What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Long Lake Loon Lodge | Assisted Living in Minnesota

Overview of Long Lake Loon Lodge

Nestled near the scenic Long Lake in Bemidji, MN, Long Lake Loon Lodge is a privately-owned community that offers assisted living. With its dedication to residents’ welfare, top-tier care is provided for their daily living activities 24/7. Housekeeping services, transfer assistance, and medication management are provided, ensuring residents have a hassle-free living.

Engaging events and fun recreational programs are conducted, promoting an active and vibrant lifestyle. Three delightful and healthy meals are also served to satisfy residents’ dietary needs and preferences. Here, residents do not have to worry about their prescriptions, as medication reminders are also provided. The community is ideal for those looking to spend their golden years without worries, especially with its exceptional services and plenty of amenities.

(218) 586-2945

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 10

This home is often near full

That suggests steady demand, but availability may be limited.

100%

10-bed community

A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions.

Walk Score: 0 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Occupancy

Occupancy rate

100%

In line with Minnesota average

Occupied beds

10 / 10

Average residents 59 per day

Facility TypeAssisted Living

StatusApproved

CountyBeltrami

Types of Care at Long Lake Loon Lodge

Assisted Living

Ratings

Staffing Rating

5 / 5

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring staffing levels, including hours of care provided per resident per day.

Ranked 1st (tied) of 158 homes in Minnesota

Quality of Life Rating

5 / 5

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring resident well-being and satisfaction.

Ranked 1st (tied) of 136 homes in Minnesota

Resident Health Rating

5 / 5

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring health outcomes and care quality for residents.

Ranked 1st (tied) of 134 homes in Minnesota

Safety Rating

3 / 5

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring how well the facility maintains a safe environment for residents.

Ranked 55th (tied) of 134 homes in Minnesota

Scores

QoL Overall Satisfaction

82.1% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring resident well-being and satisfaction.

Minnesota average: 72.4%

Food Quality Score

87.3% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring satisfaction with food quality and meal service.

Community Activities Score

89.8% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring meaningful activities and engagement opportunities.

Safety & Privacy Score

100.0% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring safety and privacy conditions for residents.

Religion & Spirituality Score

100.0% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring support for religious and spiritual needs.

Show Inspection Reports

Latest inspection

Date November 19, 2024

Annual Inspection

13 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Minnesota average: 10 deficiencies

Inspection Report Summary for Long Lake Loon Lodge

The most recent inspection on November 19, 2024, found multiple deficiencies related to documentation, resident assistance availability, infection control, fire safety, emergency relocation notices, and oxygen management. Earlier inspections were not detailed in the available reports, so broader patterns cannot be fully assessed. The main issues involved incomplete service and treatment records, lapses in infection control during medication administration, and several fire safety code violations including improper storage and maintenance of equipment. No fines, immediate jeopardy findings, or enforcement actions were listed in the available reports, and there were no complaint investigations noted. Without prior inspection data, it is unclear whether these issues represent a new or ongoing trend.

Compare Assisted Living around Minnesota

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Brookdale West St. Paul	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	West Saint Paul (Thompson Avenue East)	20	No	41	-	-	55.0%	-	1	-	1	8
Brookdale Winona	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Winona (Winona)	20	Yes	67	-	11	95.0%	A+	3	90.1%	1	19
Brookdale Willmar	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Willmar	20	No	57	-	-	85.0%	-	1	48.2%	1	10
Brookdale Faribault	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Faribault (Faribault)	20	No	19	-	-	55.0%	-	1	87.6%	1	1
Long Lake Loon Lodge	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Bemidji	10	No	0	-	-	100.0%	-	1	87.3%	1	13

Brookdale West St. Paul

Type of care: AL MC

Community: West Saint Paul (Thompson Avenue East)

Bed Count: 20

Pets Allowed: No

Brookdale Winona

Type of care: AL

Community: Winona (Winona)

Bed Count: 20

Pets Allowed: Yes

Brookdale Willmar

Type of care: AL

Community: Willmar

Bed Count: 20

Pets Allowed: No

Brookdale Faribault

Type of care: AL

Community: Faribault (Faribault)

Bed Count: 20

Pets Allowed: No

Long Lake Loon Lodge

Type of care: AL

Community: Bemidji

Bed Count: 10

Pets Allowed: No

View all Nearby Homes

13.2 miles from city center Estimated distance in miles from Bemidji's city center to Long Lake Loon Lodge's address, calculated via Google Maps.

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Guides for Better Senior Living

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Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Elderly Waiver

Minnesota Medicaid EW

General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $3,000 (individual, higher than most states).

MN Specifics: Higher asset limit; rural access focus.

Essential Community Supports (ECS)

Minnesota ECS

General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.

Income Limits: ~$1,732/month (individual, varies).

Asset Limits: $3,000 (individual).

MN Specifics: Bridges gap for those ineligible for waivers.

Alternative Care (AC) Program

Minnesota Alternative Care Program

General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.

Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.

Asset Limits: $3,000 (individual); home equity limit $713,000.

MN Specifics: CDCS option; statewide via counties.

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.

Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.

Asset Limits: $3,000 (individual), $6,000 (couple).

MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.

Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.

Asset Limits: $3,000 (individual), $6,000 (couple).

MN Specifics: Includes EW services; 7 health plans available.

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.

Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.

Asset Limits: $3,000 (individual).

MN Specifics: Can hire family; statewide via counties.

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

MN Specifics: High veteran demand in rural/urban areas.

Assisted Living in Minnesota

Long Lake Loon Lodge