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Agate Bay Assisted Living LLC
Nursing Home & Assisted Living · Minnesota, MN
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
Agate Bay Assisted Living LLC

Agate Bay Assisted Living LLC

Nursing Home & Assisted Living · Minnesota, MN
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
414 1St Avenue, Two Harbors, MN 55616 View map Calculator: See prices in your area
Agate Bay Assisted Living LLC accepts Medicare and private pay.
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Calculator: See prices in your area
Agate Bay Assisted Living LLC accepts Medicare and private pay.

Overview of Agate Bay Assisted Living LLC

Maintain independence at Agate Bay Assisted Living LLC, a compassionate retreat in Two Harbors, MN, that offers assisted living. Here, residents do not have to worry about their special needs with top-notch care provided 24/7. Housekeeping and maintenance of its accessible and cozy accommodations are also taken care of, ensuring residents have more time to do the things they love.

A variety of engaging activities and light exercises are conducted to keep residents active and socially connected. Mealtimes are also something to look forward to, with delicious and healthy meals that cater to their dietary needs and preferences. Residents can also travel conveniently and safely with transportation services and parking spaces. The community is a great place to spend retirement, especially with its well-maintained amenities and exceptional services.

(218) 834-6174
(218) 834-6174

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▼ 37.1% Below MN avg. ▼ 37.1% Below MN avg.MN average: 3.2Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▼ 64.4% Below MN avg. ▼ 64.4% Below MN avg.MN average: 2.8Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▲ 22.1% Above MN avg. ▲ 22.1% Above MN avg.MN average: 4.1Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▼ 4.1% Below MN avg. ▼ 4.1% Below MN avg.MN average: 3.1Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing hours breakdown

Info Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.

Hours per resident per day — compared to Minnesota state averages

Total nursing care / resident Info This home is ranked 54th out of 89 homes in Minnesota for nurse hours. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
4h 29m per day
Rank #54 / 89Nurse hours — State benchmarkedThis home is ranked 54th out of 89 homes in Minnesota. Shows adjusted nurse hours per resident per day benchmarked to the Minnesota average, with a ranking across 89 Minnesota facilities. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag.Rankings are based only on facilities in Minnesota that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
This facility Minnesota avg (4h 46m per day)
vs Minnesota avg
-6%

1 of 6 metrics below state avg

Standout metric Physical Therapist is +114% above state avg
Staff typeHours / Day / Residentvs state avg
Registered Nurse (RN) Info RNs hold the highest nursing license and can assess residents, interpret test results, and direct care plans. More RN hours per day often signals stronger clinical oversight and faster response to health changes. 1h 4m per day ■ Avg State avg: 1h 4m per day · National avg: 41m per day
LPN / LVN Info Licensed Practical Nurses (LPNs) or Licensed Vocational Nurses (LVNs) deliver routine hands-on care — medication administration, wound dressing, and monitoring vital signs. They work under RN supervision and make up a large share of daily bedside care. 47m per day ▲ 27% State avg: 37m per day · National avg: 52m per day
Nurse Aide Info Certified Nurse Aides (CNAs) provide the most direct day-to-day assistance: bathing, dressing, feeding, and mobility. Nurse aide hours are typically the largest staffing category and directly affect residents' quality of life. 2h 50m per day ▲ 13% State avg: 2h 30m per day · National avg: 2h 20m per day
Weekend Total Nursing Info Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours. 4h 5m per day ▲ 12% State avg: 3h 40m per day · National avg: 3h 27m per day
Physical Therapist Info Hours per resident per day provided by licensed Physical Therapists (PTs) or PT Assistants. PT services help residents recover mobility after injury or illness and are especially important for post-acute (short-stay) rehabilitation. 10m per day ▲ 114% State avg: 5m per day · National avg: 4m per day
Weekend RN Info Registered nurse hours specifically on weekends. Facilities sometimes reduce RN presence on Saturdays and Sundays — a low weekend RN figure compared to weekday hours can indicate reduced clinical oversight when most administrative staff are absent. 33m per day ▼ 22% State avg: 41m per day · National avg: 29m per day

Capacity and availability

Avg. Length of Stay
80 days
Bed community size
10-bed community Rank #376 / 532Bed count — State benchmarkedThis home is ranked 376th out of 532 homes in Minnesota. Shows this facility's certified or reported bed count compared to other Minnesota facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Rankings are based only on facilities in Minnesota that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions.
Walk Score
Walk Score: 48 / 100 Rank #272 / 632Walk Score — State benchmarkedThis home is ranked 272nd out of 632 homes in Minnesota. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Minnesota facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in Minnesota that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Occupancy

