Other senior care options in Kentucky:

Page 7 of Best Independent Living in Kentucky

Why trust this guide? Our editorial team analyzed 101 independent living communities in KY using KY Cabinet for Health & Family Services (CHFS) data, inspection records, complaints, amenities, and facility-level details. How we rank independent living in KY
Reviewed by
Last updated
Jul 2026
We analyzed
101 homes
Other senior care options in Kentucky:
Avg Walk Score: 41/ 100The average Walk Score across facilities in Kentucky. A third-party neighborhood walkability score (0–100) measuring convenience and context, not healthcare quality. Individual facilities can vary widely from this average.
National Average: 50/ 100
Avg No. of Beds: 82The average licensed bed capacity across facilities in Kentucky. Individual facilities can vary widely from this average.
National Average: 90

Compare Independent Living around Kentucky

Info below is compiled from the KY Cabinet for Health & Family Services (CHFS), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest to lowest based on our ranking methodology.

The Springs at Stony Brook
IL
ADC
AL
MC
NH
SNF
Louisville
106
Facility 106
KY AVG 82
Rank #79 / 341
No
28
Facility 28
KY AVG 41
Rank #292 / 423
Studio / 1 Bed / 2 Bed
9
Facility 9
KY AVG 8
Rank #46 / 160
-3
Redbanks Colonial Terrace
IL
MC
NH
SNF
Sebree
87
Facility 87
KY AVG 82
Rank #149 / 341
No
41
Facility 41
KY AVG 41
Rank #220 / 423
-
15
Facility 15
KY AVG 8
Rank #36 / 160
A+3
Nazareth Home Clifton
IL
MC
NH
SNF
Louisville (Clifton Heights)
144
Facility 144
KY AVG 82
Rank #24 / 341
No
36
Facility 36
KY AVG 41
Rank #244 / 423
-
1
Facility 1
KY AVG 8
Rank #53 / 160
A+4
Breckinridge Place
IL
AL
NH
RC
SNF
Morganfield
32
Facility 32
KY AVG 82
Rank #304 / 341
No
53
Facility 53
KY AVG 41
Rank #140 / 423
---4
Carespring – Barrington of Fort Thomas
IL
AL
NH
RC
SNF
Fort Thomas
110
Facility 110
KY AVG 82
Rank #70 / 341
No
48
Facility 48
KY AVG 41
Rank #176 / 423
Studio / 1 Bed / 2 Bed
19
Facility 19
KY AVG 8
Rank #26 / 160
A+-
The Lafayette
IL
RC
Lexington (Mason Headley Road)
-Yes
61
Facility 61
KY AVG 41
Rank #95 / 423
Studio / 1 Bed / 2 Bed
43
Facility 43
KY AVG 8
Rank #4 / 160
A+-
Charter Senior Living of Bowling Green
IL
AL
RC
Bowling Green
137
Facility 137
KY AVG 82
Rank #31 / 341
Yes
39
Facility 39
KY AVG 41
Rank #224 / 423
Studio / 1 Bed / 2 Bed
37
Facility 37
KY AVG 8
Rank #12 / 160
A+-
Vitality Living St. Matthews
IL
AL
MC
NH
Louisville
70
Facility 70
KY AVG 82
Rank #189 / 341
Yes
72
Facility 72
KY AVG 41
Rank #42 / 423
Studio / 1 Bed / 2 Bed
28
Facility 28
KY AVG 8
Rank #15 / 160
A+-
Vitality Living Springdale
IL
AL
MC
Louisville
90
Facility 90
KY AVG 82
Rank #135 / 341
Yes
25
Facility 25
KY AVG 41
Rank #315 / 423
Studio / Alcove / 1 Bed / 2 Bed-A+-
Christian Health Center of Bowling Green
IL
AL
MC
NH
SNF
Bowling Green
45
Facility 45
KY AVG 82
Rank #269 / 341
No
28
Facility 28
KY AVG 41
Rank #292 / 423
Private Rooms / Semi-Private Rooms---
The Grand Senior Living
IL
AL
MC
Louisville (Civic Way)
84
Facility 84
KY AVG 82
Rank #153 / 341
Yes
62
Facility 62
KY AVG 41
Rank #88 / 423
Studio / 1 Bed / 2 Bed
7
Facility 7
KY AVG 8
Rank #48 / 160
A+-
Ashland Terrace
IL
Lexington (Chenault Road)
-Yes
91
Facility 91
KY AVG 41
Rank #2 / 423
Private Rooms---
Nazareth Home
IL
AL
MC
NH
PC
SNF
Louisville (Newburg Road)
168
Facility 168
KY AVG 82
Rank #13 / 341
No
49
Facility 49
KY AVG 41
Rank #170 / 423
-
1
Facility 1
KY AVG 8
Rank #53 / 160
-5
Dominion Senior Living of Louisville
IL
AL
MC
Louisville (Hunting Road)
61
Facility 61
KY AVG 82
Rank #220 / 341
Yes
48
Facility 48
KY AVG 41
Rank #176 / 423
Private Rooms
19
Facility 19
KY AVG 8
Rank #26 / 160
A+-
Wesley Manor
IL
AL
MC
NH
SNF
Louisville (Highview)
107
Facility 107
KY AVG 82
Rank #78 / 341
Yes
2
Facility 2
KY AVG 41
Rank #401 / 423
Comprehensive Personal Care (39), NF (Nursing Facility) (68)-A+4
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Overview of Colonial Heights Senior Living

