Optima Care Harborview
Optima Care Harborview is an Assisted Living Home in New Jersey
Optima Care Harborview is an Assisted Living Home in New Jersey
Optima Care Harborview
Optima Care Harborview is an Assisted Living Home in New Jersey
Optima Care Harborview is an Assisted Living Home in New Jersey
Overview of Optima Care Harborview
Optima Care Harborview approaches its service with the understanding that its residents need a sense of healing– both physically and emotionally. As Union County’s premier nursing home, the dedicated staff ensures residents are inspired to grow as better individuals through their enhanced lifestyle in a vibrant and positive environment. Families can trust that Optima Care can surely rest easy knowing that their loved ones are in good hands.
Optima Caret provides comprehensive services with 24-hour nursing; long-term care services are provided– stroke recovery, wound care, cardiac rehabilitation, pulmonary rehabilitation, and IV therapy. Short-term rehabilitative services are offered as well– orthopedic rehabilitation, physical, occupational, and speech therapy.
Pat Celecki serves as the Administrator at Optima Care Harborview, providing dedicated leadership to ensure a supportive and well-managed community environment. Pat is committed to fostering a warm and professional atmosphere for residents and staff alike.
Home Information
OPTIMA CARE HARBORVIEW
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Occupancy trails most facilities in the state, suggesting excess open capacity. The facility operates with a larger bed count than most state competitors, supporting broader intake. Resident stays are comparable to other state facilities, implying stable turnover.
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Home revenue lands near the state median, signaling steady but not standout inflows. Payroll costs fall below most facilities, hinting at lean staffing budgets. Total income mirrors statewide norms, reflecting a balanced margin profile.
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Medicare nights run higher than most peers, indicating robust short-stay referrals. Medicaid nights sit above most state facilities, underscoring deep Title XIX coverage. Private pay nights hover around the statewide average, supporting a diversified mix.
OccupancyBeds
180
Occupancy
71.4%
Total Bed Days Available
66060
Avg. Length of Stay
96 days
Avg. Residents per Day
123
FinanceHome Revenue
$19,104,417.00
Payroll Costs
$1,697,730.00
Profit
$-2.00
Total Home Costs
$18,138,457.00
Payroll % of Revenue
Percentage of home revenue spent on payroll costs.
Percentage of home revenue spent on payroll costs.
8.9%
House Specifics:CCN
315310
Owner Name
MENDEL, ERIC
Rural vs. Urban
Urban
County
Hudson
Type of Control
Proprietary — Individual
OperationsTotal Admissions
516
Total Discharges
496
% Medicaid Admissions
18%
% Medicare Admissions
34%
% Private Pay Admissions
47%
% Medicaid Discharges
29%
% Medicare Discharges
31%
% Private Pay Discharges
40%
Quality Ratings
Overall Rating
CMS 5-star rating based on health inspections, staffing, and quality measures.
CMS 5-star rating based on health inspections, staffing, and quality measures.
5 / 5
Health Inspection Rating
Rating based on deficiencies found during state health inspections.
Rating based on deficiencies found during state health inspections.
4 / 5
Staffing Rating
Rating based on nurse staffing hours per resident per day.
Rating based on nurse staffing hours per resident per day.
3 / 5
QM Rating
Quality Measures rating based on clinical outcomes for residents.
Quality Measures rating based on clinical outcomes for residents.
5 / 5
Nurse Hours / Resident / Day
Total nurse staffing hours per resident per day.
Total nurse staffing hours per resident per day.
3.79 hrs
Number of Fines
2
Medicaid, Medicare & Private
Medicare Nights
Number of resident nights paid by Medicare for short-term or rehab care.
Number of resident nights paid by Medicare for short-term or rehab care.
33342
Medicaid Nights
Resident nights covered by Medicaid for long-term care or support services.
Resident nights covered by Medicaid for long-term care or support services.
7297
Free Market Nights
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
7183
180-bed community
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Walk Score: 92 / 100
Walker's paradise. Daily errands do not require a car, with many shops and services nearby.
About this community
License Status
ActiveFacility Type
Long Term Care Facility
License Expiration
March 31, 2026
Additional licensing details
License number:
060905
CMS Certification Number:
315310
Ownership & operating entity
Optima Care Harborview is legally operated by OPTIMA CARE JERSEY CITY, LLC, and administrated by Ms. PATRICIA CELECKI.
Type Of Units
Long Term Care
180 units
Total beds
180 units
Inspection History
In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.
