Other senior care options in Kentucky:

Best Independent Living in Kentucky

Why trust this guide? Our editorial team analyzed 99 independent living communities in Kentucky using Kentucky Cabinet for Health and Family Services (CHFS) data, inspection records, complaints, amenities, and facility-level details. How we rank independent living in KY
Reviewed by
Last updated
Jun 2026
We analyzed
99 homes
Other senior care options in Kentucky:
Avg Walk Score: 41/ 100The average Walk Score across facilities in Kentucky. A third-party neighborhood walkability score (0–100) measuring convenience and context, not healthcare quality. Individual facilities can vary widely from this average.
National Average: 50/ 100
Avg No. of Beds: 82The average licensed bed capacity across facilities in Kentucky. Individual facilities can vary widely from this average.
National Average: 90

Compare Independent Living around Kentucky

Vitality Living Springdale
IL
NH
AL
MC
Louisville
90
Facility 90
KY AVG 82
Rank #135 / 341
Yes
25
Facility 25
KY AVG 41
Rank #315 / 423
Studio / Alcove / 1 Bed / 2 Bed-A+-
Harmony at Tucker Station
IL
AL
MC
Louisville
92
Facility 92
KY AVG 82
Rank #128 / 341
Yes
44
Facility 44
KY AVG 41
Rank #200 / 423
Studio / 1 Bed / 2 Bed
6
Facility 6
KY AVG 9
Rank #49 / 149
--
Arcadia Senior Living Louisville
IL
AL
MC
RC
Louisville
127
Facility 127
KY AVG 82
Rank #40 / 341
No
39
Facility 39
KY AVG 41
Rank #224 / 423
Studio / 1 Bed / 2 Bed
5
Facility 5
KY AVG 9
Rank #51 / 149
--
Vitality Living St. Matthews
IL
AL
MC
NC
Louisville
70
Facility 70
KY AVG 82
Rank #189 / 341
Yes
72
Facility 72
KY AVG 41
Rank #42 / 423
Studio / 1 Bed / 2 Bed
28
Facility 28
KY AVG 9
Rank #15 / 149
A+-
The Grand Senior Living
IL
AL
MC
Louisville (Civic Way)
84
Facility 84
KY AVG 82
Rank #153 / 341
No
62
Facility 62
KY AVG 41
Rank #88 / 423
Studio / 1 Bed / 2 Bed
7
Facility 7
KY AVG 9
Rank #48 / 149
A+-
Sayre Christian Village
IL
AL
MC
NH
RC
Lexington (Belleau Wood)
164
Facility 164
KY AVG 82
Rank #15 / 341
No
43
Facility 43
KY AVG 41
Rank #206 / 423
1 Bed / 2 Bed
1
Facility 1
KY AVG 9
Rank #53 / 149
-5
Carespring – Barrington of Fort Thomas
IL
AL
NH
RC
Fort Thomas
110
Facility 110
KY AVG 82
Rank #70 / 341
No
48
Facility 48
KY AVG 41
Rank #176 / 423
Studio / 1 Bed / 2 Bed
19
Facility 19
KY AVG 9
Rank #26 / 149
A+-
Charter Senior Living of Bowling Green
IL
AL
RC
Bowling Green
137
Facility 137
KY AVG 82
Rank #31 / 341
No
39
Facility 39
KY AVG 41
Rank #224 / 423
Studio / 1 Bed / 2 Bed
37
Facility 37
KY AVG 9
Rank #12 / 149
A+-
The Willows at Springhurst
IL
AL
MC
NH
RC
Louisville
62
Facility 62
KY AVG 82
Rank #218 / 341
Yes
34
Facility 34
KY AVG 41
Rank #261 / 423
Studio / 1 Bed / 2 Bed
4
Facility 4
KY AVG 9
Rank #52 / 149
A+3
Nazareth Home Clifton
IL
MC
NH
Louisville (Clifton Heights)
144
Facility 144
KY AVG 82
Rank #24 / 341
No
36
Facility 36
KY AVG 41
Rank #244 / 423
-
1
Facility 1
KY AVG 9
Rank #53 / 149
A+4
Calumet Trace – A Charter Senior Living Community
IL
AL
MC
RC
Owensboro (Gateway Commons)
20
Facility 20
KY AVG 82
Rank #328 / 341
No
48
Facility 48
KY AVG 41
Rank #176 / 423
Studio / 1 Bed-A--
Traditions at Beaumont
IL
AL
MC
RC
Louisville (Fairmount)
80
Facility 80
KY AVG 82
Rank #168 / 341
No
20
Facility 20
KY AVG 41
Rank #334 / 423
Studio / 1 Bed / 2 Bed
12
Facility 12
KY AVG 9
Rank #41 / 149
--
Liberty Ridge
IL
AL
MC
Lexington (Danby Corners)
12
Facility 12
KY AVG 82
Rank #341 / 341
Yes
8
Facility 8
KY AVG 41
Rank #377 / 423
Studio / 1 Bed / 2 Bed
27
Facility 27
KY AVG 9
Rank #18 / 149
A+-
The Forum at Brookside
IL
AL
RC
Louisville (Griffytown)
24
Facility 24
KY AVG 82
Rank #321 / 341
Yes
24
Facility 24
KY AVG 41
Rank #319 / 423
Studio / 1 Bed / 2 Bed
42
Facility 42
KY AVG 9
Rank #5 / 149
A+-
Mayfair Village Retirement Community
IL
NH
AL
Lexington (Lansdowne Merrick)
24
Facility 24
KY AVG 82
Rank #321 / 341
No
59
Facility 59
KY AVG 41
Rank #104 / 423
Private Rooms
41
Facility 41
KY AVG 9
Rank #7 / 149
A+-
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Overview of Garrard Convalescent Home

