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Other Senior care options in Michigan:

Best Assisted Living in Michigan

Reviewed by Dr. Jordan Weiss
Updated May 2026
We analyzed 607 homes in Michigan

Sources: CMS Centers for Medicare and Medicaid Services, and Michigan Department of Health, Office of Aging and Long Term Care.

Explore home photos

Video Tour: Top-rated Assisted Living facilities in Michigan.

Watch this Video to see Michigan's Top-rated Senior Communities

Compare Assisted Living around Michigan

The information below is reported by the Michigan Department of Licensing and Regulatory Affairs (LARA).

Click column headers to sort
Bickford of Canton
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Canton (Canton Township)
78
Facility 78
MI AVG 115
Rank #195 / 437
Yes
24
Facility 24
MI AVG 38
Rank #487 / 702
Private Rooms
7
Facility 7
MI AVG
Rank #123 / 302
A+12272.3Bickford Of Canton, LLC
StoryPoint Northville
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Township Of Northville (Northville Charter Township)
103
Facility 103
MI AVG 115
Rank #121 / 437
Yes
45
Facility 45
MI AVG 38
Rank #267 / 702
Studio / 1 Bed / 2 Bed
39
Facility 39
MI AVG
Rank #12 / 302
A+9222.444600 Five Mile Rd Opco LLC
Aspen Grove
MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Lambertville (Bedford Township)
83
Facility 83
MI AVG 115
Rank #180 / 437
Yes
56
Facility 56
MI AVG 38
Rank #170 / 702
Studio
25
Facility 25
MI AVG
Rank #82 / 302
A+5122.4Csl Aspen Grove, LLC
Covenant Living of the Great Lakes
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Grand Rapids (Westside Connection)
102
Facility 102
MI AVG 115
Rank #125 / 437
No
35
Facility 35
MI AVG 38
Rank #371 / 702
1 Bed / 2 Bed
31
Facility 31
MI AVG
Rank #67 / 302
A+441.0Covenant Living Of The Great Lakes
Candlestone Assisted Living & Memory Care
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Midland
66
Facility 66
MI AVG 115
Rank #232 / 437
Yes
2
Facility 2
MI AVG 38
Rank #671 / 702
Studio / 1 Bed
39
Facility 39
MI AVG
Rank #12 / 302
A+341.3Waldo Avenue Opco LLC
StoryPoint Novi
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Novi
116
Facility 116
MI AVG 115
Rank #96 / 437
Yes
38
Facility 38
MI AVG 38
Rank #341 / 702
Studio / 1 Bed / 2 Bed
39
Facility 39
MI AVG
Rank #12 / 302
A+492.342400 W 12 Mile Rd Opco LLC
Brookdale Adrian
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Adrian (Adrian Township)
65
Facility 65
MI AVG 115
Rank #234 / 437
Yes
7
Facility 7
MI AVG 38
Rank #635 / 702
Studio / 1 Bed / 2 Bed
48
Facility 48
MI AVG
Rank #3 / 302
A+6244.0Blc Adrian-Gc, LLC
Freedom Village
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Holland (Columbia Avenue)
62
Facility 62
MI AVG 115
Rank #241 / 437
Yes
68
Facility 68
MI AVG 38
Rank #82 / 702
1 Bed / 2 Bed
35
Facility 35
MI AVG
Rank #59 / 302
A+400.0Ccrc Opco-Holland, LLC
Allegria Village
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Dearborn
132
Facility 132
MI AVG 115
Rank #62 / 437
No
52
Facility 52
MI AVG 38
Rank #201 / 702
Studio / 1 Bed / 2 Bed
4
Facility 4
MI AVG
Rank #129 / 302
F10191.9Hfv Opco, LLC
Brookdale Portage
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Portage (Woodbridge Hills)
38
Facility 38
MI AVG 115
Rank #305 / 437
Yes
33
Facility 33
MI AVG 38
Rank #404 / 702
Studio
28
Facility 28
MI AVG
Rank #76 / 302
A+300.0Brookdale Senior Living Communities, Inc.
Gaslight Village Assisted Living & Memory Care
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Adrian
51
Facility 51
MI AVG 115
Rank #270 / 437
Yes
8
Facility 8
MI AVG 38
Rank #620 / 702
Studio / 1 Bed / 2 Bed
54
Facility 54
MI AVG
Rank #1 / 302
A+6132.2Adrian Highway Opco LLC
StoryPoint Portage
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Portage (West Portage)
40
Facility 40
MI AVG 115
Rank #292 / 437
Yes
9
Facility 9
MI AVG 38
Rank #613 / 702
Studio / 1 Bed / 2 Bed
39
Facility 39
MI AVG
Rank #12 / 302
A+6122.0Senior Living Portage, LLC
Crestwood Village Assisted Living and Memory Care
MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Mt Pleasant
57
Facility 57
MI AVG 115
Rank #257 / 437
Yes
7
Facility 7
MI AVG 38
Rank #635 / 702
Studio / 1 Bed / 2 Bed
13
Facility 13
MI AVG
Rank #115 / 302
A+341.32378 S Lincoln Road Opco LLC
Appledorn Assisted Living Center – South
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Holland (Apple Avenue)
174
Facility 174
MI AVG 115
Rank #23 / 437
Yes
29
Facility 29
MI AVG 38
Rank #437 / 702
Studio / 1 Bed / 2 Bed
28
Facility 28
MI AVG
Rank #76 / 302
A+9141.6Appledorn Living Center LLC
Grandhaven Living Center
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Lansing
20
Facility 20
MI AVG 115
Rank #334 / 437
Yes
15
Facility 15
MI AVG 38
Rank #563 / 702
Suite
39
Facility 39
MI AVG
Rank #12 / 302
A+441.0Grandhaven Living Center LLC
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Nannie’s Inn by Golden Grace