12 visits/inspections
6 complaint inspections
6 routine inspections
New Jersey average: 7 visits/inspections
Routine Scope And Severity
F – Moderate Concern
On a scale from A (least severe) to L (most severe).
39 deficiencies identified during routine visits
Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.
New Jersey average: 18 deficiencies
Planning a tour? Check our touring checklist.
Thinking of living here? We can help you speak to a current resident
Looking for a job? Apply for Open Positions at Optima Care Harborview
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Touring Checklist for Senior Living
Touring a community? Use this expert-backed checklist to stay organized, ask the right questions, and find the perfect fit.
Location
Community Spaces and Overall Environment
Services
Staffing
Accommodations
Finances
Other Notes
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Places of interest near Optima Care Harborview
1.5 miles from city center
178 - 198 Ogden Ave., Jersey City, NJ 07307
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Comparison Chart
The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.Compare Assisted Living around Jersey City
Atria Tinton Falls
AL
For seniors needing help with daily tasks but not full-time nursing.
IL
For self-sufficient seniors seeking community and minimal assistance.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
24/7 care needed
Tinton Falls
156
No
12
WG TINTON FALLS SH, LLC
-
-
-
-
-
-
-
-
-
-
-
Studio / 1 Bed / 2 Bed
Optima Care Harborview
AL
For seniors needing help with daily tasks but not full-time nursing.
Jersey City
180
No
92
MENDEL, ERIC
71.4%
$19,104,417.00
$1,697,730.00
8.9%
123.10
5/5
3.7944
4/5
3/5
5/5
2
-
Sunrise of Cresskill
AL
For seniors needing help with daily tasks but not full-time nursing.
HC
Hospice Care
IL
For self-sufficient seniors seeking community and minimal assistance.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Cresskill
99
Yes
73
SJV 1 CRESSKILL OPCO LLC
-
-
-
-
-
-
-
-
-
-
-
Studio / 1 Bed / 2 Bed
Sunrise of Edgewater
AL
For seniors needing help with daily tasks but not full-time nursing.
HC
Hospice Care
IL
For self-sufficient seniors seeking community and minimal assistance.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Edgewater
87
Yes
75
WELLTOWER OPCO GROUP LLC
-
-
-
-
-
-
-
-
-
-
-
Studio / 1 Bed / 2 Bed
Acclaim Rehabilitation and Care Center
AL
For seniors needing help with daily tasks but not full-time nursing.
Jersey City
183
No
80
SMOLIN, ROBERT
73.6%
$16,996,693.00
$6,055,455.00
35.6%
147.80
4/5
3.2947
3/5
2/5
5/5
-
-
Staffing Data
Source: CMS Payroll-Based Journal (Q2 2025)
106
Total Staff
106
Employees
0
Contractors
44,884
Total Hours (Quarter)
54
Avg Staff/Day
9.1
Avg Shift (hrs)
Nursing Staff Breakdown
| Role ⓘ | Count ⓘ | Avg Shift (hrs) ⓘ | Uses Contractors? ⓘ |
|---|---|---|---|
| Registered Nurse | 18 | 8.9 | No |
| Licensed Practical Nurse | 8 | 9.9 | No |
| Certified Nursing Assistant | 43 | 9.7 | No |
Staff by Category
Administration ⓘ
1 staff
8.9hs shift avg
Nursing Staff ⓘ
69 staff
9.6hs shift avg
Physicians & Practitioners ⓘ
4 staff
7.5hs shift avg
Therapy Services ⓘ
20 staff
7.6hs shift avg
Activities & Recreation ⓘ
2 staff
8hs shift avg
Social Services ⓘ
3 staff
4hs shift avg
Dietary Services ⓘ
7 staff
6.3hs shift avg
Other Services ⓘ
0 staff
0hs shift avg
| Role ⓘ | Employees ⓘ | Contractors ⓘ | Total Staff ⓘ | Total Hours ⓘ | Days Worked ⓘ | % of Days ⓘ | Avg Shift (hrs) ⓘ |
|---|---|---|---|---|---|---|---|
| Certified Nursing Assistant | 43 | 0 | 43 | 27,130 | 91 | 100% | 9.7 |
| Registered Nurse | 18 | 0 | 18 | 5,130 | 91 | 100% | 8.9 |
| Licensed Practical Nurse | 8 | 0 | 8 | 4,367 | 91 | 100% | 9.9 |
| Clinical Nurse Specialist | 4 | 0 | 4 | 2,211 | 91 | 100% | 7.5 |
| Other Dietary Services Staff | 7 | 0 | 7 | 2,021 | 91 | 100% | 6.3 |
| Respiratory Therapy Technician | 10 | 0 | 10 | 1,456 | 56 | 62% | 7.2 |
| Physical Therapy Aide | 3 | 0 | 3 | 669 | 46 | 51% | 7.9 |
| Physical Therapy Assistant | 6 | 0 | 6 | 632 | 55 | 60% | 8 |
| Administrator | 1 | 0 | 1 | 562 | 63 | 69% | 8.9 |
| Respiratory Therapist | 1 | 0 | 1 | 320 | 40 | 44% | 8 |
| Therapeutic Recreation Specialist | 2 | 0 | 2 | 240 | 30 | 33% | 8 |
| Qualified Social Worker | 3 | 0 | 3 | 147 | 37 | 41% | 4 |
Health Inspection History
Source: CMS Health Citations (Sep 2020 – Nov 2025)
4
Inspections
17
Total Citations
0
Critical (J-L)
0
Serious (G-I)
4.25
Citations/Inspection
Nov 2025
Last Inspection
Citation Severity Distribution
What do these levels mean?