A nursing home housed in a three-story building is Garrard Convalescent Home at Garrard Street in Covington, Kentucky. It serves residents in a really walkable neighborhood with a Walk Score of 85, so most daily errands and services are within walking length. It can be especially beneficial for families visiting regularly, as the surrounding area makes it easy to reach the facility and to explore nearby amenities without a car.

As a nursing home, Garrard Convalescent Home supplies skilled nursing care and rehabilitation services for residents needing medical support and daily assistance. Such facilities typically offer comprehensive care for patients healing from surgery, managing chronic conditions, or requiring 24/7 nursing oversight. The home accepts residents on short-term rehabilitation stays and longer-term care arrangements. The walkability of the Covington location, with nearby shops, services, and walkable points of interest, creates an environment where residents can stay connected to the neighborhood. Plus, visiting family members will find the setting convenient and accessible.

Directly contacting Garrard Convalescent Home will provide data regarding bed availability, current occupancy, pricing, and accepted payment methods. For prospects considering Garrard Convalescent Home, touring in person is the best way to examine certain care services, staffing structure, room options, dining offerings, and activities.

Contact Garrard Convalescent Home

Overview of Nazareth Home

Nazareth Home is tucked away at 2000 Newburg Road in Louisville. It’s a 168-bed nursing home and assisted living community that’s been around since 1976. One big plus is that UofL Health Peace Hospital is practically right next door; only 0.16 miles away, which is a huge relief when you’re dealing with post-acute discharge stuff. The neighborhood’s got a Walk Score of 49, so you’ll definitely need a car to get around.

Right now, they have about 104 residents, filling up 62% of the facility. The average stay is about 84 days. When you look at that alongside all their therapy options from physical, occupational, speech, to respiratory, it’s pretty obvious this place is set up to handle short-term recovery, even though they do have long-term residents too.

