Other senior care options in Indiana:

Page 19 of Best Senior Communities in Indiana

Why trust this guide? Our editorial team analyzed 578 senior communities communities in Indiana using Indiana Department of Health (IDOH) data, inspection records, complaints, amenities, and facility-level details. How we rank senior communities in IN
Reviewed by
Last updated
Jul 2026
We analyzed
578 homes
Other senior care options in Indiana:
Avg Walk Score: 37/ 100The average Walk Score across facilities in Indiana. A third-party neighborhood walkability score (0–100) measuring convenience and context, not healthcare quality. Individual facilities can vary widely from this average.
National Average: 50/ 100
Avg No. of Beds: 116The average licensed bed capacity across facilities in Indiana. Individual facilities can vary widely from this average.
National Average: 90

Compare Senior Communities around Indiana

The information below is reported by the Indiana Department of Health, Division of Long Term Care.

The Barrington of Carmel
SC
AL
IL
MC
NH
SNF
Carmel
154
Facility 154
IN AVG 116
Rank #82 / 435
No
39
Facility 39
IN AVG 37
Rank #275 / 587
Studio / 1 Bed / 2 Bed
18
Facility 18
IN AVG 8
Rank #67 / 407
71.4% A+Kara OwenPrairie Landing Community, IncMelissa Forrester
94
Facility 94
IN AVG 83
Rank #47 / 392
6
2
Facility 2
IN AVG 5
Rank #45 / 293
12
Facility 12
IN AVG 36
Rank #75 / 317
0.9
Facility 0.9
IN AVG 1.9
Rank #107 / 317
Westminster Village Muncie
SC
AL
IL
NH
SNF
Muncie
303
Facility 303
IN AVG 116
Rank #5 / 435
No
6
Facility 6
IN AVG 37
Rank #509 / 587
Studio / 1 Bed / 2 Bed
46
Facility 46
IN AVG 8
Rank #11 / 407
83.8% A+Mary CrutcherWestminster Village Muncie IncStefanie Cummins
89
Facility 89
IN AVG 83
Rank #89 / 392
7
1
Facility 1
IN AVG 5
Rank #1 / 293
27
Facility 27
IN AVG 36
Rank #149 / 317
1.8
Facility 1.8
IN AVG 1.9
Rank #210 / 317
Greenwood Village South
SC
AL
IL
MC
NH
SNF
Greenwood
207
Facility 207
IN AVG 116
Rank #27 / 435
Yes
50
Facility 50
IN AVG 37
Rank #205 / 587
Apartment / Cottage
45
Facility 45
IN AVG 8
Rank #16 / 407
0A+Pamela SeegersJohnson Memorial HospitalAlexa Ulrey
83
Facility 83
IN AVG 83
Rank #154 / 392
11
2
Facility 2
IN AVG 5
Rank #45 / 293
38
Facility 38
IN AVG 36
Rank #179 / 317
1.8
Facility 1.8
IN AVG 1.9
Rank #188 / 317
Christian Care Retirement Community
SC
AL
IL
MC
NH
SNF
Bluffton (Toll Gate Heights)
145
Facility 145
IN AVG 116
Rank #101 / 435
No
4