Top Deficiency Categories
Resident Rights
4
24% of total
Quality of Life & Care
2
12% of total
Infection Control
1
6% of total
Administration
1
6% of total
Abuse, Neglect & Exploitation
1
6% of total
Pharmacy Services
1
6% of total
Citation Sources
Standard Inspections
16
Complaint Investigations
3
State Comparison (NJ)
Avg Citations (State)
20.9
This Facility: 17
Avg Critical (State)
0.7
This Facility: 0
Recent Citations (Last 3 Years)
| Date | Severity ? | Category | Tag | Status |
|---|---|---|---|---|
| Nov 05, 2025 | D | Resident Rights | F0558 | Open |
| Sep 19, 2024 | D | Abuse/Neglect | F0610 | Corrected |
| Sep 19, 2024 | D | Nutrition | F0806 | Corrected |
| Sep 19, 2024 | D | Care Planning | F0645 | Corrected |
| Sep 19, 2024 | D | Resident Rights | F0580 | Corrected |
| Sep 19, 2022 | D | Administration | F0849 | Corrected |
| Sep 19, 2022 | E | Nursing Services | F0711 | Corrected |
| Sep 19, 2022 | D | Pharmacy | F0755 | Corrected |
| Sep 19, 2022 | D | Quality of Care | F0689 | Corrected |
| Sep 19, 2022 | D | Quality of Care | F0698 | Corrected |
| Sep 19, 2022 | D | Care Planning | F0640 | Corrected |
| Sep 19, 2022 | D | Care Planning | F0656 | Corrected |
| Sep 19, 2022 | D | Care Planning | F0657 | Corrected |
| Sep 19, 2022 | E | Care Planning | F0658 | Corrected |
| Sep 19, 2022 | D | Resident Rights | F0558 | Corrected |
| Sep 19, 2022 | D | Resident Rights | F0584 | Corrected |
| Sep 29, 2020 | D | Infection Control | F0880 | Corrected |
Facility Characteristics
Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)
Ownership: For-Profit LLC
Resident Census by Payment Source
128
Total Residents
Medicare
22
(17.2%)
ⓘ
Medicaid
106
(82.8%)
ⓘ
Programs & Services
Residents' Group
ⓘ
Family Engagement
Active councils help families stay involved in care decisions and facility operations.
Active
Resident Council
ⓘ
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for New Jersey Seniors
Program
State Program Name
Eligibility
Benefits
Managed Long Term Services and Supports
NJ Medicaid MLTSS
Official government program page
- General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- NJ Specifics: High urban demand; managed care model.
- Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
JACC (Jersey Assistance for Community Caregiving)
NJ JACC
Official government program page
- General: Age 60+, New Jersey resident, at risk of nursing home.
- Income Limits: ~$2,500/month (individual, varies).
- Asset Limits: $40,000 (individual).
- NJ Specifics: Higher asset limit; limited funding.
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
New Jersey PAAD
Official government program page
- General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
- Asset Limits: Not assessed.
- NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
- Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
Senior Gold Prescription Discount Program
New Jersey Senior Gold
Official government program page
- General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
- Asset Limits: Not assessed.
- NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
- Services: Prescription cost reduction (~$300-$800/year savings).
Medicare Savings Program (MSP)
New Jersey Medicare Savings Program
Official government program page
- General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Freeze (Property Tax Reimbursement)
New Jersey Senior Freeze
Official government program page
- General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
- Income Limits (2025): ~$150,000/year (combined household, projected).