The nursing care here is solid. Residents get about 5 hours and 3 minutes of attention every day, divided between nurse aides, RNs, and LPN/LVNs. It’s cool that they run their own state-approved Nurse Aide Training program on-site, and they have pastoral care if that’s your thing. They’ve got some nice perks, too, like a hair salon, resident iPads, and full-service dining.

They accept Medicare, Medicaid, and private pay. If you’re a family trying to figure out where to go for post-acute care near central Louisville, the data really points to Nazareth Home as a smart choice for short-term rehab, mostly because of the strong staffing, therapy access, and how close they are to the hospital.

Contact Nazareth Home

Overview of Mayfair Village Retirement Community

Mayfair Village Retirement Community is a classic senior living community in Lexington, Kentucky, offering independent living and personal care. The community features a variety of spacious floor plans designed with residents’ diverse needs and comfort in mind. At Mayfair Village, residents enjoy the highlights of living independently without the hassles and worries of home ownership, along with 24-hour support from the community’s team of compassionate professionals.

With a brimming social calendar, programs for wellness and fitness, chef-prepared meals, personalized transportation, and an overall engaging atmosphere, residents are guaranteed to live a fulfilled and worry-free lifestyle. The community also provides excellent amenities aimed at keeping residents’ lives easy and comfortable, including housekeeping, laundry service, apartment maintenance, and round-the-clock surveillance, along with an all-inclusive pricing structure.

Contact Mayfair Village Retirement Community

Overview of Cedar Lake Lodge

Cedar Lake Lodge is a 63-bed nonprofit facility at 3301 Jericho Road in La Grange, Kentucky. Owned by Cedar Lake Lodge, Inc. (License #100450), the organization provides a comprehensive continuum of services for individuals with intellectual and developmental disabilities throughout Oldham County and the Louisville metropolitan area.

As an Intermediate Care Facility for Individuals with Intellectual Disabilities (ICF/IID), the organization operates under a distinct regulatory framework and does not carry a CMS nursing home star rating. The Kentucky Cabinet for Health and Family Services oversees inspections; based on recent focused filings, the facility maintains a citations-per-inspection rate of zero. This service model emphasizes long-term habilitation and community integration rather than the post-acute or elder care models found in standard nursing homes.

The campus features a specialized ICF unit for higher-acuity needs alongside an Enrichment Center for daytime programming. Services include supported living, staffed residences, family home providers, and daily living supports. The organization utilizes a community-integration model supported by an active volunteer program and dedicated transportation services. Medicaid is the primary funding mechanism, and eligible individuals may access the Kentucky Medicaid Home and Community-Based Waiver or the Hart-Supported Living Program.

The facility is designed to support personal growth through varying care levels, ranging from independent supported living to 24-hour residential care. Because residential placement and financial assistance eligibility are often managed through state administrative channels, request current per diem rates directly from the facility.

Individuals seeking specialized residential placement or community-based support for developmental disabilities should contact the administration and the Kentucky Department for Behavioral Health, Developmental and Intellectual Disabilities (DBHDID). Reviewing current unit availability and the full range of waiver alternatives with a case manager is recommended before making a placement decision.

Contact Cedar Lake Lodge

Overview of Wendell Foster’s Campus for Developmental Disabili

Wendell Foster’s Campus for Developmental Disabilities is a 64-bed Intermediate Care Facility for Individuals with Intellectual Disabilities (ICF/IID) at 815 Triplett Street in Owensboro, Kentucky. Serving Daviess County for nearly 80 years, the nonprofit organization specializes in individualized supports and therapeutic training for residents.

As an ICF/IID, the facility operates under a distinct regulatory framework from standard nursing homes and does not carry a CMS star rating. A significant compliance indicator is its record of no civil money penalties or payment denials over the past three years. The facility maintains a citations-per-inspection rate of 0.0 based on its most recent COVID-19 Focused Emergency Preparedness survey.

