Westminster Terrace

Nursing Home in Louisville

Westminster Terrace

Nursing Home in Louisville

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Westminster Terrace accepts Medicare, Medicaid, and private pay.

Overview of Westminster Terrace

Westminster Terrace is a senior living community located in Westminster, California. It offers assisted living, independent living, and short-term stay options, providing personalized care in a warm, home-like environment. Residents can enjoy a variety of amenities and engaging activities designed to enhance their well-being.

Capacity and availability

Avg. Length of Stay
95 days

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Breakdown by payment type

Medicare

67% of new residents, usually for short-term rehab.

Typical stay 27 days

Private pay

17% of new residents, often for short stays.

Typical stay 1 years

Medicaid

17% of new residents, often for long-term daily care.

Typical stay 11 - 12 years

Finances and operations

Voluntary non-profit community
Operated by a church.
Home revenue
$2.2M
Operating deficit
-$728.4K
Voluntary non-profit community Operated by a church.
Home revenue
$2.2M Rank #173 / 173Revenue — state benchmarkedThis home is ranked 173rd out of 173 homes in Kentucky.Shows this facility's annual revenue compared to the Kentucky SNF average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.
Operating deficit
-$728.4K
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations. Rank #170 / 173Payroll — state benchmarkedThis home is ranked 170th out of 173 homes in Kentucky.Shows total annual staff payroll benchmarked to the Kentucky average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.
$1.5M
67% of revenue Rank #3 / 173Payroll % — state benchmarkedThis home is ranked 3rd out of 173 homes in Kentucky.Shows payroll as a percentage of revenue versus the Kentucky average. Well-run SNFs often land around 55–65%. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$1.4M
Total costs $2.9M
Bed community size
112-bed community
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
16 years in operation
A community with a solid operating history and experience delivering ongoing care.

About this community

Occupancy

Occupancy rate
36%
Rank #175 / 175Occupancy rate — state benchmarkedThis home is ranked 175th out of 175 homes in Kentucky.Shows this facility's occupancy rate versus the Kentucky average, with its statewide rank out of 175. Higher occupancy signals strong local demand and financial stability.
Lower than the Kentucky average: 81.3%
Occupied beds
40 / 112
Average residents 80 per day

Awards

AwardsBest Business of 2025, Best in Senior Living

License Details

Facility TypeLong Term Care (nursing Facility)
StatusActive
IssuanceNovember 1, 2024
CountyJefferson
License Number100242
CMS Certification Number185137
RCFE Number306006195

Ownership & Operating Entity

Westminster Terrace is administrated by Gary Preece.

Owner NamePRESBYTERIAN HOMES AND SERVICES OF KY, INC.

Safety & Compliance

Emergency SystemsEmergency Call System
Safety FeaturesSecure Environment

Therapy & Rehabilitation

1 service
Respite Care

Staffing & Medical

1 service
24-Hour Staffing

Additional Policies & Features

Pets Allowed
HousekeepingYes
Linen ServiceYes

Amenities & Lifestyle

ActivitiesEngaging activities and outings available.
Religious ServicesYes

Dining & Nutrition

Food DescriptionGourmet meals prepared with fresh, locally sourced ingredients, catering to residents' dietary needs.
Meals IncludedYes
Meal Schedule3 Nutritious Meals Served Daily; Snacks and Hydration Offered 24/7

Contact Westminster Terrace

Living Spaces & Floor Plans

Boardwalk Floor Plan
Boardwalk Floor Plan
Coast Floor Plan
Coast Floor Plan
Cove Floor Plan
Cove Floor Plan
Current Floor Plan
Current Floor Plan
Dune Floor Plan
Dune Floor Plan
Sea Breeze - 1 Bedroom Floor Plan
Sea Breeze 1 Bedroom Floor Plan
Sea Breeze - 2 Bedroom Floor Plan
Sea Breeze 2 Bedroom Floor Plan

Financial Assistance for
Nursing Home in Kentucky

Westminster Terrace is located in LOUISVILLE, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

Get Financial aid guidance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

Age 55+
General unemployed, low-income, Kentucky resident.
Income Limits (2025) ~$1,983/month 125% FPL
Asset Limits Not specified; income-focused.
KY

Priority for veterans, rural residents.

Benefits
Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Places of interest near Westminster Terrace

Address 7.1 miles from city center Info Estimated distance in miles from LOUISVILLE's city center to Westminster Terrace's address, calculated via Google Maps.

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Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Nursing Homes around Louisville The information below is reported by the Kentucky Cabinet for Health and Family Services, Office of Inspector General.

5 facilities compared · CMS & KY Dept. of Health data · Updated Apr 2026

Filter by care type
Cherokee Park Rehabilitation
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Louisville (Highlands Douglass)104 87.1% +7%3.36 +67%-10%13511.7593A+ 49 Cherokee Park Rehabilitation, Llc$11.4M$5.5M48.7%185237
Christian Health Center of Louisville
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Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Louisville (Old Louisville)122 71.5% -12%3.45 -26%-8%0163.20104- 83 -$12.9M$4.2M32.3%185029
Westminster Terrace -
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Louisville112 35.7% -56%------000.00---#N/A$2.2M$1.5M67%185137
Chestnut Ridge Health & Rehabilitation -
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Louisville (Old Louisville)92--------000.00--------
Eastern Star Home in Ky -
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Louisville (Cherokee Triangle)42--------000.00--------

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