Facility 4
IN AVG 37
Rank #527 / 587
1 Bed / 2 Bed / 3 Bed
36
Facility 36
IN AVG 8
Rank #27 / 407
40.0% -Austin SmithAdams County Memorial HospitalMelissa Clark
96
Facility 96
IN AVG 83
Rank #23 / 392
8
2
Facility 2
IN AVG 5
Rank #45 / 293
8
Facility 8
IN AVG 36
Rank #48 / 317
0.5
Facility 0.5
IN AVG 1.9
Rank #38 / 317
Stonecroft Health Campus
SC
ADC
AL
MC
NH
RC
SNF
Bloomington
124
Facility 124
IN AVG 116
Rank #157 / 435
No
9
Facility 9
IN AVG 37
Rank #473 / 587
-
1
Facility 1
IN AVG 8
Rank #132 / 407
84.7% A+Dawn BlackDaviess County HospitalKrystle Binion
91
Facility 91
IN AVG 83
Rank #71 / 392
10
2
Facility 2
IN AVG 5
Rank #45 / 293
16
Facility 16
IN AVG 36
Rank #97 / 317
0.8
Facility 0.8
IN AVG 1.9
Rank #85 / 317
Coventry Meadows Assisted Living
SC
NH
AL
MC
RC
Fort Wayne
150
Facility 150
IN AVG 116
Rank #87 / 435
No
17
Facility 17
IN AVG 37
Rank #410 / 587
-
27
Facility 27
IN AVG 8
Rank #34 / 407
84.7% A+Kelly HardyHealth And Hospital Corporation Of Marion CountyCheryl Flaugh
88
Facility 88
IN AVG 83
Rank #99 / 392
28
4
Facility 4
IN AVG 5
Rank #128 / 293
17
Facility 17
IN AVG 36
Rank #104 / 317
0.5
Facility 0.5
IN AVG 1.9
Rank #14 / 317
Copper Trace Family-first Senior Living
SC
AL
MC
NH
SNF
Westfield
223
Facility 223
IN AVG 116
Rank #22 / 435
Yes
4
Facility 4
IN AVG 37
Rank #527 / 587
1 Bed / 2 Bed
1
Facility 1
IN AVG 8
Rank #132 / 407
43.0% -Nancy PollockRiverview HospitalMegan Gutierrez
80
Facility 80
IN AVG 83
Rank #198 / 392
23
6
Facility 6
IN AVG 5
Rank #205 / 293
31
Facility 31
IN AVG 36
Rank #162 / 317
0.9
Facility 0.9
IN AVG 1.9
Rank #56 / 317
North River Health Campus
SC
ADC
AL
IL
MC
NH
SNF
Evansville (East Baseline Road)
95
Facility 95
IN AVG 116
Rank #268 / 435
No
11
Facility 11
IN AVG 37
Rank #456 / 587
studio
1
Facility 1
IN AVG 8
Rank #132 / 407
50.5% A+Mikayla WatkinsGood Samaritan HospitalJacquelyn Fehd
91
Facility 91
IN AVG 83
Rank #71 / 392
2-
23
Facility 23
IN AVG 36
Rank #134 / 317
1.8
Facility 1.8
IN AVG 1.9
Rank #306 / 317
The Towne House Retirement Community
SC
AL
IL
MC
NH
SNF
Fort Wayne
447
Facility 447
IN AVG 116
Rank #2 / 435
No
38
Facility 38
IN AVG 37
Rank #279 / 587
--0-Hayley CarrBhi Senior Living, IncAngela Watson
94
Facility 94
IN AVG 83
Rank #47 / 392
11
1
Facility 1
IN AVG 5
Rank #1 / 293
13
Facility 13
IN AVG 36
Rank #80 / 317
0.6
Facility 0.6
IN AVG 1.9
Rank #53 / 317
Bell Trace Family-first Senior Living
SC
AL
HOS
IL
NH
RC
SNF