Colonial Heights is one of the trusted senior living places in the city that offers an unmatched level of commitment, care, and compassion for residents in Florence. Considered as Northern Kentucky’s premier retirement home, adults and seniors will discover a new kind of luxury living experience when it comes to personal care, independent living, and memory care options. Driven by sophistication and warmth, residents are ensured feel a whole new level of comfort and security in a vibrant setting that boost a graceful aging experience.
Colonial Heights is built with delightful amenities and services that inspire residents to maintain an active, freeing, and fulfilling lifestyle. Comprehensive features include housekeeping, laundry, engaging programs, social events, recreational activities, fitness classes, gourmet meals at the restaurant-style dining hall, a 24-hour care team, and personalized care plans for a unique senior living experience.

Contact Colonial Heights Senior Living

Overview of Treyton Oak Towers

Treyton Oak Towers has maintained its legacy as a non-profit, faith-based organization since 1984. Resting in the hub of Louisville’s rich heritage, the home provides a wide range of care options, consisting of skilled nursing, rehabilitation, personal care, memory care, and independent living. The living accommodations are thoughtfully designed with 14 unique floor plans, offering seniors a sense of freedom in their living spaces.
The outdoor spaces at Treyton Oak Towers are a true oasis. From the serene outdoor patio to the turtle garden, the guest rooms for visiting loved ones, and the stunning skyline view deck, residents can savor the beauty of their sunset years. The home is also equipped with state-of-the-art facilities for therapy and rehabilitation, including a well-appointed therapy gym, rehab suites, and an aquatic therapy program. The rooftop greenhouse, chapel, woodworking shop, and other amenities also offer opportunities for residents to pursue their passions, explore their creativity, and nourish their spiritual well-being. Treyton Oak Towers offers a one-of-a-kind service that is worth giving a go.

Contact Treyton Oak Towers

Overview of Cedar Lake Lodge

Cedar Lake Lodge is a 63-bed nonprofit facility at 3301 Jericho Road in La Grange, Kentucky. Owned by Cedar Lake Lodge, Inc. (License #100450), the organization provides a comprehensive continuum of services for individuals with intellectual and developmental disabilities throughout Oldham County and the Louisville metropolitan area.

As an Intermediate Care Facility for Individuals with Intellectual Disabilities (ICF/IID), the organization operates under a distinct regulatory framework and does not carry a CMS nursing home star rating. The Kentucky Cabinet for Health and Family Services oversees inspections; based on recent focused filings, the facility maintains a citations-per-inspection rate of zero. This service model emphasizes long-term habilitation and community integration rather than the post-acute or elder care models found in standard nursing homes.

The campus features a specialized ICF unit for higher-acuity needs alongside an Enrichment Center for daytime programming. Services include supported living, staffed residences, family home providers, and daily living supports. The organization utilizes a community-integration model supported by an active volunteer program and dedicated transportation services. Medicaid is the primary funding mechanism, and eligible individuals may access the Kentucky Medicaid Home and Community-Based Waiver or the Hart-Supported Living Program.

The facility is designed to support personal growth through varying care levels, ranging from independent supported living to 24-hour residential care. Because residential placement and financial assistance eligibility are often managed through state administrative channels, request current per diem rates directly from the facility.

Individuals seeking specialized residential placement or community-based support for developmental disabilities should contact the administration and the Kentucky Department for Behavioral Health, Developmental and Intellectual Disabilities (DBHDID). Reviewing current unit availability and the full range of waiver alternatives with a case manager is recommended before making a placement decision.

Contact Cedar Lake Lodge

Overview of The Lakes of Paducah

The Lakes of Paducah is a 60-bed senior living community at 2265 Olivet Church Road in Paducah, Kentucky. Owned by The Lakes of Paducah, LLC (License #101455), the facility maintains an active license expiring June 30, 2026, and holds a Better Business Bureau rating of A+.

