Page 6 of Best Independent Living in Kentucky

Why trust this guide? Our editorial team analyzed 105 independent living communities in KY using KY Cabinet for Health & Family Services (CHFS) data, inspection records, complaints, amenities, and facility-level details. How we rank independent living in KY
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Last updated
We analyzed These are the facilities in Kentucky our team has analyzed — not a count of every independent living provider in Kentucky.
105 homes
Other senior care options in Kentucky:

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Info below is compiled from the KY Cabinet for Health & Family Services (CHFS), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
Colonial Heights Senior Living
IL
AL
MC
RC
Florence (Charleston Pines Apartments)
70
Facility 70
KY AVG 81
Rank #35 / 62
Yes
19
Facility 19
KY AVG 42
Rank #82 / 104
Behavioral Health (61), Dementia Care (9)-
Village Manor
IL
AL
MC
NH
SNF
Bowling Green
-No
28
Facility 28
KY AVG 42
Rank #69 / 104
--
StoryPoint Middletown
IL
AL
Middletown
-Yes
26
Facility 26
KY AVG 42
Rank #74 / 104
Studio / 1 Bed / 2 BedA-
StoryPoint Union
IL
AL
Union (Fowler Creek Villas)
-Yes
16
Facility 16
KY AVG 42
Rank #85 / 104
Studio / 1 Bed / 2 BedA+
Ashland Terrace
IL
Lexington
-Yes
91
Facility 91
KY AVG 42
Rank #2 / 104
Private Rooms-
Oak Ridge Retirement Center
IL
AL
MC
RC
Madisonville
33
Facility 33
KY AVG 81
Rank #53 / 62
No
70
Facility 70
KY AVG 42
Rank #20 / 104
--
The Courtyard
IL
AL
Central City
38
Facility 38
KY AVG 81
Rank #49 / 62
No
54
Facility 54
KY AVG 42
Rank #33 / 104
--
The Homeplace of Henderson
IL
AL
MC
Henderson
36
Facility 36
KY AVG 81
Rank #51 / 62
Yes
4
Facility 4
KY AVG 42
Rank #102 / 104
Studio / 1 Bed-
StoryPoint Louisville South (Ponder Creek Estates)
IL
AL
Louisville (Waverly Hills)
-Yes
9
Facility 9
KY AVG 42
Rank #93 / 104
Studio / 1 Bed / 2 BedA+
Vue at 3rd Street
IL
Louisville
-Yes
92
Facility 92
KY AVG 42
Rank #1 / 104
Studio / 1 Bed-

Rank badges are statewide and care-type specific: each independent living community is ranked against every other KY independent living community we track that reports that metric, not just the 105 on this page. See how we rank facilities

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Overview of Colonial Heights Senior Living

Colonial Heights is one of the trusted senior living places in the city that offers an unmatched level of commitment, care, and compassion for residents in Florence. Considered as Northern Kentucky’s premier retirement home, adults and seniors will discover a new kind of luxury living experience when it comes to personal care, independent living, and memory care options. Driven by sophistication and warmth, residents are ensured feel a whole new level of comfort and security in a vibrant setting that boost a graceful aging experience.
Colonial Heights is built with delightful amenities and services that inspire residents to maintain an active, freeing, and fulfilling lifestyle. Comprehensive features include housekeeping, laundry, engaging programs, social events, recreational activities, fitness classes, gourmet meals at the restaurant-style dining hall, a 24-hour care team, and personalized care plans for a unique senior living experience.

Contact Colonial Heights Senior Living

Overview of Village Manor

Village Manor offers nursing home, assisted living, independent living, memory care, and skilled nursing in Bowling Green, KY. Nursing home and skilled nursing residents have licensed nursing care on site around the clock, while assisted living provides help with dressing, bathing, and medication while the resident keeps an apartment.

Independent living means having a private home with community services and no daily care. Memory care provides a secured setting with supervision for someone at risk of wandering, and the range of care levels may suit a resident whose needs could grow over time and who may be able to move between care levels without leaving the community.

Contact Village Manor

Overview of StoryPoint Middletown

StoryPoint Middletown offers assisted living and independent living in Middletown, KY. Assisted living provides help with daily tasks such as dressing, bathing, and medication while a resident maintains their own living space; independent living provides private living with community services and no daily care. Having both care levels may suit a resident whose needs could change over time, since a move to a different care setting may not require leaving the community.

Housing options include studios, one-bedroom apartments, and two-bedroom apartments. A studio provides one private living space, while a two-bedroom apartment can suit a couple moving together or someone who wants a companion. Pets are allowed, so residents may be able to bring a pet with them when they move in.

Contact StoryPoint Middletown

Overview of StoryPoint Union

Focusing on independent living, StoryPoint Union is a retirement community in Union, Kentucky. The community has a three-story setting, featuring studio, one-bedroom, and two-bedroom residences. Pets are also welcome, allowing residents to bring small animal companions.

With a car-dependent area, the community’s transportation services help residents access errands conveniently. Fitness and recreation programs are also available.

Contact StoryPoint Union

Overview of Ashland Terrace

Ashland Terrace sits in the Chenault Road neighborhood of Lexington, an independent living community built around walkability. With a Walk Score of 91, it lands in Walker’s Paradise territory: residents can run daily errands on foot, and family visiting from out of town can explore the surrounding shops and services without needing a car.

The building itself is two stories, with elevators connecting the floors and private rooms for residents. Ric’s Garden sits nearby, giving the neighborhood a bit of green space to complement its walkable streets.

