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Browse communities by city.
Compare Memory Care around Rhode Island
Info below is compiled from the RI Dept. of Health (RIDOH), senior community websites & trusted data sources such as Walk Score & BBB.
Communities are listed from highest to lowest based on our ranking methodology.
| Tockwotton on the Waterfront | MC AL HOS NH SNF | East Providence (Waterfront Drive) | 117
Facility
117
RI AVG
106
Rank
#47 / 109 | Yes |
59
Facility
59
RI AVG
47
Rank
#47 / 119 | - | 9
Facility
9
RI AVG
17
Rank
#55 / 90 | - | Michaela Mckay | 15 | 16
Facility
16
RI AVG
8
Rank
#63 / 71 | 10
Facility
10
RI AVG
6.7
Rank
#59 / 71 | 23
Facility
23
RI AVG
34
Rank
#38 / 71 | 1.5
Facility
1.5
RI AVG
2.6
Rank
#22 / 71 |
| Briarcliffe Manor | MC AL IL NH RC SNF | Johnston | 122
Facility
122
RI AVG
106
Rank
#39 / 109 | No |
38
Facility
38
RI AVG
47
Rank
#67 / 119 | - | - | A+ | - | 8 | 3
Facility
3
RI AVG
8
Rank
#18 / 71 | 3
Facility
3
RI AVG
6.7
Rank
#6 / 71 | 18
Facility
18
RI AVG
34
Rank
#31 / 71 | 2.3
Facility
2.3
RI AVG
2.6
Rank
#40 / 71 |
| The Cedars | MC HC NH RC SNF | Cranston | 156
Facility
156
RI AVG
106
Rank
#20 / 109 | No |
26
Facility
26
RI AVG
47
Rank
#85 / 119 | - | 25
Facility
25
RI AVG
17
Rank
#26 / 90 | A+ | - | 6 | 4
Facility
4
RI AVG
8
Rank
#24 / 71 | 6
Facility
6
RI AVG
6.7
Rank
#40 / 71 | 23
Facility
23
RI AVG
34
Rank
#38 / 71 | 3.8
Facility
3.8
RI AVG
2.6
Rank
#57 / 71 |
| Capitol Ridge at Providence | MC AL RC | Providence (Elmhurst) | 212
Facility
212
RI AVG
106
Rank
#2 / 109 | No |
70
Facility
70
RI AVG
47
Rank
#32 / 119 | Studio / 1 Bed / 2 Bed | 29
Facility
29
RI AVG
17
Rank
#21 / 90 | C- | Tristi Delaroca | 12 | 12
Facility
12
RI AVG
8
Rank
#49 / 71 | 3
Facility
3
RI AVG
6.7
Rank
#6 / 71 | 16
Facility
16
RI AVG
34
Rank
#22 / 71 | 1.3
Facility
1.3
RI AVG
2.6
Rank
#20 / 71 |
| Brookdale Sakonnet Bay | MC AL IL NH SNF | Tiverton | 87
Facility
87
RI AVG
106
Rank
#62 / 109 | Yes |
11
Facility
11
RI AVG
47
Rank
#104 / 119 | Studio / 1 Bed | 48
Facility
48
RI AVG
17
Rank
#5 / 90 | A+ | Administrator Brian Loynds | 11 | 8
Facility
8
RI AVG
8
Rank
#32 / 71 | 3
Facility
3
RI AVG
6.7
Rank
#6 / 71 | 10
Facility
10
RI AVG
34
Rank
#9 / 71 | 0.9
Facility
0.9
RI AVG
2.6
Rank
#7 / 71 |
| Steere House Nursing & Rehabilitation Center | MC NH SNF | Providence (Upper South Providence) | 120
Facility
120
RI AVG
106
Rank
#42 / 109 | No |
77
Facility
77
RI AVG
47
Rank
#21 / 119 | Nursing Home (120) | - | A+ | Josh Segal | 10 | 4
Facility
4
RI AVG
8
Rank
#24 / 71 | 6
Facility
6
RI AVG
6.7
Rank
#40 / 71 | 35
Facility
35
RI AVG
34
Rank
#52 / 71 | 3.5
Facility
3.5
RI AVG
2.6
Rank
#52 / 71 |
| Hattie Ide Chaffee Home | MC HOS NH RC SNF | Riverside | 69
Facility
69
RI AVG
106
Rank
#80 / 109 | No |
36
Facility
36
RI AVG
47
Rank
#71 / 119 | Nursing Home (69) | - | A+ | Barry B. Zeltzer, Ph.d., Administrator | 5 | 0
Facility
0
RI AVG
8
Rank
#1 / 71 | 3
Facility
3
RI AVG
6.7
Rank
#6 / 71 | 11
Facility
11
RI AVG
34
Rank
#11 / 71 | 2.2
Facility
