Page 7 of Best Independent Living in Kentucky

Why trust this guide? Our editorial team analyzed 105 independent living communities in KY using KY Cabinet for Health & Family Services (CHFS) data, inspection records, complaints, amenities, and facility-level details. How we rank independent living in KY
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We analyzed These are the facilities in Kentucky our team has analyzed — not a count of every independent living provider in Kentucky.
105 homes
Other senior care options in Kentucky:

Compare Independent Living around Kentucky

Info below is compiled from the KY Cabinet for Health & Family Services (CHFS), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. ADC (Adult Day Care): Daytime supervision, health monitoring, and social activities for seniors who live at home.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
StoryPoint Louisville South (Ponder Creek Estates)
IL
AL
Louisville (Waverly Hills)
-Yes
9
Facility 9
KY AVG 42
Rank #93 / 104
Studio / 1 Bed / 2 Bed
St. Charles Community
IL
ADC
AL
RC
Covington
16
Facility 16
KY AVG 81
Rank #61 / 62
No
6
Facility 6
KY AVG 42
Rank #100 / 104
Studio / 1 Bed / 2 Bed
Highgrove at Tates Creek
IL
AL
MC
Lexington
89
Facility 89
KY AVG 81
Rank #27 / 62
No-Behavioral Health (59), Dementia Care (30)
Ivy Knoll
IL
ADC
AL
RC
Covington
45
Facility 45
KY AVG 81
Rank #46 / 62
No
42
Facility 42
KY AVG 42
Rank #53 / 104
-
Ashwood Place
IL
Frankfort
-Yes
51
Facility 51
KY AVG 42
Rank #36 / 104
Studio / 1 Bed / 2 Bed
Roosevelt House II
IL
Owensboro
-Yes
76
Facility 76
KY AVG 42
Rank #11 / 104
1 Bed
Vue at 3rd Street
IL
Louisville
-Yes
92
Facility 92
KY AVG 42
Rank #1 / 104
Studio / 1 Bed
Park Row Senior Apartments
IL
Bowling Green
-No
81
Facility 81
KY AVG 42
Rank #7 / 104
1 Bed
Union at JTown
IL
Louisville
-Yes
73
Facility 73
KY AVG 42
Rank #14 / 104
1 Bed / 2 Bed
Grant Village
IL
Bowling Green
-No
72
Facility 72
KY AVG 42
Rank #15 / 104
1 Bed / 2 Bed

Rank badges are statewide and care-type specific: each independent living community is ranked against every other KY independent living community we track that reports that metric, not just the 105 on this page. See how we rank facilities

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Overview of StoryPoint Louisville South (ponder Creek Estates)

Set in the historic city of Louisville, Kentucky, StoryPoint Louisville South (Ponder Creek Estates) is an award winning independent living community that offers a vibrant setting for seniors who wish to maintain an active and independent lifestyle. Residents here are free to do what they want with most of the daily chores taken care of. The community guarantees each resident a comfortable residence with its wide array of studio, one-bedroom, and two-bedroom floor plans.

There’s never a scarcity of fun things to do with a packed calendar of social and recreational activities, as well as an array of exercise, fitness and wellness programs for maintaining residents’ well-being. Residents never skip out on delicious and nutritious meals prepared by a talented culinary team in collaboration with a registered dietician. Plenty of convenient amenities, such as a library, salon, activity room, and spacious lounge, are offered to make residents’ lives more comfortable and convenient.

Contact StoryPoint Louisville South (Ponder Creek Estates)

Ivy Knoll

800 Highland Avenue, Covington, KY 41011
Overview of Ivy Knoll

A Walk Score of 42 makes Ivy Knoll in Covington, Kentucky, a car-dependent address. An errand turns into an appointment because it needs somebody with keys and the free time to drive residents out and back again. A resident who has stopped driving will feel that most acutely.

The community runs assisted living, independent living, adult day care, and respite care across 54 beds. Assisted living is a short list of tasks it generally assists with: medication management, bathing, and getting dressed. It pretty much stops after that. Independent living drops even that, leaving residents mostly to their own private lives but with the added benefit of community services.

Adult daycare is somewhere for a parent or aging spouse to be rather than somewhere for them to move in to, and they go home at the end of the day/ Respite care runs just for as long as someone’s primary caretaker needs to get their own affairs in order, whether that’s traveling out of town or dealing with an unexpected illness.