3050 Spring St, West Bloomfield Township, Mi 48322, Usa
Overview of Nannie’s Inn by Golden Grace

Take in the warmth of Nannie’s Inn located in the serene residential area of Springs Street, West Bloomfield, MI, specializing in memory care and assisted living. With its intimate and friendly setting, the community can accommodate up to six residents. Keep your dignity and receive top-notch care and assistance from a reliable and well-trained team.

Come with friends on exciting trips and enjoy fun activities within the vibrant premises of the community. Catering to nutritional requirements and preferences, Nannie’s Inn serves delicious and healthy meals for a delightful dining experience. Accessible to public transportation, the community ensures residents remain well-connected with their loved ones and easily access their necessities. Featuring pet-friendly spaces and wheelchair-accessible accommodations, Nannie’s Inn strives to provide a haven for seniors to make their best years more meaningful.

Contact Nannie’s Inn by Golden Grace

Overview of New Haven Assisted Living

Located in a friendly neighborhood in Kent County, Lakeview, MI, New Haven Assisted Living is a thriving senior living community that offers assisted living and memory care services. The community strives to make residents feel at home with cozy living spaces and a dedicated care team available 24 hours a day, 7 days a week. Residents are provided with assistance with activities of daily living, such as bathing, dressing, doing laundry, and taking medications, to ensure they live comfortably and conveniently.

Committed to creating an inspiring community that nurtures connections and life-enrichment, the community organizes a wide array of social, recreational, and faith-based activities. The community makes sure residents are provided with the nourishment they need for a healthy lifestyle with three nutritious and tasty meals served daily. Housekeeping and laundry services are also offered to make sure residents never have to worry about tiring chores and can focus on living a fulfilling life.

Contact New Haven Assisted Living

Overview of Woodlawn Meadows Assisted Living and Memory Care

With seniors’ wellness in mind, Woodlawn Meadows by StoryPoint Group Communitty situated in the ideal setting of North East Street, Hasting, MI, which offers assisted living and memory care. Spend your days in the snug and sophisticated residences of Woodlawn Meadows, carefully crafted to promote comfort and security. With a kind and specially trained team lending extra hands, seniors enjoy every moment of their best years and gain meaningful experiences.