2.2
RI AVG
2.6
Rank
#36 / 71 |
| Briarcliffe Gardens Memory Care Assisted Living | MC AL IL NH RC SNF | Johnston | 68
Facility
68
RI AVG
106
Rank
#81 / 109 | No |
7
Facility
7
RI AVG
47
Rank
#109 / 119 | Private Rooms | 42
Facility
42
RI AVG
17
Rank
#8 / 90 | A+ | Kyle M Naylor | 11 | 11
Facility
11
RI AVG
8
Rank
#45 / 71 | 2
Facility
2
RI AVG
6.7
Rank
#2 / 71 | 9
Facility
9
RI AVG
34
Rank
#8 / 71 | 0.8
Facility
0.8
RI AVG
2.6
Rank
#2 / 71 |
| Wingate Residences on the East Side | MC AL IL | Providence (Fox Point) | 101
Facility
101
RI AVG
106
Rank
#54 / 109 | No |
83
Facility
83
RI AVG
47
Rank
#10 / 119 | - | 39
Facility
39
RI AVG
17
Rank
#10 / 90 | B- | Vincent Messina | 10 | 7
Facility
7
RI AVG
8
Rank
#31 / 71 | 4
Facility
4
RI AVG
6.7
Rank
#21 / 71 | 17
Facility
17
RI AVG
34
Rank
#24 / 71 | 1.7
Facility
1.7
RI AVG
2.6
Rank
#24 / 71 |
| Atria Bay Spring Village | MC AL IL | Barrington (Bay Spring) | 148
Facility
148
RI AVG
106
Rank
#26 / 109 | Yes |
30
Facility
30
RI AVG
47
Rank
#81 / 119 | Studio / 1 Bed / 2 Bed | 14
Facility
14
RI AVG
17
Rank
#38 / 90 | - | Administrator Susan A. Lehman | 15 | 13
Facility
13
RI AVG
8
Rank
#53 / 71 | 3
Facility
3
RI AVG
6.7
Rank
#6 / 71 | 14
Facility
14
RI AVG
34
Rank
#16 / 71 | 0.9
Facility
0.9
RI AVG
2.6
Rank
#7 / 71 |
| Atria Harborhill | MC AL IL RC | East Greenwich (Division Street) | 99
Facility
99
RI AVG
106
Rank
#56 / 109 | Yes |
49
Facility
49
RI AVG
47
Rank
#61 / 119 | Studio / Suite / 1 Bed | 14
Facility
14
RI AVG
17
Rank
#38 / 90 | - | Diane Morris | 13 | 12
Facility
12
RI AVG
8
Rank
#49 / 71 | 4
Facility
4
RI AVG
6.7
Rank
#21 / 71 | 10
Facility
10
RI AVG
34
Rank
#9 / 71 | 0.8
Facility
0.8
RI AVG
2.6
Rank
#2 / 71 |
| Anchor Bay at Pocasset | MC AL IL RC | Johnston | 75
Facility
75
RI AVG
106
Rank
#72 / 109 | Yes |
58
Facility
58
RI AVG
47
Rank
#48 / 119 | Studio / 1 Bed / 2 Bed | 6
Facility
6
RI AVG
17
Rank
#63 / 90 | - | Robin Pimental | 9 | 9
Facility
9
RI AVG
8
Rank
#39 / 71 | 3
Facility
3
RI AVG
6.7
Rank
#6 / 71 | 15
Facility
15
RI AVG
34
Rank
#18 / 71 | 1.7
Facility
1.7
RI AVG
2.6
Rank
#24 / 71 |
| Blenheim-Newport | MC AL RC | Middletown (Newport East) | 126
Facility
126
RI AVG
106
Rank
#37 / 109 | Yes |
39
Facility
39
RI AVG
47
Rank
#66 / 119 | Studio / 1 Bed / 2 Bed | 29
Facility
29
RI AVG
17
Rank
#21 / 90 | C- | Administrator Christopher Peckham | 12 | 11
Facility
11
RI AVG
8
Rank
#45 / 71 | 7
Facility
7
RI AVG
6.7
Rank
#47 / 71 | 25
Facility
25
RI AVG
34
Rank
#44 / 71 | 2.1
Facility
2.1
RI AVG
2.6
Rank
#35 / 71 |
| Atria Lincoln Place | MC AL IL RC | Lincoln | 115
Facility
115
RI AVG
106
Rank
#48 / 109 | Yes |
42
Facility
42
RI AVG
47
Rank
#65 / 119 | Studio / Suite / 1 Bed | 14
Facility
14
RI AVG
17
Rank
#38 / 90 | - | Diane Morris | 15 | 13
Facility
13
RI AVG
8
Rank
#53 / 71 | 6
Facility
6
RI AVG
6.7
Rank
#40 / 71 | 17
Facility
17
RI AVG
34
Rank
#24 / 71 | 1.1
Facility
1.1
RI AVG
2.6
Rank
#11 / 71 |
| Brookdale Centre of New England | MC AL | Coventry | 160
Facility
160
RI AVG
106
Rank
#19 / 109 | Yes |