Bloomington
90
Facility 90
IN AVG 116
Rank #285 / 435
No
29
Facility 29
IN AVG 37
Rank #337 / 587
Private Rooms / Semi-Private Rooms- 85.7% ---------
Canterbury Nursing and Rehabilitation Center
SC
HOS
MC
NH
RC
SNF
Fort Wayne
142
Facility 142
IN AVG 116
Rank #105 / 435
No
62
Facility 62
IN AVG 37
Rank #131 / 587
-
27
Facility 27
IN AVG 8
Rank #34 / 407
78.9% A+Meeta AnandHealth And Hospital Corporation Of Marion CountyTaylor Derefaka
76
Facility 76
IN AVG 83
Rank #248 / 392
25
7
Facility 7
IN AVG 5
Rank #230 / 293
38
Facility 38
IN AVG 36
Rank #179 / 317
1.1
Facility 1.1
IN AVG 1.9
Rank #73 / 317
Asbury Towers Retirement Community
SC
AL
IL
NH
SNF
Greencastle
123
Facility 123
IN AVG 116
Rank #163 / 435
No
73
Facility 73
IN AVG 37
Rank #49 / 587
Studio / 1 Bed / 2 Bed-0A+Eric AhlbrandPulaski Memorial HospitalAudra Rose
77
Facility 77
IN AVG 83
Rank #234 / 392
6
2
Facility 2
IN AVG 5
Rank #45 / 293
87
Facility 87
IN AVG 36
Rank #273 / 317
4.4
Facility 4.4
IN AVG 1.9
Rank #315 / 317
River Pointe Health Campus
SC
AL
NH
RC
SNF
Evansville (Galaxy Drive)
124
Facility 124
IN AVG 116
Rank #157 / 435
Yes
52
Facility 52
IN AVG 37
Rank #199 / 587
studio / 1 bed
31
Facility 31
IN AVG 8
Rank #31 / 407
46.8% A+Jordan ShotsGood Samaritan HospitalRebecca Martin
75
Facility 75
IN AVG 83
Rank #264 / 392
9
4
Facility 4
IN AVG 5
Rank #128 / 293
53
Facility 53
IN AVG 36
Rank #227 / 317
3.3
Facility 3.3
IN AVG 1.9
Rank #252 / 317
Wellbrooke of Westfield
SC
NH
AL
Westfield
129
Facility 129
IN AVG 116
Rank #144 / 435
Yes
5
Facility 5
IN AVG 37
Rank #518 / 587
Studio / 1 Bed
1
Facility 1
IN AVG 8
Rank #132 / 407
76.0% A-Maggie ConnerHancock Regional HospitalEslam Abusamra
73
Facility 73
IN AVG 83
Rank #292 / 392
7
5
Facility 5
IN AVG 5
Rank #172 / 293
79
Facility 79
IN AVG 36
Rank #264 / 317
5.6
Facility 5.6
IN AVG 1.9
Rank #305 / 317
The Springs at Lafayette
SC
ADC
AL
MC
NH
SNF
Lafayette (Columbian Park)
126
Facility 126
IN AVG 116
Rank #152 / 435
Yes
69
Facility 69
IN AVG 37
Rank #76 / 587
Studio / 1 Bed
1
Facility 1
IN AVG 8
Rank #132 / 407
32.5% A-Jeffrey WeaverBoard Of Trustees Of The Flavius J Witham MemorialMichelle Thompson
78
Facility 78
IN AVG 83
Rank #228 / 392
10
2
Facility 2
IN AVG 5
Rank #45 / 293
59
Facility 59
IN AVG 36
Rank #237 / 317
2.6
Facility 2.6
IN AVG 1.9
Rank #252 / 317
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Overview of McCormick’s Creek Rehabilitation and Healthcare

