Mostly long-term care residents
Most residents stay for extended periods and receive ongoing daily care.
Optima Care Harborview
Optima Care Harborview is an Assisted Living Home in New Jersey
Optima Care Harborview is an Assisted Living Home in New Jersey
Optima Care Harborview
Optima Care Harborview is an Assisted Living Home in New Jersey
Optima Care Harborview is an Assisted Living Home in New Jersey
Overview of Optima Care Harborview
Optima Care Harborview approaches its service with the understanding that its residents need a sense of healing– both physically and emotionally. As Union County’s premier nursing home, the dedicated staff ensures residents are inspired to grow as better individuals through their enhanced lifestyle in a vibrant and positive environment. Families can trust that Optima Care can surely rest easy knowing that their loved ones are in good hands.
Optima Caret provides comprehensive services with 24-hour nursing; long-term care services are provided– stroke recovery, wound care, cardiac rehabilitation, pulmonary rehabilitation, and IV therapy. Short-term rehabilitative services are offered as well– orthopedic rehabilitation, physical, occupational, and speech therapy.
Pat Celecki serves as the Administrator at Optima Care Harborview, providing dedicated leadership to ensure a supportive and well-managed community environment. Pat is committed to fostering a warm and professional atmosphere for residents and staff alike.
Quality ratings
Official CMS rating based on health inspections, staffing and quality measures.
Official CMS rating based on deficiencies found during state health inspections.
Official CMS rating based on nurse staffing hours per resident per day.
Official CMS rating based on clinical outcomes for residents.
Capacity and availability
Medium-capacity home
Offers a balance of services and community atmosphere.
Total beds
180
This home usually has availability
Lower occupancy suggests more openings may be available.
Occupancy rate
73.6%
Residents per day (avg)
123
Occupancy rate
73.6%
Residents per day (avg)
123
Who this home usually serves
Show admissions and discharges
TYPE OF STAY
Might be optimal for
Long-term daily care
Ongoing support needs
Breakdown by payment type
Medicare
30% of new residents, usually for short-term rehab.
Typical stay
1 - 2 months
Private pay
44% of new residents, often for short stays.
Typical stay
28 days
Medicaid
26% of new residents, often for long-term daily care.
Typical stay
1 years
Finances and operations
Proprietary home
Other
Home revenue
$18.4M
Loss
-$1.7M
Proprietary home
Other
Home revenue
$18,391,421.00
Loss
$-1,726,502.00
Payroll costs
The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$2.5M
The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
Other operating costs
All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$17.6M
All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
Total costs
$20.1M
180-bed community
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Walk Score: 92 / 100
Walker's paradise. Daily errands do not require a car, with many shops and services nearby.
About this community
License Status
ActiveFacility Type
Long Term Care Facility
License Expiration
March 31, 2026
Additional licensing details
License number:
060905
CMS Certification Number:
315310
Ownership & operating entity
Optima Care Harborview is legally operated by OPTIMA CARE JERSEY CITY, LLC, and administrated by Ms. PATRICIA CELECKI.
Type Of Units
Long Term Care
180 units
Total beds
180 units
Inspection History
In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.
12 visits/inspections
6 complaint inspections
6 routine inspections
New Jersey average: 7 visits/inspections
New Jersey average: 2 inspections
Show Inspection Reports
Routine Scope And Severity
F – Moderate Concern
On a scale from A (least severe) to L (most severe).
39 deficiencies identified during routine visits
Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.
New Jersey average: 18 deficiencies
Comparison Chart
The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.Compare Assisted Living around Jersey City
Acclaim Rehabilitation and Care Center
SNF
Nursing Home 24/7 care needed
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
Jersey City
183
No
80
SMOLIN, ROBERT
71.0%
$20,286,237.00
$6,056,542.00
29.9%
147.80
4/5
3.2947
3/5
2/5
5/5
-
-
Optima Care Harborview
SNF
Nursing Home 24/7 care needed
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
Jersey City
180
No
92
MENDEL, ERIC
73.6%
$18,388,981.00
$2,469,540.00
13.4%
123.10
5/5
3.7944
4/5
3/5
5/5
2
-
Atria Tinton Falls
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
IL
Independent Living For self-sufficient seniors seeking community and minimal assistance.
MC
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
Nursing Homes 24/7 care needed
Tinton Falls
156
No
12
WG TINTON FALLS SH, LLC
-
-
-
-
-
-
-
-
-
-
-
Studio / 1 Bed / 2 Bed
Sunrise of Cresskill
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
HC
Hospice Care
IL
Independent Living For self-sufficient seniors seeking community and minimal assistance.