Day to day, residents get three meals served daily and weekly housekeeping and linen service, so cooking and cleaning aren’t things they have to think about. Weekday transportation covers trips beyond what’s walkable, and staff help with personalized shopping when residents need something specific picked up.

There’s a full slate of daily programs and activities, plus an on-site beauty salon for residents who want to stay polished without leaving the building. The library doubles as a computer space, and wireless internet reaches throughout the building for residents who want to stay connected with family online.

Ashland Terrace also welcomes pets, so residents don’t have to give up a companion animal to move in. The community’s minimum age for residency is 60.

Contact Ashland Terrace

Overview of Oak Ridge Retirement Center

Oak Ridge Retirement Center in Madisonville, Kentucky, offers independent living, assisted living, memory care, and short-term respite stays. Independent living provides private accommodations, whereas assisted living assists with personal daily routines. Memory care provides a secured environment with continuous supervision, and respite care offers temporary stays when home caregivers need time off.

Administrator Mary Lyn Troop oversees this 33-bed community. Daily amenities include restaurant-style dining, an on-site salon, fitness activities, and planned social programs. Residents benefit from a 70 walk score location that allows some errands on foot, alongside staff assistance with local transportation.

Families considering progressive care options or temporary respite stays can reach out to Oak Ridge Retirement Center to review current openings or schedule a tour.

Contact Oak Ridge Retirement Center

The Courtyard

100 West Broad Street, Central City, KY 42330
Overview of The Courtyard

The Courtyard, a 38-bed home in Central City, KY, provides assisted living and independent living. Dressing, bathing, and medication are where assisted living lends a hand, and the private apartment stays the resident’s. Independent living carries the community’s services and adds nothing daily to them.

A building of this size means a resident becomes known to the people working there. Spacious Private Apartments and Fully-Equipped Kitchens are both named amenities, so anyone who wants to cook something has the room for it.

Transportation, a salon, religious services, and activities are each also named on the amenity list. Amy Dukes holds the job of administrator here. The Walk Score is 54, so it’s somewhat walkable, and certain errands can be managed without a car.

Contact The Courtyard

The Homeplace of Henderson

3104 Green River Rd, Henderson, KY 42420
Overview of The Homeplace of Henderson

Homeplace of Henderson is a distinguished community in Henderson, KY, offering assisted living, independent living, and memory care. With different levels of care, residents can rest assured of receiving exceptional care for their ever-changing needs around the clock. The community has specially designed and secure accommodations, ensuring residents are comfortable and safe.

A jam-packed calendar of enriching activities and engaging programs is conducted to keep residents active and socially connected. Residents also enjoy a hassle-free dining experience that caters to their dietary needs and preferences. With its comprehensive care options in two distinct locations, residents enjoy a blissful retirement.

Contact The Homeplace of Henderson

Overview of StoryPoint Louisville South (ponder Creek Estates)

Set in the historic city of Louisville, Kentucky, StoryPoint Louisville South (Ponder Creek Estates) is an award winning independent living community that offers a vibrant setting for seniors who wish to maintain an active and independent lifestyle. Residents here are free to do what they want with most of the daily chores taken care of. The community guarantees each resident a comfortable residence with its wide array of studio, one-bedroom, and two-bedroom floor plans.

There’s never a scarcity of fun things to do with a packed calendar of social and recreational activities, as well as an array of exercise, fitness and wellness programs for maintaining residents’ well-being. Residents never skip out on delicious and nutritious meals prepared by a talented culinary team in collaboration with a registered dietician. Plenty of convenient amenities, such as a library, salon, activity room, and spacious lounge, are offered to make residents’ lives more comfortable and convenient.

Contact StoryPoint Louisville South (Ponder Creek Estates)

Overview of Vue at 3rd Street

Vue at 3rd Street is a trusted independent living community in Louisville, KY, that has well-designed accommodations for older adults. The community also promotes a warm and welcoming environment with its thoughtfully furnished studio and one-bedroom apartments, dedicated to their comfort. With its pet-friendly spaces, recreational opportunities, and accessible location, residents are guaranteed the utmost convenience. The community’s breathtaking scenery and luxurious charm ensure residents can remain active in their later years.

Fitness exercises and social events allow residents to connect with friends and gain meaningful experiences. A fitness center, a rooftop terrace, and a bark park are among the amenities that residents can utilize for leisure and wellness. With its walkable location and proximity to restaurants, bus stops, and recreation sites, residents can easily access their necessities. As one of the finest options for senior living in Kentucky, this independent living community has state-of-the-art amenities and services that aim to help older adults thrive in retirement.

Contact Vue at 3rd Street

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
No paid rankings Communities cannot pay to influence placement.
How we're paid: If we help you find a community and you move in, that community may pay us a referral fee. This never affects where they rank or what you pay. Learn more
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Frequently Asked Questions about Independent Living in Kentucky

What is independent living?

Independent living communities are residential settings for active older adults — typically with private apartments or cottages, shared amenities (dining, fitness, activities), and no built-in medical care.

How many independent living communities are listed on this page?

This page features 105 independent living communities in Kentucky. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right independent living community in Kentucky?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Kentucky, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting independent living communities in Kentucky?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.

Independent Living in Kentucky at a glance

Avg Walk Score: 42/ 100The average Walk Score across facilities in Kentucky. A third-party neighborhood walkability score (0–100) measuring convenience and context, not healthcare quality. Individual facilities can vary widely from this average.
National Average: 50/ 100
Avg No. of Beds: 81The average licensed bed capacity across facilities in Kentucky. Individual facilities can vary widely from this average.
National Average: 90