Owned by Covenant Care McCormick LLC, McCormick’s Creek Rehabilitation and Healthcare is a skilled nursing facility in Spencer, Indiana. The community’s location on State Highway 43 has excellent walkability. Major Hospital operates the facility, and Sara Mitchell is the administrator. Medicare, Medicaid, and private pay are accepted, giving families several options for arranging care.

With 87 beds, the community has an occupancy rate of 84%, serving both rehabilitation patients and residents requiring longer-term skilled nursing support. Residents stay an average of 90 days due to the facility’s focus on post-acute recovery and ongoing nursing care. Daily nurse staffing averages 2 hours and 12 minutes per resident. Registered nurses, nurse aides, and licensed practical nurses provide hands-on care throughout the day.

Specialized services include orthopedic rehabilitation, cardiac rehabilitation, respite care, pain management, and pulmonary care. These programs are for residents recovering from joint replacement surgery, cardiac conditions, hospitalization, and other health events that require skilled rehabilitation and clinical oversight.

State inspections have reviewed the facility’s compliance with safety and resident care requirements. The community offers semi-private suites and a variety of dining options for residents. Residents have access to outdoor courtyards and patios. Family lounges are available for visitors, and suites include laundry services, housekeeping, WiFi, and cable TV.

The location has a Walk Score of 73. Visiting family members can run errands and walk around the Spencer area.

Contact McCormick’s Creek Rehabilitation and Healthcare

Overview of Scenic Hills at the Monastery

Scenic Hills at the Monastery is a 129-bed skilled nursing, assisted living, and memory care community in Ferdinand, Dubois County, Indiana, set on the grounds of the Monastery of the Immaculate Conception. Accepted are Medicare, Medicaid, and private pay. The community serves residents across skilled nursing, assisted living, memory care, respite, and rehabilitation.

The inspection record reflects a facility performing close to state average on compliance while standing clearly above it on health inspection and quality measures ratings. Over four years on file, the facility averaged 5 deficiencies annually, only modestly above Indiana’s 4.2 average, with no immediate jeopardy findings, fines, or enforcement actions. Substantiated complaint findings have centered on fall follow-up and infection control practices rather than abuse or serious harm events. The facility holds a 4-star CMS overall rating, with a health inspection sub-rating 46.5 percent above Indiana’s average and Quality Measures 23.5 percent above state benchmark. Staffing differs with those strengths: the CMS staffing sub-rating reflects case-mix adjusted hours 60.8 percent below state average, placing it at 1 star on that dimension alone. Occupancy on the 88 certified SNF beds has trended toward full capacity in recent surveys.

Amenities include a bistro, fitness center, salon, and private dining room, alongside an on-site pharmacy and lab. The monastery campus setting provides scenic grounds and views differentiating the community from typical urban SNFs.

The community fits older adults in Dubois County seeking skilled nursing, memory care, or assisted living in a campus setting anchored by the Benedictine monastery grounds.

Contact Scenic Hills at the Monastery

Overview of Avon Health & Rehabilitation Center

Avon Health & Rehabilitation Center is a 189-bed nonprofit, government-affiliated community located at 4171 Forest Pointe Circle in Avon, Indiana. Operated by Riverview Hospital under county authority, the campus is led by administrator Jason Gimre and Director of Nursing Ashley Brummitt. The facility provides a full continuum of care, including independent living, assisted living, memory care, and skilled nursing services across SNF and residential care units.

The campus operates as a hospital-affiliated governmental community, providing 24-hour medical oversight and localized care coordination. CMS awards the center a 5-star overall rating, reflecting performance significantly above state averages in health inspections, staffing, and quality measures. While the community maintains a citations-per-inspection rate of zero based on its most recent March 2025 compliance monitoring, historical records show moderate deficiencies primarily related to electrical maintenance and fire drill documentation. Occupancy is approximately 54% of total beds, though the skilled nursing wing typically maintains a higher census of around 75%.

Direct bedside support is provided 24/7 by a team that includes Medical Director Dr. Kalu Chijioke and features nursing hours 17.6% above state norms. Quality outcomes are a primary strength, as 82.1% of short-stay residents meet or exceed functional recovery goals at discharge, a rate 53% better than the Indiana average. Long-term stability is also notable, with the facility reporting a zero rate for urinary tract infections and hospitalization rates 43% better than state benchmarks. Furthermore, the campus reports significantly lower rates of pressure ulcers, falls with injury, and depressive symptoms compared to Indiana averages.

The facility features private and semi-private residential floor plans designed for safety and ease of navigation. All-inclusive monthly services cover 24-hour nursing care, dietitian-approved meals, housekeeping, and social programming. Shared community spaces support diverse activities such as memory care-specific dining and health wellness programming, with on-site staff managing a social calendar focused on cognitive engagement and physical rehabilitation. For off-site medical appointments, the facility coordinates transportation to ensure residents remain connected to the broader Hendricks County area.

