
#84 / 271 | +17% | 2.28
Facility
2.28
MO AVG
3.67
Rank
#245 / 266 | -57% | -38% | $123.6k
Facility
$123.6k
MO AVG
$86.2k
Rank
#253 / 274 | 83
Facility
83
MO AVG
36.1
Rank
#267 / 273 | 6.9
Facility
6.9
MO AVG
5.6
Rank
#221 / 273 | 7 | 53 | - |
29
Facility
29
MO AVG
50
Rank
#240 / 297 | Estates Of Hidden Lake, LLC | $4.7MFiscal year ending 12/2024
Facility
$4.7MFiscal year ending 12/2024
MO AVG
$7.4M
Rank
#170 / 249 | $3.1MFiscal year ending 12/2024
Facility
$3.1MFiscal year ending 12/2024
MO AVG
$3.9M
Rank
#138 / 249 | 66.4%Fiscal year ending 12/2024
Facility
66.4%Fiscal year ending 12/2024
MO AVG
54.9%
Rank
#49 / 249 | 265735 |
Rank badges are statewide and care-type specific: each nursing home is ranked against every other MO nursing home we track that reports that metric, not just the 5 on this page. See how we rank facilities
Cottages of Lake St. Louis is located in Lake St Louis, Missouri.
Here are the financial assistance programs available to residents in Missouri.
Cottages of Lake St. Louis is in the Lake Saint Louis neighborhood of Lake St Louis.
Cottages of Lake St. Louis is legally operated by Fsc Of Lake St Louis, LLC, and administered by Brandi Smith.
Cottages of Lake St. Louis has a walk score of 13. Car-dependent. Most errands require a car, with limited nearby walkable options.
Cottages of Lake St. Louis's occupancy is 81.7%.
Cottages of Lake St. Louis has been operating for approximately 11 years, based on available licensing and registration records.
No, Cottages of Lake St. Louis has a no-pet policy.
The team at Cottages of Lake St. Louis can be reached at info@cottageslsl.com.
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