What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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The Phoenix at James Creek

90 Ruth Ln, Cumming, GA 30041 View Map

The Phoenix at James Creek is an Independent Living Home in Georgia

The Phoenix at James… is an Independent Living Home in Georgia

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90 Ruth Ln, Cumming, GA 30041

Email: [email protected]

Phone: 470-839-3549

Email:
[email protected]

Phone:
470-839-3549

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Georgia Seniors

Program

State Program Name

Eligibility

Benefits

Community Care Services Program

Georgia Medicaid CCSP

Official government program page

General: Age 65+ or disabled, Georgia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: High rural demand; waitlists possible.

Services: Personal care (5-7 hours/day), adult day care (~$75/day), respite (240 hours/year), meals.

Respite Care Program

Georgia NFCSP Respite

General: Caregiver of someone 60+ (or with dementia), Georgia resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
GA Specifics: Focus on metro and rural balance.

Services: In-home aide (4-6 hours/day), adult day care (~$75/day), facility stay (up to 5 days).

Home and Community Services (HCS)

Georgia Home and Community Services (Non-Medicaid)

Official government program page

General: Age 60+, Georgia resident, functionally impaired, at risk of nursing home placement.
Income Limits (2025): No strict limit; prioritizes ~$41,000/year; cost-sharing for higher incomes.
Asset Limits: Not specified; need-based.
GA Specifics: Non-Medicaid; AAA-managed.

Services: Personal care (4-6 hours/day), homemaker, adult day care ($80/day), respite (~5 days/year).

Medicare Savings Program (MSP)

Georgia Medicare Savings Program

Official government program page

General: Age 65+ or disabled, Georgia resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI).
Asset Limits: $9,430 (individual), $14,130 (couple).
GA Specifics: Three tiers; entitlement benefit.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Program of All-Inclusive Care for the Elderly (PACE)

Georgia Medicaid PACE

Official government program page

General: Age 55+, Georgia resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: Limited areas (e.g., Macon, Augusta).

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Senior Community Service Employment Program (SCSEP)

Georgia SCSEP (Federally Funded, State-Administered)

Official government program page

General: Age 55+, unemployed, low-income, Georgia resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
GA Specifics: ~1,200 slots; prioritizes veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

SOURCE (Service Options Using Resources in a Community Environment)

Georgia Medicaid SOURCE Program

Official government program page

General: Age 65+ or disabled, Georgia resident, Medicaid-eligible, frail but not necessarily nursing home-level.
Income Limits (2025): ~$914/month (SSI level); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: Enhanced primary care model; statewide via 12 sites.

Services: Personal care (4-6 hours/day), case management, adult day health ($80/day), respite (limited).

Optional State Supplementation (OSS)

Georgia Optional State Supplementation

General: Age 65+ or disabled, Georgia resident, in approved facility, low-income/SSI recipient.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: ~$20-$489/month based on facility type.

Services: Cash (~$20-$489/month) for room/board in personal care homes.

Claim What’s Yours Financial Aid for Georgia Seniors

Georgia Medicaid CCSP

Community Care Services Program

Requirements:

General:
Age 65+ or disabled, Georgia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
GA Specifics:
High rural demand; waitlists possible.

Benefits without Contact:

Services: Personal care (5-7 hours/day), adult day care (~$75/day), respite (240 hours/year), meals.

Official Program Page

Georgia NFCSP Respite

Respite Care Program

Requirements:

General:
Caregiver of someone 60+ (or with dementia), Georgia resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
GA Specifics:
Focus on metro and rural balance.

Benefits without Contact:

Services: In-home aide (4-6 hours/day), adult day care (~$75/day), facility stay (up to 5 days).

Georgia Home and Community Services (Non-Medicaid)

Home and Community Services (HCS)

Requirements:

General:
Age 60+, Georgia resident, functionally impaired, at risk of nursing home placement.
Income Limits (2025):
No strict limit; prioritizes ~$41,000/year; cost-sharing for higher incomes.
Asset Limits:
Not specified; need-based.
GA Specifics:
Non-Medicaid; AAA-managed.

Benefits without Contact:

Services: Personal care (4-6 hours/day), homemaker, adult day care ($80/day), respite (~5 days/year).

Official Program Page

Georgia Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Georgia resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI).
Asset Limits:
$9,430 (individual), $14,130 (couple).
GA Specifics:
Three tiers; entitlement benefit.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

Georgia Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:

General:
Age 55+, Georgia resident, nursing home-level care need, safe with PACE support.
Income Limits (2025):
~$2,829/month (300% FBR).
Asset Limits:
$2,000 (individual), $3,000 (couple).
GA Specifics:
Limited areas (e.g., Macon, Augusta).

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Official Program Page

Georgia SCSEP (Federally Funded, State-Administered)

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Georgia resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
GA Specifics:
~1,200 slots; prioritizes veterans, rural residents.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Georgia Medicaid SOURCE Program

SOURCE (Service Options Using Resources in a Community Environment)

Requirements:

General:
Age 65+ or disabled, Georgia resident, Medicaid-eligible, frail but not necessarily nursing home-level.
Income Limits (2025):
~$914/month (SSI level); QIT allowed.
Asset Limits:
$2,000 (individual), $3,000 (couple).
GA Specifics:
Enhanced primary care model; statewide via 12 sites.

Benefits without Contact:

Services: Personal care (4-6 hours/day), case management, adult day health ($80/day), respite (limited).

Official Program Page

Georgia Optional State Supplementation

Optional State Supplementation (OSS)

Requirements:

General:
Age 65+ or disabled, Georgia resident, in approved facility, low-income/SSI recipient.
Income Limits (2025):
~$1,004/month (including SSI).
Asset Limits:
$2,000 (individual), $3,000 (couple).
GA Specifics:
~$20-$489/month based on facility type.