MC
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Cresskill
99
Yes
73
SJV 1 CRESSKILL OPCO LLC
-
-
-
-
-
-
-
-
-
-
-
Studio / 1 Bed / 2 Bed
Sunrise of Edgewater
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
HC
Hospice Care
IL
Independent Living For self-sufficient seniors seeking community and minimal assistance.
MC
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Edgewater
87
Yes
75
WELLTOWER OPCO GROUP LLC
-
-
-
-
-
-
-
-
-
-
-
Studio / 1 Bed / 2 Bed
Places of interest near Optima Care Harborview
1.5 miles from city center
178 - 198 Ogden Ave., Jersey City, NJ 07307
Calculate Travel Distance to Optima Care Harborview
Add your location
Staffing Data
Source: CMS Payroll-Based Journal (Q2 2025)
106
Total Staff
106
Employees
0
Contractors
44,884
Total Hours (Quarter)
54
Avg Staff/Day
9.1
Avg Shift (hrs)
Nursing Staff Breakdown
| Role ⓘ | Count ⓘ | Avg Shift (hrs) ⓘ | Uses Contractors? ⓘ |
|---|---|---|---|
| Registered Nurse | 18 | 8.9 | No |
| Licensed Practical Nurse | 8 | 9.9 | No |
| Certified Nursing Assistant | 43 | 9.7 | No |
Staff by Category
Administration ⓘ
1 staff
8.9hs shift avg
Nursing Staff ⓘ
69 staff
9.6hs shift avg
Physicians & Practitioners ⓘ
4 staff
7.5hs shift avg
Therapy Services ⓘ
20 staff
7.6hs shift avg
Activities & Recreation ⓘ
2 staff
8hs shift avg
Social Services ⓘ
3 staff
4hs shift avg
Dietary Services ⓘ
7 staff
6.3hs shift avg
Other Services ⓘ
0 staff
0hs shift avg
| Role ⓘ | Employees ⓘ | Contractors ⓘ | Total Staff ⓘ | Total Hours ⓘ | Days Worked ⓘ | % of Days ⓘ | Avg Shift (hrs) ⓘ |
|---|---|---|---|---|---|---|---|
| Certified Nursing Assistant | 43 | 0 | 43 | 27,130 | 91 | 100% | 9.7 |
| Registered Nurse | 18 | 0 | 18 | 5,130 | 91 | 100% | 8.9 |
| Licensed Practical Nurse | 8 | 0 | 8 | 4,367 | 91 | 100% | 9.9 |
| Clinical Nurse Specialist | 4 | 0 | 4 | 2,211 | 91 | 100% | 7.5 |
| Other Dietary Services Staff | 7 | 0 | 7 | 2,021 | 91 | 100% | 6.3 |
| Respiratory Therapy Technician | 10 | 0 | 10 | 1,456 | 56 | 62% | 7.2 |
| Physical Therapy Aide | 3 | 0 | 3 | 669 | 46 | 51% | 7.9 |
| Physical Therapy Assistant | 6 | 0 | 6 | 632 | 55 | 60% | 8 |
| Administrator | 1 | 0 | 1 | 562 | 63 | 69% | 8.9 |
| Respiratory Therapist | 1 | 0 | 1 | 320 | 40 | 44% | 8 |
| Therapeutic Recreation Specialist | 2 | 0 | 2 | 240 | 30 | 33% | 8 |
| Qualified Social Worker | 3 | 0 | 3 | 147 | 37 | 41% | 4 |
Health Inspection History
Source: CMS Health Citations (Sep 2020 – Nov 2025)
4
Inspections
17
Total Citations
0
Critical (J-L)
0
Serious (G-I)
4.25
Citations/Inspection
Nov 2025
Last Inspection
Citation Severity Distribution
What do these levels mean?