As a licensed assisted living and memory care provider rather than a Medicare-certified nursing home, The Lakes of Paducah is not subject to the federal SNF inspection framework and does not carry a CMS star rating. Licensure and inspections are overseen by the Kentucky Cabinet for Health and Family Services; current focused filings indicate the community maintains a citations-per-inspection rate of zero. The care model provides 24-hour staffing and oversight for residents who require support with daily tasks but do not need continuous skilled nursing care.

The 100-acre campus offers a continuum of care, including independent living, assisted living, memory care, and respite stays. Residents in the assisted living program receive individualized assistance with activities of daily living (ADLs), such as bathing, dressing, grooming, and mobility assistance. The community provides dedicated support for individuals living with Alzheimer’s or other forms of dementia, with staff trained to manage wandering, elopement risks, and advanced cognitive needs. On-site medical services include medication management, diabetes monitoring, oxygen use, and wound care, while rehabilitation services are available on-campus through Atlas Physical Therapy.

The resort-style campus features three lakes, rolling lawns, and shaded woodlands with living units ranging from studio to two-bedroom floor plans of up to 984 square feet. Dining services feature chef-prepared, restaurant-style meals served daily, with snacks available 24/7 in the bistro. Recreational and social amenities include a state-of-the-art fitness center, a club room with a billiards table, a “Happy Hour Pub,” and social clubs for book discussions and baking. Outdoor spaces feature a patio and veranda overlooking the lakes, communal gardens, and walking trails, while indoor conveniences include a resource library, a beauty salon, and a barbershop.

Those seeking a lifestyle-oriented community with upscale amenities and a broad care continuum may find this environment appropriate. Prospective residents should contact the administration directly to discuss current unit pricing, which typically starts at approximately $3,000 per month, and schedule a tour to observe the waterside amenities firsthand before making a placement decision.

Contact The Lakes of Paducah

Westminster Terrace

2116 Buechel Bank Road, Louisville, KY 40218
Overview of Westminster Terrace

Serving Jefferson County for 16 years, Westminster Terrace is a skilled nursing community in Louisville, Kentucky, operated by Presbyterian Homes and Services of KY. The 112-bed facility offers skilled nursing care, memory care programming, and respite stays. Administrator Gary Preece oversees the nonprofit’s daily operations, with 24-hour staffing.

The community has not received federal civil money penalties in the past three years, which shows a clean enforcement record for a skilled nursing facility of this size.

Westminster Terrace offers several care-relevant features, including an emergency call system, a secure environment for residents who need it, religious services, and a pet-friendly policy. Residents receive freshly prepared meals from the facility’s dining centers thrice a day. Snacks and refreshments are available all day.

The payer mix reflects the facility’s main focus. Around two-thirds of new admissions come through Medicare for short-stay rehabilitation, with an average length of stay of around 27 days. Private-pay and Medicaid residents make up the rest, with some Medicaid residents staying up to a decade or more for long-term care needs.

Westminster Terrace is best suited for residents seeking short-term post-acute rehabilitation or longer-term skilled nursing in a nonprofit, faith-affiliated setting in Louisville’s Jefferson County.

Contact Westminster Terrace

Overview of Wendell Foster’s Campus for Developmental Disabili

Sarah Poole administers Wendell Foster’s Campus for Developmental Disabilities, a 64-bed intermediate care facility located at 815 Triplett Street in Owensboro, Kentucky. Operating for nearly 80 years in Daviess County, this campus utilizes a person-centered model composed of small residential homes specializing in active treatment and community integration for individuals with intellectual disabilities.

The program delivers 24-hour nursing care, behavior supports, case management, day training, and assistive technology coordination alongside on-site physical, occupational, and speech therapies. Social initiatives include a volunteer program and the Kiwanis-affiliated Aktion Club to promote local inclusion. Financial coverage is structured through the Kentucky Medicaid Home and Community-Based Waiver framework.

The surrounding neighborhood is highly pedestrian-friendly, carrying a walkability score of 72 out of 100, which offers staff and visiting relatives easy pedestrian access to downtown amenities.

Interested individuals seeking specialized developmental disability housing can contact the Owensboro business office to review current residential vacancies and admission guidelines.

Contact Wendell Foster’s Campus for Developmental Disabili

Overview of StoryPoint Middletown

Offering independent living, assisted living, and memory care in one place, StoryPoint Middletown is a three-story senior living community in Middletown, Kentucky. The home at 500 Meridian Hills Drive welcomes pets and provides occupants with flexible services tailored for comfort and stability.