Occupancy rate
70%
Rank #220 / 331Occupancy rate — State benchmarkedThis home is ranked 220th out of 331 homes in Minnesota. Shows this facility's occupancy rate versus the Minnesota average, with its Statewide rank out of 331. Higher occupancy signals strong local demand and financial stability.Rankings are based only on facilities in Minnesota that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Lower than the Minnesota average: 79.7%
Occupied beds
7 / 10
Average occupied beds in Minnesota homes 59 beds

License Details

Facility TypeAssisted Living
StatusApproved
CountyLake

Performance summary

Key indicators of commitment to quality care and safety.

Ratings

Quality of Life Rating
3 / 5

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring resident well-being and satisfaction.

Ranked 54th (tied) of 136 homes in Minnesota

Family Satisfaction Rating
5 / 5

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring surveys of residents' family members.

Ranked 1st (tied) of 123 homes in Minnesota

Scores

QoL Overall Satisfaction
68.8% Moderate

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring resident well-being and satisfaction.

Minnesota average: 72.4%

Family Overall Satisfaction
94.9% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring surveys of residents' family members.

Minnesota average: 83.7%

Food Quality Score
89.7% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring satisfaction with food quality and meal service.

Community Activities Score
79.8% Moderate

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring meaningful activities and engagement opportunities.

Safety & Privacy Score
91.7% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring safety and privacy conditions for residents.

Religion & Spirituality Score
100.0% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring support for religious and spiritual needs.

Family Satisfaction - Care
89.4% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring family satisfaction with overall care experience.

Family Satisfaction - Cost
95.7% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring family satisfaction with value and cost of care.

Family Satisfaction - Housekeeping
91.6% High

Based on the Minnesota Department of Health, Health Regulation Division surveys measuring family satisfaction with cleanliness and housekeeping.

Contact Agate Bay Assisted Living LLC

Inspection History

In Minnesota, the Department of Health, Health Regulation Division is the primary authority for conducting onsite inspections and reporting on the quality of care in residential facilities.

Since 2025 · 1 year of data 18 deficiencies

Inspection Scorecard Info This scorecard compares key inspection, citation, and complaint metrics at this facility against the Minnesota state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2025 vs. Minnesota state average
Overall vs. MN average 2 Worse Metrics worse than Minnesota average:
• Total deficiencies (80% above)
• Deficiencies per year (80% above) 0 Better No metrics in this bucket.
Latest Inspection August 28, 2025 Follow Up

Deficiencies Info Deficiencies are formal regulatory issues recorded during state inspections.

This FacilityMN Averagevs. MN Avg
Total deficiencies Info Formal regulatory issues recorded by inspectors across all inspection types. 1810 This facility has 80% more total deficiencies than a typical Minnesota nursing home (18 vs. MN avg 10).↑ 80% worse
Deficiencies per year Info Average deficiencies per year since 2025. 1810 This facility has 80% more deficiencies per year than a typical Minnesota nursing home (18 vs. MN avg 10).↑ 80% worse

Inspection Reports Summary Info An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

  • August 28, 2025 follow-up survey found 18 deficiencies including food service violations, fire safety code failures, medication administration errors, and incomplete resident assessments.
  • Facility failed to correct prior orders from June 5, 2025, with ongoing issues in emergency preparedness, staff records, physical environment disrepair, and missing required signage.
  • Deficiencies included non-functional smoke alarms, unsafe exit routes, lack of daily social activities, incomplete employee background checks, and failure to train unlicensed personnel on delegated tasks.
Show Inspection Reports

Health Inspection History

Inspections since 2022
Total health inspections 8

Minnesota average 6

Last Health inspection on Feb 2025

Total health citations
23 Rank #41 / 90Health citations — State benchmarkedThis home is ranked 41st out of 90 homes in Minnesota. Shows this facility's total health deficiency citations benchmarked to the Minnesota State average, with a ranking across all 90 MN facilities. Lower citation counts earn a better rank.Rankings are based only on facilities in Minnesota that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Minnesota average 23.2

Citations per inspection
2.88 Rank #25 / 90Citations per inspection — State benchmarkedThis home is ranked 25th out of 90 homes in Minnesota. Shows average deficiency citations per CMS inspection for this facility versus the Minnesota mean across 90 facilities with citation data. Lower is better.Rankings are based only on facilities in Minnesota that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Minnesota average 3.76

Health citations are formal notices following inspections when they fail to comply with safety and care standards.