A robust calendar of activities and exciting programs accompany seniors as they go about their day. Have an unforgettable dining experience with delightful and nutritious meals catering to dietary needs and preferences. White Lake is great for seniors aiming to maximize their independence while receiving the benefits of living in the community.

Contact Woodlawn Meadows Assisted Living and Memory Care

Overview of Grace Haven Assisted Living & Memory Care

Situated in the peaceful Glastonbury Drive, St. Johns, MI, Grace Haven by StoryPoint Group is an idyllic senior living community that provides assisted living and memory care. A wide array of cozy and elegant accommodations await seniors as they transition into the community, carefully crafted to foster independence and familiarity. Moreover, Grace Haven lends extra hands to residents’ daily lives with a competent and well-trained team around the clock.

Promoting a vibrant and friendly environment, the community orchestrates engaging activities and enjoyable programs for residents to discover new interests and relive old hobbies. Restaurant-style dining is available for residents to indulge in delightful and healthy meals catering to their tastes and dietary needs. Grace Haven is great for seniors looking to enjoy every moment of their golden years while receiving the utmost care and support from a trusted community.

Contact Grace Haven Assisted Living & Memory Care

Overview of The Ridge at Goodrich

Set in the ethereal South State Street, Goodrich, MI, The Ridge at Goodrich is a trusted senior living community offering assisted living, memory care, hospice care, and respite care. Relax in the cozy and well-lit residences of The Ridge at Goodrich, ensuring maximum comfort and convenience. The community boasts a competent and highly skilled team providing top-tier care and assistance for seniors to thrive and reach their full potential.

The Ridge at Goodrich promotes a bright and friendly environment, paving the way for seniors to gain meaningful experiences in their retirement. Dedicated to enhancing seniors’ well-being, the community serves well-balanced meals catering to dietary needs and preferences. With its intimate setting and serene spaces, The Ridge at Goodrich strives to provide a haven for seniors to live their golden years without worries.

Contact The Ridge at Goodrich

Balfour Senior Living

2830 S Main St, Ann Arbor, MI 48103
Overview of Balfour Senior Living

Facing the challenges that those with Alzheimer’s and dementia are beset with, need not be a woeful and dreary experience. At Balfour Senior Living, memory care is offered with a touch of luxury and comfort with secure and elegant private living quarters, managed by a caring and professional team that monitors the well-being and handles the needs of each resident, to perfection.

Enjoy top-notch services and amenities that cater to each resident, nurturing physical, emotional, and mental stimulation. With Balfour, memory care living is made carefree in terms of daily living activities, while also fostering socialization in the community in order to further mitigate cognitive decline. Family members and residents alike, can rest assured that life at Balfour is secure, serene, and satisfying.

Contact Balfour Senior Living

Overview of Medilodge of Monroe

Set in Michigan, Medilodge of Monroe offers a plethora of solutions for both long-term skilled nursing care and short-term rehabilitation needs. Their approach is deeply individualized, ensuring each senior receives personalized care tailored to their unique requirements. On-site services, including podiatry and dental care, cater to their comprehensive health needs. In addition to physical well-being, residents find solace in religious services, fostering spiritual fulfillment.
With a special focus on preserving dignity and respect, MediLodge not only provides exceptional healthcare but also offers a range of amenities that enhance the overall experience. The facility boasts a spacious 900 square-foot rehabilitation and therapy center, equipped with state-of-the-art equipment to aid residents in their recovery journey. Moreover, MediLodge’s commitment to a comfortable living environment is evident in their thoughtfully decorated rooms, creating a serene atmosphere for residents. The beauty of nature surrounds the facility, with manicured gardens and an outdoor courtyard providing a tranquil space for relaxation. 

