What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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The Waterview Shores Assisted | Minnesota | Photos & Videos

Overview of The Waterview Shores Assisted

The Waterview Shores Assisted offers a variety of services to ensure residents have enjoyable and fulfilling lives. The facility provides 24/7 nursing care, rehabilitation, and assisted living services in a comfortable environment. Residents can participate in various activities and enjoy amenities that promote wellness and social engagement.

(218) 834-8374

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 46

46-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

About this community

License Status

Approved

Facility Type

Assisted Living

Additional licensing details

County: Lake

Safety & Compliance

Emergency Systems: 24-hour emergency response system.

Care Services

Accepts Medicaid

Accepts Medicare

Doctor on Staff

Nursing Services

Rehabilitation Services

Respite Care

Memory Care

Skilled Nursing

24-Hour Staffing

Amenities & Lifestyle

Private and semi-private room options

In-house physical

occupational

and speech therapies

24/7 nursing care

Physician

Nurse Practitioners

and specialty services

Respite care

Hospice care

Smoke-free campus

Free WiFi access

Outdoor walking path and patio

Beauty and barbershop

Social engagement activities

On-site spiritual services

Housekeeping

laundry

and maintenance

Dining with specialty diet offerings.

Programs & Activities

Activities

Activities include socialization, outings, planned events, and more.

Specific Programs

Assisted Living, Rehabilitation, Skilled Nursing, Long Term Care, Activities

Religious Services

On-site spiritual services.

Pricing & Financial Information

Dining & Nutrition

Food Description

Restaurant-style dining with specialty diet offerings.

Meals Included

Yes

Medicaid Accepted

This facility is certified for eligible Medicaid services.

Medicare Accepted

This facility is certified for eligible Medicare services.

Payment & Funding Options

Medicaid Medicare Long-term care insurance

Latest inspection

Date:October 17, 2025

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Two Harbors, MN 55616

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Elderly Waiver

Minnesota Medicaid EW

General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $3,000 (individual, higher than most states).

MN Specifics: Higher asset limit; rural access focus.

Essential Community Supports (ECS)

Minnesota ECS

General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.

Income Limits: ~$1,732/month (individual, varies).

Asset Limits: $3,000 (individual).

MN Specifics: Bridges gap for those ineligible for waivers.

Alternative Care (AC) Program

Minnesota Alternative Care Program

General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.

Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.

Asset Limits: $3,000 (individual); home equity limit $713,000.

MN Specifics: CDCS option; statewide via counties.

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.

Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.

Asset Limits: $3,000 (individual), $6,000 (couple).

MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.

Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.

Asset Limits: $3,000 (individual), $6,000 (couple).

MN Specifics: Includes EW services; 7 health plans available.

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.

Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.

Asset Limits: $3,000 (individual).

MN Specifics: Can hire family; statewide via counties.

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

MN Specifics: High veteran demand in rural/urban areas.

The Waterview Shores Assisted