Ivy Knoll fits people who need daily help. It fits familyies who need daytime cover, and caregivers who need a short break. Northern Kentucky Assisted Living operates th community.

Contact Ivy Knoll

Overview of Highgrove at Tates Creek

Highgrove at Tates Creek is a 56-bed senior living community at 4251 Saron Drive in Lexington, Kentucky. Managed by Continental Senior Communities under Kentucky license number 101511, the facility serves Fayette County and holds the 2026 Best of Senior Living Provider Award.

As a licensed assisted living and memory care provider rather than a Medicare-certified nursing home, Highgrove is not subject to the federal skilled nursing facility (SNF) inspection framework and does not carry a CMS star rating. Licensure and inspections are conducted by the Kentucky Cabinet for Health and Family Services; based on current focused filings, the community maintains a citations-per-inspection rate of zero. The care model provides 24-hour staffing and personal assistance for residents who require help with daily tasks but do not need continuous hospital-level nursing care.

The campus offers an adaptive support model that includes independent living cottages, traditional assisted living, and specialized memory care. Assisted living residents receive personalized assistance with activities of daily living (ADLs), such as bathing, dressing, and grooming, supported by an emergency response system for 24-hour safety. The memory care program supports individuals living with Alzheimer’s or other forms of dementia through a secure household featuring specialized daily routines and cognitive therapy. Clinical services include medication management, podiatry, and coordination for on-site rehabilitation therapies to support physical and occupational health.

Positioned as a resort-style community, Highgrove features upscale amenities including an on-site pub with daily happy hour, a movie theater, a chapel, and a full-service beauty salon. Residential options range from independent living cottages to assisted living suites with high ceilings, crown molding, and modern kitchens featuring granite countertops and stainless steel appliances. The all-inclusive service model covers restaurant-style dining in formal or bistro venues, housekeeping, laundry, maintenance, and scheduled transportation to local medical providers and shopping. Outdoor common spaces include communal gardens and a landscaped patio for social interaction.

Those seeking a premium community with a broad care spectrum and resort-caliber amenities in the Tates Creek corridor may find this environment appropriate. Individuals evaluating the facility should contact the administration directly to discuss current unit pricing, which typically starts at approximately $2,950 for independent living and $3,950 for assisted living, and schedule an in-person tour to assess the specialized memory care household firsthand.

Contact Highgrove at Tates Creek

Overview of Vue at 3rd Street

Vue at 3rd Street is a trusted independent living community in Louisville, KY, that has well-designed accommodations for older adults. The community also promotes a warm and welcoming environment with its thoughtfully furnished studio and one-bedroom apartments, dedicated to their comfort. With its pet-friendly spaces, recreational opportunities, and accessible location, residents are guaranteed the utmost convenience. The community’s breathtaking scenery and luxurious charm ensure residents can remain active in their later years.

Fitness exercises and social events allow residents to connect with friends and gain meaningful experiences. A fitness center, a rooftop terrace, and a bark park are among the amenities that residents can utilize for leisure and wellness. With its walkable location and proximity to restaurants, bus stops, and recreation sites, residents can easily access their necessities. As one of the finest options for senior living in Kentucky, this independent living community has state-of-the-art amenities and services that aim to help older adults thrive in retirement.

Contact Vue at 3rd Street

Overview of Roosevelt House II

Cherish every moment of your golden years at Roosevelt House II, a distinct community in Owensboro, KY, offering independent living. The community strives to maintain affordability with income restrictions, ensuring those with lower incomes can downsize without hassles. Maintenance services, laundry spaces, and safety features are also provided, so residents can keep their peace of mind during their stay.

Residents can spend their days as they please, accompanied by a well-thought-out calendar of engaging activities and enriching programs. A fully equipped kitchen is also provided, allowing residents to enjoy delightful meals on their terms. With its top-notch amenities and a welcoming setting, the community makes an enticing retirement option for those seeking independence in retirement.

Contact Roosevelt House II

Overview of St. Charles Community

With a whopping six decades of excellent service under their belt, St. Charles Community offers an expert independent living home experience that nourishes your mind, body, and soul. Understanding that each resident deserves the life of leisure in their golden years, the dedicated and compassionate team of St. Charles provides conscientious and compassionate assistance with daily living activities, so you can maximize each day according to your interests, goals, and preferences.