Contact Medilodge of Monroe

Overview of Willow Creek West Afc

Discover the warmth and trust you’ve been seeking in senior living at Willow Creek West Afc. Located in the heart of Grand Rapids, Michigan, this assisted living and memory care community is dedicated to providing exceptional care and treating residents and their loved ones like family.

Unlike traditional senior living options, Willow Creek West Afc offers intimate homes where residents from diverse backgrounds come together to create a vibrant and caring community. The residents at Willow Creek West Afc not only live together but also enjoy activities such as cooking and playing games, fostering meaningful connections and support among one another. Experience personalized care and attention at Willow Creek West Afc, where the dedicated team goes above and beyond to ensure the comfort and sense of belonging for every resident. The community prioritizes creating an atmosphere where each individual feels valued and cherished.

Contact Willow Creek West AFC

Fairview Adult Foster Care

11656 N Hartel Rd, Grand Ledge, MI 48837
Overview of Fairview Adult Foster Care

Cherish every moment with Fairview Adult Foster Care, an astounding community in Grand Ledge, MI, offering assisted living and memory care. Residents receive exceptional care for their special needs from a kind and highly skilled team available around the clock. Beautifully furnished and spacious accommodations in a cozy and nurturing environment are provided for residents to feel a sense of belonging and familiarity.

A jam-packed calendar of engaging activities and enriching programs, including arts and crafts, games, and movies, is conducted for residents to create meaningful moments and meet new friends. Medicine administration and physical, occupational, and speech therapy are provided to enhance residents’ living experiences. With specially designed amenities, including a recreation room, an auditorium, a small farm, a library, a veranda with a sun deck, and beautifully manicured grounds, residents have the finest retirement experience.

Contact Fairview Adult Foster Care

Overview of Symphony Linden

Symphony Linden in Linden, MI, is an outstanding senior living community, offering innovative assisted living and post-acute care services. Committed to delivering unparalleled care to residents in a homelike environment, the community features a highly dedicated team that works 24/7 to provide a harmonious approach to care to address every resident’s unique needs. Here, residents are provided with a carefully crafted personalized rehabilitation program to offer the most complete possible recovery.

Dedicated to helping its residents continue living life to the fullest extent possible while maintaining their independence and peace of mind, the community offers a variety of top-notch amenities and services, including family visits anytime, recreational activities, and delicious meals. Explore the community’s picturesque courtyards and meet new companions along the way. Symphony Linden strives to deliver the highest quality of service and care so residents could focus on making new memories.

Contact Symphony Linden

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
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Frequently Asked Questions about Assisted Living in Michigan

What's the difference between assisted living and memory care in Michigan?

Assisted living in Michigan supports residents with daily activities (bathing, dressing, medication management) while preserving independence. Memory care is a specialized form of assisted living for residents living with Alzheimer's or dementia, and adds 24/7 secured environments, dementia-trained staff, and structured routines designed to reduce confusion and wandering.

What's the difference between assisted living and a nursing home in Michigan?

Assisted living in Michigan is a residential model focused on housing, hospitality, and help with daily activities. Nursing homes (skilled nursing facilities) provide 24/7 medical care from licensed nurses for residents with significant health needs, and are regulated more strictly under both state and federal CMS rules.

Does Michigan Medicaid cover assisted living?

Michigan Medicaid does not directly pay room-and-board for assisted living, but most states (including Michigan) offer Home and Community-Based Services (HCBS) waivers that can offset the cost of care services delivered inside a licensed community. Eligibility, waitlists, and covered services vary — check directly with the state Medicaid agency.

What is assisted living?

Assisted living combines private or semi-private apartments with help on activities of daily living (meals, bathing, dressing, medication management) and a social calendar — for residents who need some support but do not need 24/7 medical care.

How many assisted living facilities are listed on this page?

This page features 20 assisted living facilities in Michigan. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right assisted living facility in Michigan?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Michigan, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting assisted living facilities in Michigan?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.