Those seeking a high-performing, hospital-affiliated environment with some of the strongest quality metrics in the state may find this setting appropriate. Interested individuals should contact the administrator directly to discuss current fire safety maintenance and memory care protocols to assess 2026 performance firsthand.

Contact Avon Health & Rehabilitation Center

Overview of Bloom at Willow

Nestled within a serene 3-acre space in Indianapolis, Indiana, Bloom at Willow offers seniors a comfortable and enriching community. With a wealth of experience in senior care, they prioritize providing residents with a secure, maintenance-free living environment. They provide assisted living, memory care, and respite care services, ensuring a comprehensive range of care options for their residents.

This community prides itself on its attentive 24-hour support staff and comprehensive services, including annual evaluations, tuberculosis testing, and functional assessments. The engaging activity calendar contributes to the vibrant atmosphere. Residents also benefit from specialized care such as diabetes management and enjoy a diverse menu prepared by an executive chef. With features like laboratory services, pharmacy facilities, and wellness programs, Bloom at Willow ensures residents have access to a wide array of resources. The community’s commitment to safety is reflected in its secure environment, featuring comfortable private apartments, a lounge, media room, and a wellness center. Bloom at Willow’s status as a family-owned and operated facility underscores their dedication to providing exceptional care and enhancing the quality of life for their residents.

Contact Bloom at Willow

Overview of Traditions at North Willow

Traditions at North Willow offers service for independent living, assisted living, and memory care that is one of the trusted senior living communities in Indianapolis. Traditions at North Willow is a warm and comfortable setting for seniors in need of assistance with personal care and daily living activities. It’s a senior living home focusing on independent living, assisted living, and memory care communities. Traditions is a modern senior living community that is focused on blossoming the relationship between staff and residents in a secure and supportive environment. Traditions at North Willow is proud to offer something for everyone, as they understand and celebrate their unique residents. 

Residents of all living options are guaranteed to live a life of ease with the comfort and convenience found in their all-inclusive amenities and service: from restaurant-style dining to medical assistance; from restaurant-style dining to wellness programs– Traditions at North Willow provide everything seniors need. Traditions at North Willow is praised for its resort-like hospitality that is inviting to everyone that steps foot in the community.

Contact Traditions at North Willow

Overview of Majestic Care of Carmel Assisted Living

Majestic Care of Carmel Assisted Living offers an environment characterized by warmth, care, positivity, and unwavering support. Its team compassionately assists its residents 24/7/365, creating fulfilling and magical experiences daily. Located less than two miles from the esteemed Carmel Arts & Design District, the residents of Majestic Care have the advantage of proximity to art galleries, restaurants, antique stores, and various specialty retail shops, ensuring their days are as culturally enriched as they are comfortable.

Residents at Majestic Care enjoy spacious accommodations offering both independence and comfort. With meal services, life enrichment activities, and 24-hour nursing care, the community epitomizes gracious hospitality. It also provides assistance with daily living activities, housekeeping, laundry, and household maintenance services. Outdoor patio and garden areas bestow residents with refreshing spaces to unwind. Majestic Home Health extends this revolutionized approach to home-based care, focusing on enriching lives of both the individuals under care and caregivers. Majestic Care truly reimagines assisted senior living, augmenting it with uncompromised quality and enjoyable experiences.

Contact Majestic Care of Carmel Assisted Living

Overview of Westside Garden Plaza

Recognized as the Best Assisted Living and Best Independent Living from 2022-2023 by US News and World Report, Westside Garden Plaza is an esteemed senior living community set in the serene West Tenth Street, Indianapolis, IN, providing assisted living and independent living. Featuring beautifully crafted and spacious studio, one-bedroom, and two-bedroom residences, the community ensures seniors enjoy unmatched comfort and convenience. Ease your worries with a kind and compassionate team lending extra support around the clock.