Top Deficiency Categories
Resident Rights
4
24% of total
Quality of Life & Care
2
12% of total
Infection Control
1
6% of total
Administration
1
6% of total
Abuse, Neglect & Exploitation
1
6% of total
Pharmacy Services
1
6% of total
Citation Sources
Standard Inspections
16
Complaint Investigations
3
State Comparison (NJ)
Citations
17
New Jersey average: 20.9
Critical Citations
0
New Jersey average: 0.7
Recent Citations (Last 3 Years)
| Date | Severity ? | Category | Tag | Status |
|---|---|---|---|---|
| Nov 05, 2025 | D | Resident Rights | F0558 | Open |
| Sep 19, 2024 | D | Abuse/Neglect | F0610 | Corrected |
| Sep 19, 2024 | D | Nutrition | F0806 | Corrected |
| Sep 19, 2024 | D | Care Planning | F0645 | Corrected |
| Sep 19, 2024 | D | Resident Rights | F0580 | Corrected |
| Sep 19, 2022 | D | Administration | F0849 | Corrected |
| Sep 19, 2022 | E | Nursing Services | F0711 | Corrected |
| Sep 19, 2022 | D | Pharmacy | F0755 | Corrected |
| Sep 19, 2022 | D | Quality of Care | F0689 | Corrected |
| Sep 19, 2022 | D | Quality of Care | F0698 | Corrected |
| Sep 19, 2022 | D | Care Planning | F0640 | Corrected |
| Sep 19, 2022 | D | Care Planning | F0656 | Corrected |
| Sep 19, 2022 | D | Care Planning | F0657 | Corrected |
| Sep 19, 2022 | E | Care Planning | F0658 | Corrected |
| Sep 19, 2022 | D | Resident Rights | F0558 | Corrected |
| Sep 19, 2022 | D | Resident Rights | F0584 | Corrected |
| Sep 29, 2020 | D | Infection Control | F0880 | Corrected |
Facility Characteristics
Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)
Ownership: For-Profit LLC
Resident Census by Payment Source
128
Total Residents
Medicare
22
(17.2%)
ⓘ
Medicaid
106
(82.8%)
ⓘ
Programs & Services
Residents' Group
ⓘ
Family Engagement
Active councils help families stay involved in care decisions and facility operations.
Active
Resident Council
ⓘ
Quality Measures
CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.
Source: CMS Nursing Home Compare (Data as of Jan 2026)
High-Risk Clinical Events
7.9
Score
15% worse than avg
New Jersey avg: 6.8
Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline
Functional Decline
14.9
Score
20% worse than avg
New Jersey avg: 12.4
Composite score based on ADL decline, walking ability decline, and incontinence
Long-Stay Resident Measures
Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.
Need for Help with Daily Activities Increased
10.6%
Lost Too Much Weight
6.4%
Urinary Tract Infection
0.0%
Depressive Symptoms
0.0%
Falls with Major Injury
0.7%
Pneumococcal Vaccine
99.3%
Antipsychotic Use
8.1%
Walking Ability Worsened
15.9%
Influenza Vaccine
100.0%
High Risk Residents with Pressure Ulcers
5.7%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
18.2%
Short-Stay Resident Measures
Measures for residents who stay 100 days or less (typically rehabilitation patients).
Pneumococcal Vaccine
97.9%
24% better than avg
New Jersey: 78.9%
Short-Stay Residents Who Received a New Antipsychotic Medication
0.0%
100% better than avg
New Jersey: 1.2%
Influenza Vaccine
97.5%
22% better than avg
New Jersey: 80.1%
Penalties & Fines
Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.
Source: CMS Penalties Database (Data as of Jan 2026)
Total Fines
$14K
New Jersey avg: $77K
82% better than avg
Number of Fines
1
New Jersey avg: 2.0
Compared to New Jersey Average
Facility: $14K |
New Jersey Avg: $77K
Penalty History
Showing all 1 penalties (Jan 2024 - Jan 2024)
Jan 22, 2024
Civil Money Penalty
$14K
Financial Trends
Historical financial and operational data for Optima Care Harborview based on CMS SNF Cost Reports.
Occupancy Rate
73.6%
↓ 0.0pp vs 2022
Net Income
-$1,726,502
↓ ~$1.7M vs 2022
Total Payroll
$9,002,599
↑ ~$1.2M vs 2022
Profit Margin
-9.4%
↓ 9.4pp vs 2022
Loading trend charts...
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Claim What’s Yours: Financial Aid for New Jersey Seniors
Program
State Program Name
Eligibility
Benefits
Managed Long Term Services and Supports
NJ Medicaid MLTSS
Official government program page
- General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- NJ Specifics: High urban demand; managed care model.
- Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
JACC (Jersey Assistance for Community Caregiving)
NJ JACC
Official government program page
- General: Age 60+, New Jersey resident, at risk of nursing home.
- Income Limits: ~$2,500/month (individual, varies).
- Asset Limits: $40,000 (individual).
- NJ Specifics: Higher asset limit; limited funding.
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
New Jersey PAAD
Official government program page
- General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
- Asset Limits: Not assessed.
- NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
- Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
Senior Gold Prescription Discount Program
New Jersey Senior Gold
Official government program page
- General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
- Asset Limits: Not assessed.
- NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
- Services: Prescription cost reduction (~$300-$800/year savings).