17 of 23 citations resulted from standard inspections; and 6 of 23 resulted from complaint investigations.

Breakdown of citation severity (last 4 years)
Critical health citations
3
329% worse than Minnesota average

Minnesota average: 0.7

Serious health citations
0
100% better than Minnesota average

Minnesota average: 0.5

3 critical citations Minnesota average: 0.7
0 serious citations Minnesota average: 0.5
19 moderate citations Minnesota average: 21.2
1 minor citation Minnesota average: 0.8
Citations history (last 4 years)
Environmental moderate citation Feb 11, 2025
Corrected
Infection Control moderate citation Feb 11, 2025
Corrected
Infection Control moderate citation Feb 11, 2025
Corrected
Care Planning moderate citation Feb 11, 2025
Corrected

Data sourced from CMS Health Deficiencies reports. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.

Staffing Data

Reporting period: October 1 – December 31, 2025 (Q4 2025). Source: CMS Payroll-Based Journal report.

Total staff 225
Employees 147
Contractors 78
Staff to resident ratio 3.52 : 1
61% more staff per resident than Minnesota average
Minnesota average ratio: 2.19 : 1 Minnesota average ratio: 2.19 : 1See full Minnesota ranking
Avg staff/day 52
Average shift 6.8 hours
9% worse than Minnesota average
Minnesota average: 7.5 hours Minnesota average shift: 7.5 hoursSee full Minnesota ranking
Total staff hours (quarter) 32,750

Nursing staff breakdown

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Registered Nurse

Manages medical care and health needs.

RN Staff Info 27 total: 12 full-time employees and 15 contractors. 27
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.1 hours
Licensed Practical Nurse

Assists with medical care and medications.

LPN Staff Info 26 total: 17 full-time employees and 9 contractors. 26
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.6 hours
Certified Nursing Assistant

Helps with daily care and mobility.

CNA Staff Info 125 total: 73 full-time employees and 52 contractors. 125
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 6.9 hours

Contractor staffing

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.

Total hours from contractors

4.1%

1,350 contractor hours this quarter

Certified Nursing Assistant: 52 Registered Nurse: 15 Licensed Practical Nurse: 9 Occupational Therapy Assistant: 1 Medical Director: 1

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant735212515,24392100%6.9
Licensed Practical Nurse179264,53992100%7.6
Registered Nurse1215273,48692100%7.1
Clinical Nurse Specialist6062,6166267%7.9
Speech Language Pathologist6061,2987986%6.4
Medication Aide/Technician120121,0758390%7.1
Other Dietary Services Staff6061,0656571%6.3
Respiratory Therapy Technician4049616773%6.3
Physical Therapy Assistant4049486874%5.6
Physical Therapy Aide2025666672%5.3
Administrator1014966267%8
Qualified Social Worker2023206571%4.8
Nurse Practitioner10172910%8
Occupational Therapy Assistant0113033%9.8
Occupational Therapy Aide1012967%4.8
Medical Director011733%2.3
125 Certified Nursing Assistant
% of Days 100%
26 Licensed Practical Nurse
% of Days 100%
27 Registered Nurse
% of Days 100%
6 Clinical Nurse Specialist
% of Days 67%
6 Speech Language Pathologist
% of Days 86%
12 Medication Aide/Technician
% of Days 90%
6 Other Dietary Services Staff
% of Days 71%
4 Respiratory Therapy Technician
% of Days 73%
4 Physical Therapy Assistant
% of Days 74%
2 Physical Therapy Aide
% of Days 72%
1 Administrator
% of Days 67%
2 Qualified Social Worker
% of Days 71%
1 Nurse Practitioner
% of Days 10%
1 Occupational Therapy Assistant
% of Days 3%
1 Occupational Therapy Aide
% of Days 7%
1 Medical Director
% of Days 3%
View All Staffing Data

Penalties and fines

Includes penalties issued in 2023-2024

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $121K Rank #82 / 90Federal fines — State benchmarkedThis home is ranked 82nd out of 90 homes in Minnesota. Shows this facility's cumulative CMS federal fine dollars versus the Minnesota average among facilities with fines, and where it ranks among 90 facilities in the pool. Lower total dollars mean a better rank.Rankings are based only on facilities in Minnesota that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
171% higher than Minnesota average

