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Compare Memory Care around Colorado
The information below is reported by the Colorado Department of Public Health and Environment, Health Facilities Division.
Click column headers to sort
| MacKenzie Place – Colorado Springs |
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Colorado Springs (East Colorado Springs) | 84
Facility
84
CO AVG
77
Rank
#231 / 535 | Yes |
44
Facility
44
CO AVG
51
Rank
#549 / 874 | Studio / 1 Bed / 2 Bed / 3 Bed | A+ | David Hill | Mackenzie Place Colorado Springs LLC | Private pay |
| Springbrooke Retirement |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Denver (East) | 151
Facility
151
CO AVG
77
Rank
#44 / 535 | Yes |
84
Facility
84
CO AVG
51
Rank
#68 / 874 | 1 Bed / 2 Bed | A+ | Fanny Rouse | Springfield Group LLC | Private pay |
| Brookdale Greenwood Village |
NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
N Nursing | Greenwood Village | 90
Facility
90
CO AVG
77
Rank
#204 / 535 | Yes |
71
Facility
71
CO AVG
51
Rank
#208 / 874 | Studio / 1 Bed / Semi-Private / Private | B- | Tabetha Houston | Arc Greenwood Village, Inc. | Private pay, Medicare |
| Legend of Broomfield |
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Broomfield | 103
Facility
103
CO AVG
77
Rank
#154 / 535 | Yes |
57
Facility
57
CO AVG
51
Rank
#392 / 874 | 1 Bed / 2 Bed | A+ | William Beck | Lw Broomfield Opco LLC | Private pay |
| Balfour Riverfront Park |
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Denver (Ballpark District) | 100
Facility
100
CO AVG
77
Rank
#166 / 535 | Yes |
91
Facility
91
CO AVG
51
Rank
#34 / 874 | 1 Bed / 2 Bed | A+ | Kristen Curran-Brookham | Well Balfour Tenant LLC | Private pay |
| Gardens on Quail |
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Arvada (Allendale Area) | 96
Facility
96
CO AVG
77
Rank
#182 / 535 | Yes |
54
Facility
54
CO AVG
51
Rank
#430 / 874 | Suite / 1 Bed / 2 Bed | A+ | Mariah Ruell | Gqops, LLC | Private pay |
| Sunrise of Boulder |
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Boulder (Winding Trail) | 110
Facility
110
CO AVG
77
Rank
#111 / 535 | Yes |
45
Facility
45
CO AVG
51
Rank
#535 / 874 | Studio / 1 Bed / 2 Bed | A- | Jennifer Terry | Welltower Opco Group, LLC | Private pay |
| Sunrise of Westminster |
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Westminster (East Central Westminster) | 109
Facility
109
CO AVG
77
Rank
#123 / 535 | Yes |
22
Facility
22
CO AVG
51
Rank
#734 / 874 | Studio / Suite / 1 Bed / 2 Bed | A- | Angela Archibald | Szr Second Westminster Assisted Living LLC | Private pay |
| Sunrise at Orchard |
NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Littleton (Cherry Ridge) | 108
Facility
108
CO AVG
77
Rank
#126 / 535 | Yes |
69
Facility
69
CO AVG
51
Rank
#244 / 874 | Studio / 1 Bed | A- | Jason Vandagriff | Szr Orchard Al LLC | Private pay |
| Brookdale Monument Valley Park |
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Colorado Springs (Downtown) | 75
Facility
75
CO AVG
77
Rank
#261 / 535 | No |
81
Facility
81
CO AVG
51
Rank
#99 / 874 | Studio / 2 Bed | A+ | Lorelei Broxson | Brookdale Place Of Colorado Springs LLC | Private pay |
| Grace Pointe Continuing Care Senior Campus |
NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Greeley (Cedarwoods) | 105
Facility
105
CO AVG
77
Rank
#144 / 535 | Yes |
35
Facility
35
CO AVG
51
Rank
#627 / 874 | Studio / 1 Bed | A+ | Missing Admin Information | Wgcc LLC | Private pay |
| MeadowView of Greeley |
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Greeley | 86
Facility
86
CO AVG
77
Rank
#226 / 535 | Yes |
27
Facility
27
CO AVG
51
Rank
#711 / 874 | Studio / 1 Bed / 2 Bed | A+ | Brenda Widener | 29Th Street Alf LLC | Private pay |
| Bonaventure Senior Living – Colorado Springs |
NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. | Colorado Springs | 109