Medicare Savings Program (MSP)
New Jersey Medicare Savings Program
Official government program page
- General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Freeze (Property Tax Reimbursement)
New Jersey Senior Freeze
Official government program page
- General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
- Income Limits (2025): ~$150,000/year (combined household, projected).
- Asset Limits: Not assessed; home ownership required.
- NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
- Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
New Jersey ANCHOR
Official government program page
- General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
- Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
- Asset Limits: Not assessed.
- NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
- Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
Stay NJ
New Jersey Stay NJ
Official government program page
- General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
- Income Limits (2025): ~$500,000/year (projected, subject to final regs).
- Asset Limits: Not assessed; home ownership required.
- NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
- Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
Universal Service Fund (USF)
New Jersey Universal Service Fund
Official government program page
- General: Age 65+ prioritized, NJ resident, utility customer, low-income.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
- Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
Home Energy Assistance Program (LIHEAP)
New Jersey LIHEAP
Official government program page
- General: Age 60+ prioritized, NJ resident, low-income household.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NJ Specifics: Covers oil, gas, electric; emergency aid available.
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
NJ Family Caregiver Support Program (via NFCSP)
New Jersey Family Caregiver Support Program
- General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- NJ Specifics: 21 AAAs; rural/low-income priority.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
VA Aid and Attendance (A&A) and Housebound Benefits
New Jersey VA Aid and Attendance/Housebound
- General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- NJ Specifics: High veteran demand in urban/rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for New Jersey Seniors
NJ Medicaid MLTSS
Managed Long Term Services and Supports
Requirements:
General:Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):~$2,829/month (300% FBR, individual).- Asset Limits:$2,000 (individual), $3,000 (couple).
NJ Specifics:High urban demand; managed care model.
Benefits without Contact:
- Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
NJ JACC
JACC (Jersey Assistance for Community Caregiving)
Requirements:
- General:Age 60+, New Jersey resident, at risk of nursing home.
- Income Limits:~$2,500/month (individual, varies).
- Asset Limits:$40,000 (individual).
- NJ Specifics:Higher asset limit; limited funding.
Benefits without Contact:
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
New Jersey PAAD
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
Requirements:
- General:Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025):~$42,142/year (individual), ~$49,209/year (couple).
- Asset Limits:Not assessed.
- NJ Specifics:Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
Benefits without Contact:
- Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
New Jersey Senior Gold
Senior Gold Prescription Discount Program
Requirements:
- General:Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025):~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
- Asset Limits:Not assessed.
- NJ Specifics:Copays $15 + 50% of remaining cost; no premium assistance.
Benefits without Contact:
- Services: Prescription cost reduction (~$300-$800/year savings).
New Jersey Medicare Savings Program
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, NJ resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- NJ Specifics:Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Jersey Senior Freeze
Senior Freeze (Property Tax Reimbursement)
Requirements:
- General:Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
- Income Limits (2025):~$150,000/year (combined household, projected).
- Asset Limits:Not assessed; home ownership required.
- NJ Specifics:Combines with ANCHOR/Stay NJ via PAS-1; annual application.
Benefits without Contact:
- Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
New Jersey ANCHOR
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
Requirements:
- General:Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
- Income Limits (2025):~$150,000/year (homeowners), ~$75,000/year (renters).
- Asset Limits:Not assessed.
- NJ Specifics:Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
Benefits without Contact:
- Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
New Jersey Stay NJ
Stay NJ
Requirements:
- General:Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
- Income Limits (2025):~$500,000/year (projected, subject to final regs).
- Asset Limits:Not assessed; home ownership required.
- NJ Specifics:Up to 50% tax credit (max $6,500); phased implementation.
Benefits without Contact:
- Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
New Jersey Universal Service Fund
Universal Service Fund (USF)
Requirements:
- General:Age 65+ prioritized, NJ resident, utility customer, low-income.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NJ Specifics:Must owe >$25 on bill; combines with LIHEAP if eligible.
Benefits without Contact:
- Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
New Jersey LIHEAP
Home Energy Assistance Program (LIHEAP)
Requirements:
- General:Age 60+ prioritized, NJ resident, low-income household.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NJ Specifics:Covers oil, gas, electric; emergency aid available.
Benefits without Contact:
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
New Jersey Family Caregiver Support Program
NJ Family Caregiver Support Program (via NFCSP)
Requirements:
- General:Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
- Income Limits (2025):Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits:Not assessed; need-based.
- NJ Specifics:21 AAAs; rural/low-income priority.
Benefits without Contact:
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
New Jersey VA Aid and Attendance/Housebound
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth limit).
- NJ Specifics:High veteran demand in urban/rural areas.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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