Minnesota average: $44K

Number of fines 3
50% more fines than Minnesota average

Minnesota average: 2.0

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 0
100% fewer payment denials than Minnesota average

Minnesota average: 0.4

Fines amount comparison
Fines amount comparison
This facility $121K
Minnesota average $44K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

3 penalties in the past 3 years

Multiple penalties were reported in the last 3 years.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Sep 12, 2024
$14K
Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Mar 8, 2024
$17K
Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. Oct 20, 2023
$89K

Last updated: Jan 2026

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 10.1
9% better than Minnesota average

Minnesota average: 11.1

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 22.9
In line with Minnesota average

Minnesota average: 22.6

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 19.2%
In line with Minnesota average

Minnesota average: 18.9%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 16.8%
29% better than Minnesota average

Minnesota average: 23.8%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 32.7%
30% worse than Minnesota average

Minnesota average: 25.0%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 5.0%
35% worse than Minnesota average

Minnesota average: 3.7%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 5.0%
8% better than Minnesota average

Minnesota average: 5.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 4.6%
68% worse than Minnesota average

Minnesota average: 2.7%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 4.3%
In line with Minnesota average

Minnesota average: 4.1%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 1.4%
67% better than Minnesota average

Minnesota average: 4.4%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 16.4%
5% better than Minnesota average

Minnesota average: 17.2%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 95.0%
In line with Minnesota average

Minnesota average: 97.3%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 95.7%
In line with Minnesota average

Minnesota average: 96.0%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 91.2%
In line with Minnesota average

Minnesota average: 88.9%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 1.7%
11% better than Minnesota average

Minnesota average: 1.9%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 86.3%
5% better than Minnesota average

Minnesota average: 82.6%

Quality measures are calculated from Minimum Data Set (MDS) assessments. For most measures, lower percentages indicate better care quality.

Breakdown by payment type

Medicare

65% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

35% of new residents, often for short stays.

Typical stay 3 - 4 months

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 64
Medicare
27
42.2% of residents
Medicaid
19
29.7% of residents
Private pay or other
18
28.1% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Family Member Group

Family members meet regularly to discuss policies, care quality, and activities

Nurse Aide Training

State-approved Nurse Aide Training and Competency Evaluation Program on-site

Active Family Council

Organized group of family members that meets regularly to discuss facility policies, resident care, and activities.

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Data sourced from CMS Long-Term Care Facility Characteristics quarterly report. Payer mix reflects the current resident census by primary payment source.

Finances and operations

Based on CMS SNF Cost Report for fiscal year ending in 12/2023.

Governmental community
Operated by a subsidized facility district.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$11.3M
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$5.2M
Governmental community Operated by a subsidized facility district.
Net patient revenue Info Net patient revenue — what the home actually collects for resident care, after contractual allowances, bad debt and discounts are subtracted from its gross charges (CMS cost report, Worksheet G-3). It covers resident care only; money the home earns from other sources is shown separately as "Other income."
$11.3M Rank #21 / 89Revenue — State benchmarkedThis home is ranked 21st out of 89 homes in Minnesota. Shows this facility's annual revenue compared to the Minnesota average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Rankings are based only on facilities in Minnesota that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Net patient income Info Net patient income: net patient revenue minus the home's total operating expenses. A positive figure means it earns more from resident care than it spends to deliver it; a negative figure means the opposite. It excludes non-operating "other income."
-$5.2M
Other income Info Money the home earns outside of resident care — such as investments, grants, rentals and other non-operating sources (CMS cost report, Worksheet G-3). It is tracked separately from net patient revenue: it is not part of that figure, and it is not included in net patient income.
$7.0M
Payroll costs Info Staff salaries plus wage-related costs — benefits such as payroll taxes, health insurance and retirement — from the home's own accounting records (CMS cost report, Worksheet A). Contract or agency labor is counted separately, under other operating costs. Rank #26 / 89Payroll — State benchmarkedThis home is ranked 26th out of 89 homes in Minnesota. Shows total annual staff payroll benchmarked to the Minnesota average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Rankings are based only on facilities in Minnesota that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
$9.6M 84.8% of net patient revenue Info Payroll as a share of revenue: staff salaries and wage-related benefits divided by net patient revenue. A higher figure means more of each revenue dollar goes to staff pay. Rank #80 / 89Payroll % — State benchmarkedThis home is ranked 80th out of 89 homes in Minnesota. Shows payroll as a percentage of revenue versus the Minnesota average. Well-run Minnesota facilities typically land around 61–68% — the top third Statewide. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Rankings are based only on facilities in Minnesota that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Other operating costs Info Everything it costs to run the home apart from payroll — food, utilities, supplies, maintenance, contract labor and administration. Calculated as total operating expense minus payroll (staff salaries and wage-related benefits).
$6.9M
Total costs Info The home's total operating expense for the year — all the costs of running it, salaries included (CMS cost report, Worksheet G-3).
$16.4M
How we calculate these figures