Facility
109
CO AVG
77
Rank
#123 / 535 | Yes |
26
Facility
26
CO AVG
51
Rank
#716 / 874 | 1 Bed / 2 Bed | A+ | Vanessa Zabojnik | Bonaventure Of Colorado Springs LLC | Private pay |
| Bonaventure of Thornton |
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. | Thornton | 95
Facility
95
CO AVG
77
Rank
#190 / 535 | Yes |
51
Facility
51
CO AVG
51
Rank
#467 / 874 | 1 Bed / 2 Bed | A+ | Mikea Crumity | Bonaventure Of Thornton LLC | Private pay |
| Brookdale Broadmoor |
AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.
MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. | Colorado Springs (Southeast Colorado Springs) | 89
Facility
89
CO AVG
77
Rank
#216 / 535 | No |
51
Facility
51
CO AVG
51
Rank
#467 / 874 | Studio / 1 Bed | A+ | Amy Curtis | Emerikeyt Lo Of Broadmoor LLC | Private pay |
Renew Saddle Rock Aurora is a place that holds the essence of mindful living in the highest regard. The care and support provided to seniors with memory care and respite care needs are infused with heartfelt understanding. One of the standout features of Renew Saddle Rock Aurora is its breathtaking garden courtyards, which exude natural beauty and stillness. These spaces provide residents with a peaceful retreat where they can connect with nature and find moments of solace.
The community also offers a range of top-notch amenities, including gourmet dining experiences, a fully-appointed salon and spa, and attentive concierge services that cater to every need. From utilities to housekeeping and linen services, Renew Saddle Rock Aurora ensures that residents have access to all the essential comforts of home. The community also warmly welcomes pets, recognizing the special bond between seniors and their furry companions. Additionally, the home features a chapel, offering a sacred space for spiritual reflection and contemplation. Their commitment to holistic well-being is further highlighted by its fitness center, game room, and other recreational amenities, which promote an active and vibrant lifestyle.
Focusing on individuals with memory-related needs, Assured Serenity 18 at 2480 South Holly Street, Denver, CO, is dedicated to providing top-notch memory care services. With a special program for brain injury, the community strives to devise a care plan tailored to their every need and preference. A team of compassionate and highly qualified professionals helps seniors make every moment count with 24/7 care and assistance.
Participate in enriching activities and stimulating programs to maintain an active and well-engaged lifestyle. Eat without hassles and seek comfort in delightful, home-cooked meals that satisfy cravings and dietary requirements. With a wide array of services including occupational and physical therapy, podiatry, and transportation services, residents can rest assured of a worry-free retirement. Assured Serenity 28 is great for seniors looking to cherish their golden years while having a reliable community by their side.
Nestled in the vibrant city of Castle Rock, CO, Castle Rock Thatch Circle is a respected retirement community that offers assisted living and memory care services. The community is committed to enhancing senior care and ensuring seniors live in a nurturing environment with top-notch support. Each tailored to meet diverse needs, the community provides elegantly designed apartment-style accommodations that ensure comfort and convenience along the way.
Castle Rock Thatch Circle offers top-tier amenities amenities and services. To name a few, there are delectable and nutritious meals, medication administration, and assistance with bathing and dressing. With the community’s commitment to providing its residents with high-quality senior care and the best quality of life possible, seniors can never go wrong with Castle Rock Thatch Circle.
