The Terraces
Nursing Home & Assisted Living · Camden, ME

The Terraces

Nursing Home & Assisted Living · Camden, ME
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The Terraces accepts Medicare, Medicaid, and private pay.

Overview of The Terraces

The Terraces is a 62-bed nursing home located in Camden, Maine, that accepts Medicare, Medicaid, and private pay. The facility maintains a stable 89 percent occupancy rate, and residents stay for an average of 228 days. This extended timeline indicates that the community primarily focuses on long-term residential care alongside its short-term post-acute rehabilitation tracks. The coastal neighborhood is highly walkable, allowing visiting families to navigate the local area easily on foot.

State regulators monitor the facility to ensure compliance with Maine’s licensing standards. Recent inspection reports show that oversight has focused on medication management practices, such as labeling accuracy and handling protocols, as well as routine reviews of food safety and general facility maintenance.

A completed complaint investigation verified that the building meets all state regulatory requirements and infection control benchmarks.

Older adults looking into local options will find an established setting located near midcoast Maine’s medical services. The admissions staff can be contacted directly to verify current room availability, discuss insurance coverage options, or schedule a tour of the facility.

Capacity and availability

Avg. Length of Stay
228 days
Bed community size
62-bed community Rank #40 / 357Bed count — State benchmarkedThis home is ranked 40th out of 357 homes in Maine. Shows this facility's certified or reported bed count compared to other Maine facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Rankings are based only on facilities in Maine that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A moderately sized community that may balance personal attention with shared amenities and social activities.
Walk Score
Walk Score: 72 / 100 Rank #43 / 422Walk Score — State benchmarkedThis home is ranked 43rd out of 422 homes in Maine. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Maine facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in Maine that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

Occupancy

Occupancy rate
89%
Rank #156 / 251Occupancy rate — State benchmarkedThis home is ranked 156th out of 251 homes in Maine. Shows this facility's occupancy rate versus the Maine average, with its Statewide rank out of 251. Higher occupancy signals strong local demand and financial stability.Rankings are based only on facilities in Maine that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Higher than the Maine average: 83.1%
Occupied beds
55 / 62
Average occupied beds in Maine homes 64 beds

License Details

Facility TypeAssisted Housing
StatusActive
CountyKnox
License NumberRCD27116
CMS Certification Number205051

Ownership & Operating Entity

The Terraces is administered by Loriman Looke.

Contact Information

Fax+1 (207) 301-6100

Amenities & Lifestyle

Specific ProgramsWeddings, Corporate, Flowers, Other Events

Contact The Terraces

Inspection History

In Maine, the Department of Health and Human Services, Division of Licensing and Certification is responsible for inspecting long-term care facilities to ensure they meet quality of care standards.

Since 2023 · 3 years of data 16 deficiencies 10 inspections

Inspection Scorecard Info This scorecard compares key inspection, deficiency, and complaint metrics at this facility against the Maine state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2023 vs. Maine state average
Overall vs. ME average 3 Worse Metrics worse than Maine average:
• Total deficiencies (433% above)
• Deficiencies per year (430% above)
• Deficiencies per inspection (700% above)
1 Better Metrics better than Maine average:
• Total inspections (50% below)
Latest Inspection October 21, 2025

Deficiencies Info Deficiencies are formal regulatory issues recorded during state inspections.

This Facility ME Average vs. ME Avg
Total deficiencies Info Formal regulatory issues recorded by inspectors across all inspection types. 16 3 This facility has 433% more total deficiencies than a typical Maine assisted living residence (16 vs. ME avg 3).↑ 433% worse
Deficiencies per year Info Average deficiencies per year since 2023. 5.3 1 This facility has 430% more deficiencies per year than a typical Maine assisted living residence (5.3 vs. ME avg 1).↑ 430% worse
Deficiencies per inspection Info Average deficiencies per inspection. 1.6 0.2 This facility has 700% more deficiencies per inspection than a typical Maine assisted living residence (1.6 vs. ME avg 0.2).↑ 700% worse