A jam-packed calendar of engaging activities and enjoyable programs accompanies seniors as they try out new things and rediscover passions. Have the finest dining experience with healthy and delicious meals catering to dietary needs and preferences. Westside Garden Plaza is filled with serene spaces and incredible amenities, making it ideal for seniors to experience a glorious retirement.

Contact Westside Garden Plaza

Overview of Independence Village of Fishers East

The 87-bed mid-rise in Fishers, Indiana, has been running for 19 years, which is a meaningful track record for an assisted living and memory care community. Independence Village of Fishers East (Saxony) sits in the Saxony Village neighborhood at a Walk Score of 12; so the area it’s in is car-dependent in every practical sense, but transportation services are available for residents who need them. The building is open to adults 55 and older and accepts pets.

Studio, one-bedroom, and two-bedroom apartments are on offer, and 65 of the 87 units are currently occupied, a 75% rate. Care types span assisted living, independent living, memory care, and respite stays, with 24-hour staffing across all of them. Art therapy is the one named program on the profile. Chef-prepared meals come out of the dining room, a spa is on-site, and fitness and recreation services are confirmed.

Administrator Christine Bright and Director of Nursing Tina Brown lead the operation. State inspections by the Indiana Department of Health have tended to concentrate on medication management, infection prevention and control, and care planning and documentation.

At 87 beds with a 75% occupancy rate, multiple care types, and 19 years in the Saxony Village neighborhood, this community is a mid-size, established option for older adults in Fishers looking for assisted living, memory care, or independent living with daily support built in.

Contact Independence Village of Fishers East

Overview of Belltower Health & Rehabilitation Center

Over on North Fir Road in Granger, Indiana, Belltower Health & Rehabilitation Center runs a 96-bed skilled nursing facility. The building is 9 years old, stays about 86 percent full, and is owned by Shippensburg Health Care LLC, with Major Hospital and administrator Marti Carmean handling the daily operations. They accept Medicare, Medicaid, and private pay. Since stays average around 107 days, the population is a pretty even mix of people recovering from short-term rehab stints and residents there for permanent long-term care.

The nursing team puts in about 3 hours and 16 minutes of direct care per resident every day. Having staff on the floor around the clock lets them manage physical, occupational, and speech therapy, post-surgery recovery, wound care, and pain management. The medical team also handles more specialized needs like feeding tubes, PICC lines, bariatric care, and diabetes monitoring, with dentists, podiatrists, eye doctors, and lab techs coming right to the building. If you are planning a visit, you will definitely need a car to get around since the neighborhood scores a 17 out of 100 for walkability.

State inspectors noted a few areas that needed work in recent reviews, specifically regarding nursing protocols, safety systems, and medical administration. The facility has been updating its daily procedures to fix those issues and get back up to code.

If you want to see what private or semi-private rooms are open, ask about their medical capabilities, or schedule a walkthrough, just call the front desk. The business office can also explain how the different insurance and payment options work and help you fill out the initial forms.

Contact Belltower Health & Rehabilitation Center

Overview of Breckenridge Commons

Peacefully nestled in the serene setting of Sullivan, IN, Breckenridge Commons is a blissful haven that offers assisted living. Residents can keep their peace of mind with a kind and highly trained team that provides exceptional care tailored to their daily living activities around the clock. Housekeeping and laundry are also taken care of, ensuring residents can maintain their independence without hassles.

Residents are encouraged to live actively and maintain social connections with a jam-packed calendar of engaging activities and enriching programs. Delicious and well-balanced meals are served restaurant-style to meet residents’ dietary needs and preferences. Medication management is also provided to ensure residents take their prescriptions on time. The community’s dedicated services and well-maintained amenities make it an ideal retirement option.

Contact Breckenridge Commons

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
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Frequently Asked Questions about Senior Communities in Indiana

What is senior living?

Senior communities are residential settings designed for adults aged 55 or older, with options ranging from active independent living to assisted living and memory care.

How many senior communities are listed on this page?

This page features 578 senior communities in Indiana. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right senior community in Indiana?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Indiana, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting senior communities in Indiana?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.