Situated on South 21st Street, Colorado Springs, CO, Bear Creek Assisted and Senior Living is an eminent senior living community providing a spectrum of living options including independent living, assisted living, memory care, short-term care, and skilled nursing. Featuring spacious and well-made floor plans including studio, one-bedroom, and two-bedroom apartments, seniors enjoy a luxurious and secure retirement. Reach your full potential with the highest quality of care and assistance from a kind and well-trained team of Bear Creek Assisted and Senior Living.
Bear Creek Assisted and Senior Living doubles its efforts to provide seniors with the proper support they need with various levels of care offered. With several activities to participate in inside and outside the campus, residents enjoy new endeavors and relive old hobbies. Treat yourself to restaurant-style dining that satisfies your dietary requirements and preferences. The community is a haven for seniors to live their golden years in comfort and luxury.
Assured Serenity 32 (Formerly Serenity House Assisted Living) is an esteemed senior living community residing in the quiet 5286 West Portland Drive, Littleton, CO, that provides memory care, traumatic brain injury supportive living, and home care. The community also features occupational and physical therapy and podiatry to ensure seniors are well-cared for. With a team of compassionate and highly skilled professionals lending extra hands around the clock, seniors ease their worries and live to the fullest.
The community promotes a lively and welcoming environment, creating opportunities for seniors to mingle with friends. Pet therapy, music therapy, and aromatherapy are conducted alongside enriching activities for residents’ leisure and wellness. Eat to your heart’s content with healthy and tasty meals catering to dietary needs and preferences. Assured Serenity 32 strives to provide a safe place for seniors to enjoy every moment of their best years.
A trusted senior living community based in the harmonious neighborhood of 10760 East Ida Court, Englewood, CO, Assured Serenity 21 is dedicated to providing seniors’ needs and aspirations with memory care, traumatic brain injury supportive living, and home care. With its intimate and cozy setting, the community ensures seniors receive the utmost attention they deserve. Assured Serenity 21 also offers occupational and physical therapy and podiatry for residents to enjoy every day without hassles.
The community fosters a welcoming and vibrant environment by conducting stimulating activities and fun programs for seniors’ enjoyment and wellness. Pet therapy, music therapy, and aromatherapy are also provided for a better quality of life. Assured Serenity 21 is ideal for adults with Alzheimer’s and related dementia to spend their golden years receiving the right care for their every need.
Settled in the peaceful neighborhood of Castle Rock, CO, Castle Rock Tarpan Place 2 is a dedicated senior living community that offers assisted living and memory care services. Cozy and spacious apartment-style accommodations are available for its residents tailored to their tastes. Here, residents can receive round-the-clock protective supervision in a supportive residential environment catering to their immediate needs. Moreover, an expert and empathetic team is always on the go to ensure comfort and security within the vicinity.
A highlight of this exceptional community is the wide range of amenities and services offered to maximize the living experience its residents deserve. These include delicious meals, along with housekeeping and laundry services, and medication administration. The community also provides a rich array of meaningful programs and events to help its residents live life to the fullest. Castle Rock Tarplan Place is the ideal place where seniors can truly enjoy a glorious living experience.
At Brookdale Meridian Lakewood, individuals have the opportunity to reside in a place that fosters a sense of purpose and belonging. With friends and neighbors nearby, they can experience the comfort of their existing home, complete with all the excellent amenities and services they already cherish. Our comprehensive suite of services ensures that residents are well-prepared, should they require skilled nursing care in the future. Situated close to the breathtaking foothills, the Denver area presents an abundance of exciting opportunities. Brookdale Meridian Lakewood offers easy access to an array of captivating landmarks, including Bandimere Speedway, Lookout Mountain, Dinosaur Ridge, and the serene open area of Bear Creek Soda Lakes.
At Brookdale Meridian Lakewood, residents can relish a plethora of engaging activities like overnight outings to the Royal Gorge, attending Rockies games, and Boulder Dinner Theater performances. Time becomes a cherished commodity, enabling them to seize the day on their own terms. Last-minute maintenance issues are promptly addressed, leaving residents with peace of mind. Furthermore, we ensure that their care needs are expertly met, prioritizing their well-being and comfort every step of the way.