This home is owned by Rachael Evers

Certified by the Centers for Medicare & Medicaid Services authority — CMS Certification Number: 245390

Show certification details

What does this home offer?

Building type icon
Building type icon

Building Type: 2-story

Housekeeping icon
Housekeeping icon

Housekeeping Services

Social and recreational activities icon
Social and recreational activities icon

Social and Recreational Activities

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Most new residents arrive under Medicare (65% of admissions), and a typical Medicare stay runs around 1 - 2 months.

Admissions
275 total

Coverage residents most often arrive under.

Medicare 65%
Private pay 35%
Discharges
291 total

Coverage residents most often leave under.

Medicare 62%
Private pay 34%
Medicaid 4%

Admissions and discharges reflect care patterns over time — they are not used to rate this facility.

How we assess these insights

Places of interest near Agate Bay Assisted Living LLC

Address 0.4 miles from city center Info Estimated distance in miles from Two Harbors's city center to Agate Bay Assisted Living LLC's address, calculated via Google Maps.

Calculate Travel Distance to Agate Bay Assisted Living LLC

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Address

Compare Nursing Homes around Minnesota

The information below is reported by the Minnesota Department of Health, Health Regulation Division.

5 facilities compared · CMS & MN Dept. of Health data

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44
Facility 44
MN AVG 61
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72.7%
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MN AVG 79.7%
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-9%
6.18
Facility 6.18
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Rank #6 / 89
 +8%+30%
$0
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4
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2.0
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-38A+
4
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Lcs Trillium Woods Jv LLC
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$8.8M
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223.4%
Facility 223.4%
MN AVG 50.7%
Rank #84 / 89
245627
Friendship Village of Bloomington
NH
AL
IL
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85
Facility 85
MN AVG 61
Rank #159 / 532
84.7%
Facility 84.7%
MN AVG 79.7%
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+6%
4.76
Facility 4.76
MN AVG 4.77
Rank #36 / 89
 +2%0%
$99.5k
Facility $99.5k
MN AVG $47.9k
Rank #80 / 90
18
Facility 18
MN AVG 23.2
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6.0
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Rank #80 / 90
163-
16
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MN AVG 43
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Jennifer Bever
$29.8M
Facility $29.8M
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Rank #3 / 89
$15.9M
Facility $15.9M
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53.3%
Facility 53.3%
MN AVG 50.7%
Rank #66 / 89
245229
Jones-Harrison Senior Living
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AL
MC
NC
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53
Facility 53
MN AVG 61
Rank #249 / 532
92.5%
Facility 92.5%
MN AVG 79.7%
Rank #59 / 331
+16%
5.11
Facility 5.11
MN AVG 4.77
Rank #26 / 89
 +38%+7%
$0
Facility $0
MN AVG $47.9k
Rank #1 / 90
35
Facility 35
MN AVG 23.2
Rank #65 / 90
4.4
Facility 4.4
MN AVG 3.8
Rank #58 / 90
-49-
56
Facility 56
MN AVG 43
Rank #212 / 632
Marcia Diracles
$13.5M
Facility $13.5M
MN AVG $9.9M
Rank #26 / 89
$12.2M
Facility $12.2M
MN AVG $4.9M
Rank #15 / 89
90.4%
Facility 90.4%
MN AVG 50.7%
Rank #14 / 89
245460
Agate Bay Assisted Living LLC
NH
AL
Two Harbors
10
Facility 10
MN AVG 61
Rank #376 / 532
70.0%
Facility 70.0%
MN AVG 79.7%
Rank #220 / 331
-12%
4.49
Facility 4.49
MN AVG 4.77
Rank #54 / 89
 -15%-6%
$120.5k
Facility $120.5k
MN AVG $47.9k
Rank #82 / 90
23
Facility 23
MN AVG 23.2
Rank #41 / 90
2.9
Facility 2.9
MN AVG 3.8
Rank #25 / 90
37-
48
Facility 48
MN AVG 43
Rank #272 / 632
Rachael Evers
$11.3M
Facility $11.3M
MN AVG $9.9M
Rank #21 / 89
$9.6M
Facility $9.6M
MN AVG $4.9M
Rank #26 / 89
84.8%
Facility 84.8%
MN AVG 50.7%
Rank #80 / 89
245390
Walker Methodist – Westwood Ridge
NH
AL
IL
MC
RC
West St Paul (West Saint Paul)
140
Facility 140
MN AVG 61
Rank #44 / 532
82.9%
Facility 82.9%
MN AVG 79.7%
Rank #133 / 331
+4%
6.74
Facility 6.74
MN AVG 4.77
Rank #4 / 89
 -3%+41%
$15.6k
Facility $15.6k
MN AVG $47.9k
Rank #56 / 90
30
Facility 30
MN AVG 23.2
Rank #55 / 90
5.0
Facility 5.0
MN AVG 3.8
Rank #67 / 90
1116-
63
Facility 63
MN AVG 43
Rank #145 / 632
Walker Methodist
$9.0M
Facility $9.0M
MN AVG $9.9M
Rank #46 / 89
$6.5M
Facility $6.5M
MN AVG $4.9M
Rank #44 / 89
72%
Facility 72%
MN AVG 50.7%
Rank #44 / 89
245618
Nursing Home Explorer