- Asset Limits: Not assessed; home ownership required.
- NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
- Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
New Jersey ANCHOR
Official government program page
- General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
- Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
- Asset Limits: Not assessed.
- NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
- Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
Stay NJ
New Jersey Stay NJ
Official government program page
- General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
- Income Limits (2025): ~$500,000/year (projected, subject to final regs).
- Asset Limits: Not assessed; home ownership required.
- NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
- Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
Universal Service Fund (USF)
New Jersey Universal Service Fund
Official government program page
- General: Age 65+ prioritized, NJ resident, utility customer, low-income.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
- Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
Home Energy Assistance Program (LIHEAP)
New Jersey LIHEAP
Official government program page
- General: Age 60+ prioritized, NJ resident, low-income household.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NJ Specifics: Covers oil, gas, electric; emergency aid available.
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
NJ Family Caregiver Support Program (via NFCSP)
New Jersey Family Caregiver Support Program
- General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- NJ Specifics: 21 AAAs; rural/low-income priority.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
VA Aid and Attendance (A&A) and Housebound Benefits
New Jersey VA Aid and Attendance/Housebound
- General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- NJ Specifics: High veteran demand in urban/rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for New Jersey Seniors
NJ Medicaid MLTSS
Managed Long Term Services and Supports
Requirements:
- General:Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025):~$2,829/month (300% FBR, individual).
- Asset Limits:$2,000 (individual), $3,000 (couple).
- NJ Specifics:High urban demand; managed care model.
Benefits without Contact:
- Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
NJ JACC
JACC (Jersey Assistance for Community Caregiving)
Requirements:
- General:Age 60+, New Jersey resident, at risk of nursing home.
- Income Limits:~$2,500/month (individual, varies).
- Asset Limits:$40,000 (individual).
- NJ Specifics:Higher asset limit; limited funding.
Benefits without Contact:
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
New Jersey PAAD
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
Requirements:
- General:Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025):~$42,142/year (individual), ~$49,209/year (couple).
- Asset Limits:Not assessed.
- NJ Specifics:Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
Benefits without Contact:
- Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
New Jersey Senior Gold
Senior Gold Prescription Discount Program
Requirements:
- General:Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025):~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
- Asset Limits:Not assessed.
- NJ Specifics:Copays $15 + 50% of remaining cost; no premium assistance.
Benefits without Contact:
- Services: Prescription cost reduction (~$300-$800/year savings).
New Jersey Medicare Savings Program
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, NJ resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- NJ Specifics:Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Jersey Senior Freeze
Senior Freeze (Property Tax Reimbursement)
Requirements:
- General:Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
- Income Limits (2025):~$150,000/year (combined household, projected).
- Asset Limits:Not assessed; home ownership required.
- NJ Specifics:Combines with ANCHOR/Stay NJ via PAS-1; annual application.
Benefits without Contact:
- Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
New Jersey ANCHOR
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
Requirements:
- General:Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
- Income Limits (2025):~$150,000/year (homeowners), ~$75,000/year (renters).
- Asset Limits:Not assessed.
- NJ Specifics:Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
Benefits without Contact:
- Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
New Jersey Stay NJ
Stay NJ
Requirements:
- General:Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
- Income Limits (2025):~$500,000/year (projected, subject to final regs).
- Asset Limits:Not assessed; home ownership required.
- NJ Specifics:Up to 50% tax credit (max $6,500); phased implementation.
Benefits without Contact:
- Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
New Jersey Universal Service Fund
Universal Service Fund (USF)
Requirements:
- General:Age 65+ prioritized, NJ resident, utility customer, low-income.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NJ Specifics:Must owe >$25 on bill; combines with LIHEAP if eligible.
Benefits without Contact:
- Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
New Jersey LIHEAP
Home Energy Assistance Program (LIHEAP)
Requirements:
- General:Age 60+ prioritized, NJ resident, low-income household.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NJ Specifics:Covers oil, gas, electric; emergency aid available.
Benefits without Contact:
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
New Jersey Family Caregiver Support Program
NJ Family Caregiver Support Program (via NFCSP)
Requirements:
- General:Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
- Income Limits (2025):Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits:Not assessed; need-based.
- NJ Specifics:21 AAAs; rural/low-income priority.
Benefits without Contact:
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
New Jersey VA Aid and Attendance/Housebound
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth limit).
- NJ Specifics:High veteran demand in urban/rural areas.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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