Tucked in Arvada, Colorado, Applewood Our House offers a secure haven for seniors seeking assisted living and memory care services. Founded in 2013, this community provides a safe and comfortable environment for seniors with Alzheimer’s and dementia. The residence boasts private and companion rooms, designed with impeccable interiors and open floor plans that encourage relaxation and a sense of security.
Here, residents can anticipate nutritious meals crafted by expert dietitians, ensuring their well-being. The community also offers a range of engaging activities and care services, complemented by delightful outdoor spaces featuring walking paths. Every aspect of the community is meticulously designed for comfort and practicality, and residents can savor freshly cooked meals daily, prepared with seasonal ingredients to cater to various tastes.
Keep your dignity with the specialized memory care services of Assured Serenity 19 in South Kearney Street, Denver, CO. The community also offers a Brain Injury Supportive Living Program for seniors to jump back into their lives without worries. With its unwavering dedication to improving seniors’ welfare, the community fosters a bright and friendly environment. Moreover, Assured Serenity 19 works hard to meet seniors’ needs and aspirations with customized care plans.
The community helps seniors enjoy every day without hassles with various care services including physical and occupational therapy, podiatry, and transportation services. With engaging activities and stimulating programs, residents explore new things and rekindle passions. Assured Serenity 19 strives to provide a safe place for seniors to create lasting moments while receiving the utmost care and attention they deserve.
Ranking Methodology
How we rank these memory care communities
Every community above is evaluated across six weighted categories using public data including state inspection records, review platforms, BBB profiles, and operator-published materials.
Weighting overview
- 35%Resident Experience
- 25%Regulatory
- 15%Visual Media
- 10%Website
- 10%Stability
- 5%Environment
01
Resident & Family Experience 35%
The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.
- Includes
- Review Sentiment
- Review Volume
02
Regulatory & Safety Record 25%
State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.
- Includes
- State Inspections
- Citations/Inspection
- % Inspections w/ Citations
- Complaint Visits
- Accreditations
- BBB Rating
03
Visual Media & Transparency 15%
Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.
- Includes
- Video Tours
- Virtual Walkthroughs
- Photo Quantity
- Photo Quality
04
Website & Operator Transparency 10%
Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.
- Includes
- Website Content
- Mobile Usability
- Staff Info Available
- Owner Info Available
05
Community Stability 10%
Operational signals indicating whether a community is well-run and meeting demand.
- Includes
- Occupancy Rate
- Bed Options
06
Environment & Pricing 5%
Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.
- Includes
- Walk Score
- Pricing Transparency
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Frequently Asked Questions about Memory Care in Colorado
What's the difference between assisted living and memory care in Colorado?
Assisted living in Colorado supports residents with daily activities (bathing, dressing, medication management) while preserving independence. Memory care is a specialized form of assisted living for residents living with Alzheimer's or dementia, and adds 24/7 secured environments, dementia-trained staff, and structured routines designed to reduce confusion and wandering.
Does Colorado Medicaid cover memory care?
Colorado Medicaid does not directly pay room-and-board for memory care, but most states (including Colorado) offer Home and Community-Based Services (HCBS) waivers that can offset the cost of care services delivered inside a licensed community. Eligibility, waitlists, and covered services vary — check directly with the state Medicaid agency.
What is memory care?
Memory care is a specialized form of assisted living for residents living with Alzheimer's disease or other forms of dementia, with secured environments, dementia-trained staff, and routines built to reduce confusion and wandering.
How many memory care communities are listed on this page?
This page features 4 memory care communities in Colorado. Use the filters and comparison tools above to compare ratings, amenities, and pricing.
How do I choose the right memory care community in Colorado?
Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Colorado, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.
What should I look for when visiting memory care communities in Colorado?
Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.
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