Seabury at Springvale Terrace

Article: How to get Medicare and Medicaid to Pay for Assisted Living

0.7 mile from city center

Description

Seabury at Springvale Terrace offers a comprehensive independent living community experience for active adults aged 55 and up. Residents enjoy spacious apartments with individual climate control and emergency call systems. Weekly housekeeping and laundry services ensure a comfortable and carefree lifestyle. Culinary delights await at Springvale Terrace, with delicious chef-prepared meals served in elegant dining rooms. In between meals, residents can socialize in the inviting common areas, participate in fitness programs designed for various ability levels, or explore their creative side in the on-site art studio.

This independent living home bolsters an active and engaging environment with a calendar packed with social events, educational lectures, and cultural outings. From movie nights and game nights to book clubs and day trips, there’s something for everyone. Residents can also take advantage of on-site amenities like a swimming pool, fitness center, and library. With a continuum of care available, Springvale Terrace provides peace of mind, knowing that additional support is readily available if needed.

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Housing Options Private Rooms

Building Type 2-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Independent Living

Comparison Chart

Compare senior living communities around the area

Seabury at Springvale Terrace

Silver Spring

Private Rooms

N/A

Yes

Wilshire Estates Gracious Retirement Community

Silver Spring

Studio / 1 Bed / 2 Bed

N/A

Claim What’s Yours: Financial Aid for Maryland Seniors

Program

State Program Name

Eligibility

Benefits

Community Options Waiver

Maryland Medicaid Community Options Waiver

General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
MD Specifics: High urban demand; rural outreach efforts.

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Senior Care Program

Maryland Senior Care

General: Age 65+, Maryland resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by county).
Asset Limits: $11,000 (individual).
MD Specifics: Limited funding; waitlists common in high-demand areas.

Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025): $943/month (individual); most income applied to care costs.
Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD Specifics: Home equity limit $636,000; estate recovery applies post-55.

Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025): ~$34,000/year (individual, varies by county).
Asset Limits: Not strict; prioritizes low-income.
MD Specifics: Not available statewide; facility must be licensed by MDH.

Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
Asset Limits: $155,356 (net worth limit).
MD Specifics: High veteran population in suburban/rural areas.

Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
Income Limits (2025): $48,560/year (individual, 300% FPL).
Asset Limits: None specified.
MD Specifics: Supplements Medicare Part D; annual enrollment required.

Services: Up to $40/month premium subsidy, reducing drug costs.

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

General: Age 65+, Maryland resident, Medicare Part A/B enrollee.
Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
Asset Limits: $9,090 (individual), $13,630 (couple).
MD Specifics: Includes QMB, SLMB, QI categories.

Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
Income Limits (2025): $943/month (individual); spend-down available.
Asset Limits: $2,500 (individual), $3,000 (couple).
MD Specifics: Consumer-directed option allows hiring family caregivers.

Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.

Claim What’s Yours Financial Aid for Maryland Seniors

Maryland Medicaid Community Options Waiver

Community Options Waiver

Eligibility

General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
MD Specifics: High urban demand; rural outreach efforts.

Benefits

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Maryland Senior Care

Senior Care Program

Eligibility

General: Age 65+, Maryland resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by county).
Asset Limits: $11,000 (individual).
MD Specifics: Limited funding; waitlists common in high-demand areas.

Benefits

Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.

Maryland Medical Assistance (Medicaid) Nursing Home Program

Maryland Nursing Home Medicaid

Eligibility

General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025): $943/month (individual); most income applied to care costs.
Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD Specifics: Home equity limit $636,000; estate recovery applies post-55.

Benefits

Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).

Maryland Senior Assisted Living Group Home Subsidy

Senior Assisted Living Subsidy Program

Eligibility

General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025): ~$34,000/year (individual, varies by county).
Asset Limits: Not strict; prioritizes low-income.
MD Specifics: Not available statewide; facility must be licensed by MDH.

Benefits

Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).

Maryland VA Aid and Attendance

Veterans Aid and Attendance (A&A) Benefit

Eligibility

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
Asset Limits: $155,356 (net worth limit).
MD Specifics: High veteran population in suburban/rural areas.