The campus supports individuals through a person-centered model, consisting of residential homes that emphasize community integration and active treatment. Services include 24/7 nursing support, physical, occupational, and speech therapies, and behavior supports. The campus also offers community training, transportation, and assistive technology resources.

Activities are designed to foster social inclusion, featuring the Aktion Club—a Kiwanis-affiliated social program, and various community outings. The campus operates within the Kentucky Medicaid Home and Community Based Waiver framework, offering alternatives to traditional residential placement. Since specific residential fee structures are often individualized under Medicaid, families should request current program eligibility and cost details directly from the administration.

Families seeking long-standing, mission-driven support for intellectual and developmental disabilities may find this environment appropriate. Those evaluating the campus should contact the point of entry directly to discuss residential availability and the range of community-based support services before making a placement decision.

Contact Wendell Foster’s Campus for Developmental Disabili

Overview of Trinity Station Retirement Community

Trinity Station Retirement Community is a 30-bed continuing care retirement community (CCRC) at 2121 Argillite Road in Flatwoods, Kentucky. As the only locally owned CCRC in the Flatwoods, Russell, and Ashland areas, it provides a full continuum of care, including independent living, assisted living, personal care, memory care, and skilled nursing. The facility operates under Kentucky license number 101446 and maintains an active status.

As a multi-level campus, Trinity Station is subject to state licensure for assisted living and personal care, as well as federal oversight for its skilled nursing component. No CMS overall star ratings, quality measures, or occupancy data are currently available through standard public profiles. Licensure and inspections are overseen by the Kentucky Cabinet for Health and Family Services; current focused filings indicate the community maintains a citations-per-inspection rate of zero. The community was founded by J.P. Bailey, a licensed nursing home administrator and local developer.

The “under one roof” model allows residents to transition through varying levels of care as their medical needs evolve without relocating.

Independent and Assisted Living: The campus includes 14 cottages for independent living and assisted living apartments that offer 24-hour support, including daily activities such as bathing and grooming.

Specialized Care: Dedicated memory care is available to support residents with cognitive impairments, and respite care is offered for short-term stays.

Skilled Nursing: The community includes a 30-bed skilled nursing component for residents with complex, ongoing medical needs requiring 24/7 oversight by licensed nurses.

Residents can choose from various layouts, including two-bedroom apartments with walk-in closets, full bathrooms, and individual climate controls. All-inclusive services cover medication management, housekeeping, and laundry. Campus amenities include elegantly appointed living spaces, cozy common areas for social games, and lush gardens with scenic landscapes. Dining features nutritious, chef-prepared meals served in a communal dining room. The setting is mostly car-dependent, with a Walk Score of 36.

Individuals seeking a locally owned facility that can manage long-term care transitions may find this environment appropriate. Prospective residents should contact the administration directly to discuss current pricing—which can start around $6,146 per month for assisted living—and confirm unit availability for the skilled nursing and memory care wings. Scheduling an in-person tour to review the campus layout and the most recent state inspection findings is recommended before making a placement decision.

Contact Trinity Station Retirement Community

Overview of Oak Ridge Retirement Center

Oak Ridge Senior Living is a 33-bed community at 750 Dodson Lane in Madisonville, Kentucky. Locally owned and faith-guided, the facility serves Hopkins County and the surrounding Madisonville-Earlington area under Kentucky license number 101432.

As a licensed assisted living and independent living provider rather than a Medicare-certified nursing home, Oak Ridge is not subject to the federal skilled nursing facility (SNF) inspection framework and does not carry a CMS star rating. Licensure and inspections are overseen by the Kentucky Cabinet for Health and Family Services; based on current focused filings, the community maintains a citations-per-inspection rate of zero. The care model emphasizes personalized support and resident dignity, with the campus located 1.1 miles from Baptist Health Deaconess Madisonville to facilitate access to medical specialists.