StoryPoint Middletown features multiple housing options: studio, one-, and two-bedroom floor plans to fit individual needs and lifestyles. Residents benefit from 24-hour licensed support provided by professional and compassionate care staff, along with thoughtfully designed interiors that promote dignity and well-being. Dining options, fitness and recreation programs, and transportation services help occupants connect to activities and appointments. Specialized programming for holistic wellness bolsters residents in maintaining active lives while accessing the care they need. StoryPoint Middletown creates an atmosphere where seniors can build meaningful friendships and pursue personal growth. It accentuates individual expression and celebrates each resident as its valued member. Nearby places of interest comprise hospitals, shopping, dining, banks, golf courses, and parks. The property sits about 1.6 miles from Middletown’s city center. In turn, most errands and outings require transportation, and some nearby services are walkable.

Contact StoryPoint Middletown

Overview of Hamburg Senior Residence

Have the finest retirement experience at Hamburg Senior Residence, a welcoming 55+ community in Lexington, KY, that offers independent living. The community features beautifully furnished and cozy one- and two-bedroom floor plans, dedicated to residents’ comfort and safety. With income-based rents, the community strives to maintain affordability and ensure those with lower incomes can downsize without hassles.

Fun recreational activities and exciting events are conducted, encouraging residents to live actively and make new friends. With delightful restaurants in the area, residents have plenty of dining options that cater to their dietary needs and preferences. Here, pets are welcome to accompany residents to ease their loneliness. The community is ideal for those looking to live their golden years without hassles.

Contact Hamburg Senior Residence

Overview of Provision Living at Crown Ridge

Provision Living at Crown Ridge is a 93-bed senior living community at 415 Davis Lane in Walton, Kentucky. Managed by StoryPoint Group under Kentucky license number 101394, the facility serves Boone County and maintains an active license through June 30, 2026.

As a licensed assisted living and memory care provider rather than a Medicare-certified nursing home, the facility operates under a state regulatory framework and does not carry a CMS star rating. Licensure and inspections are overseen by the Kentucky Cabinet for Health and Family Services; based on current focused surveys, the community maintains a citations-per-inspection rate of zero. The care model provides 24-hour staffing and oversight for residents who require support with daily tasks but do not need continuous hospital-level nursing care.

The campus offers a comprehensive care spectrum that includes active adult living, assisted living, memory care, and respite stays. Residents in the assisted living program receive personalized assistance with activities of daily living (ADLs), such as bathing, dressing, and grooming, supported by an emergency response system for 24-hour safety. The memory care program supports individuals living with Alzheimer’s or other forms of dementia through specialized daily routines and a dedicated neighborhood designed for cognitive safety and engagement. On-site rehabilitation services are also coordinated to support physical, occupational, and speech therapy needs.

Residents live in private apartments with multiple floor plan configurations, including studio and one-bedroom options featuring senior-friendly layouts and maintenance-free living. The community is pet-friendly, allowing residents to reside with their companion animals. Dining is a central feature, offering restaurant-style, chef-prepared meals with a focus on fresh ingredients and a personalized dining experience. Campus amenities include an on-site beauty salon and barbershop, common areas for social gathering, and a full schedule of wellness and social activities. Services such as housekeeping, personal laundry, and scheduled transportation to local shopping and medical providers are included.

Those seeking a professionally managed community with a full range of support services in the Northern Kentucky metro corridor may find this environment appropriate. Individuals evaluating the facility should contact the administration directly to discuss current unit pricing, which typically starts at approximately $4,200 per month, and schedule a tour to assess the dining program and memory care neighborhoods firsthand before making a placement decision.

Contact Provision Living at Crown Ridge

Overview of District at Hurstbourne

District at Hurstbourne is a pet-friendly independent living community in Louisville, KY, that offers apartments and townhomes for older adults. The community has a variety of floor plans in a warm and nurturing environment, aiming to provide older adults with a home away from home. Recreational opportunities, storage spaces, and maintenance services are also offered to enrich residents’ living experiences. Here, residents can keep their peace of mind, especially with the community’s efforts to maintain accessibility.

Sports activities, social events, and various leisure programs allow residents to live actively and connect with friends. A pavilion with a grilling area, a tennis court, and a swimming pool with a sundeck are just some of the amenities dedicated to residents’ relaxation and wellness. The community is also within walking distance to dining and shopping, and is near I-64 and I-264, making it easier for residents to access their necessities and leisure. As one of the trusted choices for senior living in Kentucky, this independent living community ensures older adults can thrive in their golden years.

Contact District at Hurstbourne

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
No paid rankings Communities cannot pay to influence placement.
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Frequently Asked Questions about Independent Living in Kentucky

What is independent living?

Independent living communities are residential settings for active older adults — typically with private apartments or cottages, shared amenities (dining, fitness, activities), and no built-in medical care.

How many independent living communities are listed on this page?

This page features 101 independent living communities in Kentucky. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right independent living community in Kentucky?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Kentucky, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting independent living communities in Kentucky?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.