Financial Assistance for
Nursing Home in Minnesota

Agate Bay Assisted Living LLC is located in Two Harbors, Minnesota.
Here are the financial assistance programs available to residents in Minnesota.

Get Financial aid guidance

Elderly Waiver

Minnesota Medicaid EW

Age 65+
General Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $3,000 individual, higher than most states
MN

Higher asset limit; rural access focus.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$70/day) Home aides

Essential Community Supports (ECS)

Minnesota ECS

Age 65+
General Minnesota resident, at risk of decline but not nursing home level.
Income Limits ~$1,732/month individual, varies
Asset Limits $3,000 individual
MN

Bridges gap for those ineligible for waivers.

Benefits
In-home support (2-4 hours/week) Respite (up to 5 days/year) Transportation (~5 trips/month)

Alternative Care (AC) Program

Minnesota Alternative Care Program

Age 65+
General Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025) ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits $3,000 (individual); home equity limit $713,000.
MN

CDCS option; statewide via counties.

Benefits
Personal care (4-6 hours/day) Respite (~5 days/year) Home health Meals Home mods

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

Age 65+
General Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025) ~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Benefits
Personal care (5-7 hours/day) Medical care Respite Adult day care Home mods $900/year groceries (some plans)

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

Age 65+
General Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025) ~$1,255/month (100% FPL); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

Includes EW services; 7 health plans available.

Benefits
Personal care (5-7 hours/day) Respite Adult day care Home mods Limited nursing home care

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

Age 65+ or disabled
General Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025) ~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits $3,000 individual
MN

Can hire family; statewide via counties.

Benefits
Cash (~$500-$1,500/month) for personal care Respite Home mods Assistive tech

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

Age 65+ or disabled
General Minnesota resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MN

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MN

High veteran demand in rural/urban areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Agate Bay Assisted Living LLC

What neighborhood is Agate Bay Assisted Living LLC in?

Agate Bay Assisted Living LLC is in the Two Harbors neighborhood of Two Harbors.

Is Agate Bay Assisted Living LLC in a walkable area?

Agate Bay Assisted Living LLC has a walk score of 48. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the occupancy rate at Agate Bay Assisted Living LLC?

Agate Bay Assisted Living LLC's occupancy is 70%.

How many beds does Agate Bay Assisted Living LLC have?

Agate Bay Assisted Living LLC has 10 beds.

Are there photos of Agate Bay Assisted Living LLC?

Yes — there is 1 photo of Agate Bay Assisted Living LLC in the photo gallery on this page.

What is the address of Agate Bay Assisted Living LLC?

Agate Bay Assisted Living LLC is located at 414 1St Avenue, Two Harbors, MN 55616.

What is the phone number of Agate Bay Assisted Living LLC?

(218) 834-6174 will put you in contact with the team at Agate Bay Assisted Living LLC.

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