The facility manages a coordinated range of services, including independent living, assisted living, and respite care. Assisted living residents receive 24-hour staffing and personal assistance with daily tasks such as medication management, dressing, and transfers. The memory care program supports individuals with Alzheimer’s and other forms of dementia through specialized staff training and secured environments. Additionally, the community coordinates on-site medical care, including access to a nurse practitioner and a pharmacy, to support clinical well-being.

The campus features move-in-ready private apartments with full kitchens, walk-in closets, and emergency call systems. Residents have access to all-inclusive services such as weekly housekeeping, personal laundry, and maintenance. Community amenities include restaurant-style dining with chef-cooked meals guided by dietitians, a fitness center, a beauty salon and barbershop, and a community activity center. Outdoor spaces include a landscaped garden and courtyard for resident use, and the facility maintains a pet-friendly policy. Religious services and social enrichment programming are also central to the community’s engagement strategy.

Prospective residents seeking a smaller community with a strong local ownership presence and proximity to regional healthcare may find this environment appropriate. Individuals evaluating the facility should contact the administration directly to confirm current unit pricing, which typically starts at approximately $3,500 per month for shared rooms, and schedule an in-person tour to observe the staff-led social activities and dining services firsthand.

Contact Oak Ridge Retirement Center

Overview of Richmond Place Senior Living

Richmond Place Senior Living is a 78-bed senior living community at 3195 Rio Dosa Drive in Lexington, Kentucky. Owned by VOP Richmond PL, LLC and managed by Life Care Services (LCS), the community holds Kentucky License #100553 and is a 2026 Best of Senior Living award winner.

As a personal care and independent living provider rather than a Medicare-certified nursing home, Richmond Place operates under a distinct state regulatory framework and does not carry a CMS star rating. The Kentucky Cabinet for Health and Family Services oversees licensure and inspections; the community maintains a citations-per-inspection rate of zero based on its current state-focused surveys. The service model emphasizes holistic wellness and community involvement, utilizing the Life Care Services “Heartfelt CONNECTIONS” program for memory care residents.

The campus offers a continuum of care, including independent living, licensed personal care, and a secured 14-unit memory care wing. Therapy services, including physical, occupational, and speech-language pathology, are provided on-site through Lifeline Home Health. Personal care services are all-inclusive, covering medication management and assistance with daily activities such as bathing and grooming with no additional “level of care” fees. A nurse is on-staff 24 hours a day to oversee health and safety needs.

The six-acre campus features resort-style amenities, including a heated outdoor pool, a library, a billiards lounge, and a landscaped butterfly garden with a putting green. Resident units include studio, one-bedroom, and two-bedroom alcove floor plans, such as the Ashland Deluxe and Ashland Deluxe with Balcony. Dining features restaurant-style, chef-prepared meals from a menu ranging from gourmet cuisine to bistro fare. Independent living apartments are noted as being among the largest in the Lexington market.

Individuals seeking a private-pay, lifestyle-oriented community with a full range of on-campus support may find this environment appropriate. Prospective residents should contact the administration directly to discuss all-inclusive pricing, verify current unit availability, and schedule a tour to observe the Heartfelt CONNECTIONS programming firsthand before making a placement decision.

Contact Richmond Place Senior Living

Ivy Knoll

800 Highland Avenue, Covington, KY 41011
Overview of Ivy Knoll

Ivy Knoll is a 45-bed senior living and personal care community located at 800 Highland Avenue in Covington, Kentucky. Owned by Northern Kentucky Assisted Living, LLC, the facility operates under Kentucky license number 100935 and is a Best of Senior Living 2025 award recipient.

As a licensed personal care and independent living community rather than a Medicare-certified nursing home, Ivy Knoll operates under a distinct state regulatory framework and does not carry a CMS star rating. The Kentucky Cabinet for Health and Family Services oversees inspections; based on recent focused filings, the community maintains a citations-per-inspection rate of zero. The care model is designed to bridge the gap for seniors who require help with daily activities but do not need hospital-level skilled nursing care.