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This Facility ME Average vs. ME Avg
Total inspections Info Combined count of all routine and focused inspections. Excludes complaint investigations. 10 20 This facility has 50% fewer total inspections than a typical Maine assisted living residence (10 vs. ME avg 20).↓ 50% better

Inspection Reports Summary Info An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

  • October 21, 2025 biennial survey found 7 deficiencies including unlicensed staff lacking diabetes and breathing apparatus training, medication labeling errors, expired meds in use, food safety, and maintenance failures.
  • November 1, 2023 biennial survey found 2 deficiencies in resident confidentiality and medication labeling, showing recurring medication management issues.
  • December 18, 2024 complaint investigation found the facility in substantial compliance with licensing and infection control regulations.

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Breakdown by payment type

Medicare

53% of new residents, usually for short-term rehab.

Typical stay 1 months

Private pay

41% of new residents, often for short stays.

Typical stay 4 - 5 years

Medicaid

6% of new residents, often for long-term daily care.

Typical stay 6 years

Finances and operations

Based on CMS SNF Cost Report for fiscal year ending in 09/2023.

Nonprofit
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$7.8M
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$5.5M
Nonprofit
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$7.8M Rank #23 / 40Revenue — State benchmarkedThis home is ranked 23rd out of 40 homes in Maine. Shows this facility's annual revenue compared to the Maine average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Rankings are based only on facilities in Maine that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$5.5M
Other income Info Money the home earns outside of resident care — such as investments, grants, rentals and other non-operating sources (CMS cost report, Worksheet G-3). It is tracked separately from net patient revenue: it is not part of that figure, and it is not included in net patient income.
$3.4M
Payroll costs Info Staff salaries plus wage-related costs — benefits such as payroll taxes, health insurance and retirement — from the home's own accounting records (CMS cost report, Worksheet A). Contract or agency labor is counted separately, under other operating costs. Rank #11 / 40Payroll — State benchmarkedThis home is ranked 11th out of 40 homes in Maine. Shows total annual staff payroll benchmarked to the Maine average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Rankings are based only on facilities in Maine that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
$5.5M 70.7% of net patient revenue Info Payroll as a share of revenue: staff salaries and wage-related benefits divided by net patient revenue. A higher figure means more of each revenue dollar goes to staff pay. Rank #2 / 40Payroll % — State benchmarkedThis home is ranked 2nd out of 40 homes in Maine. Shows payroll as a percentage of revenue versus the Maine average. Well-run Maine facilities typically land around 60–66% — the top third Statewide. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Rankings are based only on facilities in Maine that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Other operating costs Info Everything it costs to run the home apart from payroll — food, utilities, supplies, maintenance, contract labor and administration. Calculated as total operating expense minus payroll (staff salaries and wage-related benefits).
$7.8M
Total costs Info The home's total operating expense for the year — all the costs of running it, salaries included (CMS cost report, Worksheet G-3).
$13.3M

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Most new residents arrive under Medicare (53% of admissions), and a typical Medicare stay runs around 1 months.

Admissions
34 total

Coverage residents most often arrive under.

Medicare 53%
Private pay 41%
Medicaid 6%
Discharges
72 total

Coverage residents most often leave under.

Medicare 28%
Private pay 53%
Medicaid 20%

Places of interest near The Terraces

Address 0.1 miles from city center Info Estimated distance in miles from Camden's city center to The Terraces's address, calculated via Google Maps.

Calculate Travel Distance to The Terraces

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Address

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Frequently Asked Questions about The Terraces

Is The Terraces in a walkable area?

The Terraces has a walk score of 72. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

What is the license number of The Terraces?

According to ME state health department records, The Terraces's license number is RCD27116.

What is the occupancy rate at The Terraces?

The Terraces's occupancy is 89%.

Does The Terraces operate as a for-profit or non-profit?

The Terraces is registered as a non-profit in ME.

Who is the administrator of The Terraces?

Loriman Looke is the administrator of The Terraces.

How many beds does The Terraces have?

The Terraces has 62 beds.

Are there photos of The Terraces?

Yes — there are 18 photos of The Terraces in the photo gallery on this page.

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