27
Facility
27
RI AVG
47
Rank
#84 / 119 | Studio / 1 Bed | 48
Facility
48
RI AVG
17
Rank
#5 / 90 | A+ | Adminstrator Thomas Gaccione | 16 | 15
Facility
15
RI AVG
8
Rank
#58 / 71 | 7
Facility
7
RI AVG
6.7
Rank
#47 / 71 | 32
Facility
32
RI AVG
34
Rank
#51 / 71 | 2.0
Facility
2.0
RI AVG
2.6
Rank
#31 / 71 |
Serving residents in North Smithfield, Rhode Island, St. Antoine Residence is a nursing home operated by owner Laura Dos Santos. The community provides a full continuum of care. It admits residents for short-term rehabilitation after a hospital stay or surgery, longer-term nursing care, and specialized memory care. Families can choose from Medicare, Medicaid, and private pay to cover care costs.
The 180-bed community operates at a moderate occupancy rate of 58%. Residents stay an average of 121 days, including short-term post-acute residents and those in longer-term placements. The facility is organized into distinct neighborhoods. The Villa serves assisted living residents, Primrose Lane provides secure memory care, Easy Street focuses on short-term rehabilitation, and the Residence supports long-term care. The structure matches residents with the setting that best fits their needs.
Staffing follows a 24-hour model. Residents receive an average of 4 hours and 38 minutes of nursing care each day. Registered nurses, nurse aides, and licensed practical nurses provide clinical care and daily support. Rehabilitation services and respite care are also available for families who need temporary care while a loved one recovers at home.
The home’s location in North Smithfield is car-dependent, with a Walk Score of 5. Most errands and outings require transportation. Dining services focus on nutritious meals prepared and served within the community.
State inspections over the past five years have reviewed areas such as clinical documentation, physician orders, nursing practices, infection control, food safety, and fall prevention. Families considering the community should ask how these programs and procedures are managed daily.
With a 178-bed capacity, Village at Waterman Lake-LP is an assisted living community owned and operated by Jessica Frisone in Greenville, Rhode Island, that provides retirement living, assisted living, and specialized memory care services across three residential settings. Licensed since 1991, the community has received repeated recognition as one of Rhode Island’s leading retirement communities.
A wide range of resort-style amenities is provided, including restaurant-style dining with seasonal menus, daily breakfast and Sunday brunch, chauffeured transportation, a pub, library, putting green, and an extensive calendar of recreational and social activities. Care and housing options are also divided among The Chalet for independent retirement living, The Lodge for assisted living with personal care and medication support, and The Courtyard for memory care services. Rehabilitation support, respite stays, and 24-hour nursing services are also available.