The seven-story campus provides a continuum of care, including independent living, personal care, and respite stays. Clinical services are managed by a 24-hour nursing team overseen by a Director of Nursing, with coordination for physical, occupational, and speech therapies available on-site. Support services include one-on-one assistance with bathing, dressing, and hygiene, as well as medication administration, where all medications are locked in a cart and managed by trained staff. While the facility provides safety oversight and redirection for residents with cognitive impairments, it does not currently operate a separate, secured memory care wing.

Residents may choose from studio or one-bedroom apartments, many of which were recently renovated and feature individual climate controls and emergency call lights. Amenities include a rooftop deck overlooking the Cincinnati skyline, a community library, a beauty salon and barbershop, and a pool. Dining features three chef-prepared meals daily, including low-sodium options, served in a communal setting. Monthly costs typically range from $2,000 to $5,300, which is below the local area average of $5,560.

Individuals seeking a smaller, award-recognized community with personalized care and structured daytime support may find this environment appropriate. Prospective residents should contact the administrator directly to verify current pricing and availability, and plan an in-person visit to evaluate the recent multimillion-dollar campus upgrades firsthand.

Contact Ivy Knoll

Overview of Mcdowell Place

Mcdowell Place of Danville is a 72-bed senior living community at 1181 Ben Ali Drive in Danville, Kentucky. A part of the Ephraim McDowell Health system, the facility has served Boyle County for 25 years and was recently recognized as one of four facilities to receive the 2025 Best of Kentucky – Assisted Living award.

As a licensed assisted living and basic health services provider rather than a Medicare-certified nursing home, Mcdowell Place operates under a state regulatory framework and does not carry a CMS star rating. Licensure and inspections are overseen by the Kentucky Cabinet for Health and Family Services; based on current filings, the community maintains a citations-per-inspection rate of zero. The care model, led by Director Susan Matherly, provides 24-hour staffing and oversight for residents who require assistance with daily tasks but do not need continuous hospital-level nursing care.

The campus manages an integrated care ladder that includes independent living, assisted living, personal care (basic health services), and specialized memory care. Residents in the assisted living and personal care programs receive 24-hour nursing oversight and assistance with activities of daily living (ADLs), such as bathing, dressing, grooming, and medication administration. The memory care program, known as “Embrace Every Moment,” utilizes the Positive Approach to Care (PAC) philosophy, offering a secure environment with an enclosed courtyard and specialized dementia-trained staff. The community also offers on-site access to physical, occupational, and speech therapies, as well as targeted diabetes management and incontinence care. Respite care is available for those recovering from surgery or needing short-term caregiver relief.

Residents live in studio, one-bedroom, or two-bedroom apartments that feature kitchenettes, private baths with walk-in showers, and individual climate controls. The monthly rate covers three restaurant-style meals daily, all-day dining options, housekeeping, laundry, and all utilities, including Wi-Fi. Campus amenities include a swimming pool, fitness center, library-computer lounge, beauty salon, and a central fireplace. Outdoor living is encouraged through walking paths and a community garden, and the facility maintains a pet-friendly policy. Scheduled transportation is provided for medical appointments, cultural events, and social outings.

Those seeking an established, hospital-affiliated community with award-recognized care and on-site rehabilitation may find this environment appropriate. Individuals evaluating the facility should contact the administration directly to discuss current unit pricing, which typically starts at approximately $2,610 per month, and schedule a tour to evaluate the specialized memory care wing and renovated common spaces firsthand.

Contact McDowell Place

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
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Frequently Asked Questions about Independent Living in Kentucky

What is independent living?

Independent living communities are residential settings for active older adults — typically with private apartments or cottages, shared amenities (dining, fitness, activities), and no built-in medical care.

How many independent living communities are listed on this page?

This page features 99 independent living communities in Kentucky. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right independent living community in Kentucky?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Kentucky, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting independent living communities in Kentucky?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.