Housekeeping, chores, cooking, and medical management needs are all taken care of, establishing a worry-free environment for senior independent living that’s both relaxing and exciting, depending on what you feel like for the day. Lodging amenities are warm and cozy, with a continental breakfast served to you in your apartment, for that extra touch of home. If you feel like forging new relationships, socialization is made comfortable through scheduled events, outings, and for some soul soothing, daily Chapel services are also available.

Contact St. Charles Community

Overview of Park Row Senior Apartments

Ideally situated near the Commonwealth Regional Specialty Hospital in Bowling Green, KY, Park Row Senior Apartments is an exceptional 55+ community that offers independent living. Thoughtfully designed and spacious one-bedroom floor plans are provided, ensuring residents are comfortable and safe. With plenty of convenient apartment features, residents experience hassle-free living.

Thriving local shops and recreational spaces surround the area, providing residents with unending leisure and wellness opportunities. Residents also enjoy delightful dining options with various restaurants in the area. The community is ideal for those seeking independence in retirement, especially with its dedicated services and state-of-the-art amenities.

Contact Park Row Senior Apartments

Overview of Ashwood Place

Situated gracefully in Frankfurt, Kentucky, Ashwood Place offers an array of enticing independent living options. Residents have the choice of studio, one-bedroom, or two-bedroom living spaces, providing them with the flexibility to find what suits them best. This vibrant community not only offers spacious living quarters but also extends its hospitality with outpatient rehabilitation services and accommodations for respite care or short-term stays. The home is committed to meeting the highest independent living facility requirements, ensuring that residents enjoy not only the comforts of home but also the peace of mind that comes with top-notch service and care.

The community is designed to provide an environment where residents can enjoy a stress-free lifestyle while receiving exceptional service. The offerings here are as diverse as they are engaging, with activities tailored to various interests, from movie nights and exercise classes to library visits and restaurant-style dining. The experience is enriched further with amenities such as a beauty salon, barbershop, and the joy of watching sunsets while savoring popsicles. Ashwood Place not only provides a living space but fosters a neighborhood that embraces an ideal lifestyle for active and contented living.

Contact Ashwood Place

Overview of Union at Jtown

Union at Jtown is a highly accessible independent living community in Louisville, KY, that offers a variety of well-thought-out accommodations for older adults. The community has one- and two-bedroom apartments, designed for residents’ comfort and convenience. Each apartment is also equipped with a dishwasher, walk-in closets, and a private balcony. With its dedication to helping residents live actively in retirement, the community continuously provides top-notch services.

Recreational opportunities, fitness programs, and a variety of social events also provide residents with more opportunities to learn and interact with friends. A sports court, a fitness center, and a grill and picnic area are among the top-notch amenities dedicated to residents’ leisure and wellness. Surrounded by restaurants, public transportation, and a pharmacy, the community guarantees accessibility and convenience. This independent living community is a great choice for senior living in Kentucky, especially with its ideal location.

Contact Union at JTown

Overview of Grant Village

Surrounded by delightful local amenities in Bowling Green, KY, Grant Village Apartments is an outstanding community that offers independent living. Dedicated to the comfort of those 55+, the community has beautifully furnished and cozy one- and two-bedroom floor plans. Laundry spaces and many convenient apartment features are also provided, so residents enjoy a worry-free lifestyle.

Residents have easy access to their needs and leisure opportunities with unique local shops and entertainment sites nearby. With a full kitchen, residents can prepare meals according to their dietary needs and preferences. The community’s serene and welcoming environment makes it an enticing retirement option, especially for those looking to live independently in retirement.

Contact Grant Village

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
No paid rankings Communities cannot pay to influence placement.
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Frequently Asked Questions about Independent Living in Kentucky

What is independent living?

Independent living communities are residential settings for active older adults — typically with private apartments or cottages, shared amenities (dining, fitness, activities), and no built-in medical care.

How many independent living communities are listed on this page?

This page features 105 independent living communities in Kentucky. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right independent living community in Kentucky?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Kentucky, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting independent living communities in Kentucky?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.

Independent Living in Kentucky at a glance

Avg Walk Score: 42/ 100The average Walk Score across facilities in Kentucky. A third-party neighborhood walkability score (0–100) measuring convenience and context, not healthcare quality. Individual facilities can vary widely from this average.
National Average: 50/ 100
Avg No. of Beds: 81The average licensed bed capacity across facilities in Kentucky. Individual facilities can vary widely from this average.
National Average: 90