Inspection performance over the past five years is relatively favorable compared to Rhode Island averages, with substantially fewer total deficiencies than many similar communities in the state. State inspections conducted in 2021 and 2023 identified issues involving incomplete resident assessments, documentation gaps in service plans and fire drills, medication storage concerns, food safety compliance, and security issues related to medication carts and expired medications. A substantiated complaint investigation in 2023 also determined that allegations involving resident-to-resident sexual behavior were not reported within required timelines and that certain dementia care operational standards were not fully maintained within the Special Care Unit.
More recent complaint investigations conducted throughout 2024 were unsubstantiated. However, a 2025 biennial licensure survey documented additional concerns related to medication self-administration oversight, sanitation and food code compliance, expired medications remaining accessible on carts, incomplete fire drill documentation, and the absence of a formal quality improvement plan. These findings suggest that while the community maintains relatively favorable long-term inspection results overall, ongoing attention to medication management procedures, food safety standards, and operational documentation remains necessary.
Its combination of independent living, assisted living, and memory care services appeals to residents seeking a continuum of support alongside extensive amenities and social programming within a well-established residential setting.
With its long operating history, strong local reputation, and broad lifestyle offerings, Village at Waterman Lake-LP is a prominent senior living option in the Greenville area and is well-suited to older adults and individuals with disabilities seeking retirement living, assisted living, or dementia care services.
Tockwotton on the Waterfront is a nonprofit senior living and healthcare community located in East Providence, Rhode Island, that provides skilled nursing care, assisted living, memory support, short-term rehabilitation, and respite services. The community has 117 licensed beds, serving a significant number of short-term rehabilitation residents recovering after hospitalization, surgery, or illness, with an average stay of approximately 85 days. Medicare and Medicaid are also accepted.
The community performs well above Rhode Island averages in several key staffing categories, maintaining a 4-star overall rating from the Centers for Medicare & Medicaid Services. Nursing staff provides more than five hours of direct care per resident each day, placing the community among the top staffing performers in the state. Registered nurse coverage and nurse aide staffing levels also significantly exceed statewide averages, reflecting strong clinical support and resident supervision. Occupancy rates remain high, with 97%, indicating consistent demand and a stable resident population but limited availability.
A wide range of amenities and lifestyle features designed to support comfort, wellness, and social engagement are provided, including a theater room, fitness center, salon, library, gardens, media spaces, and multiple dining venues such as Sculler’s Pub and outdoor terrace dining. Assisted living accommodations are also wheelchair accessible and equipped with emergency response systems to enhance resident safety and accessibility.
Since 2021, inspection history reflects a mixture of strong operational capacity and recurring compliance concerns. State investigations identified deficiencies involving delayed reporting of suspected abuse, memory care safety issues with a prior elopement incident, incomplete resident assessments, medication documentation concerns, and environmental safety risks such as inadequate fall precautions and loose grab bars. While follow-up inspections have addressed several previously cited issues, the recent inspection in September 2025 indicates that documentation and reporting challenges have continued in some areas. The community has also received one federal monetary penalty totaling $9,000 and no Medicare payment denials.
As a nonprofit community known for strong staffing levels, extensive amenities, and a long-established presence, Tockwotton on the Waterfront is well suited for older adults and post-hospital patients seeking short-term rehabilitation, assisted living, or skilled nursing support in the East Providence area.
Operating for three decades in the community, Apple Rehab Clipper is a 60-bed skilled nursing and rehabilitation facility in Westerly, Rhode Island. It takes Medicare, Medicaid, and private pay, giving families numerous ways to fund short-term rehabilitation and longer-term care needs. Administrator Suzan Miller leads the home’s daily operations. At 70 percent occupancy, averaging a stay length of 65 days, it balances a consistent census with the flow of post-acute patients moving through the facility
The facility’s strength is its rehabilitation specialty. The team offers comprehensive short-term rehab and respite services, with focused programs in cardio/pulmonary care, orthopedic rehabilitation, stroke recovery, and post-surgical recovery. For occupants with complex medical needs, Apple Rehab Clipper provides specialized support in tracheostomy and TPN care, IV therapy, diabetes management, pain management, and Parkinson’s care. An on-site outpatient therapy program caters to residents and community referrals, extending the facility’s reach beyond its walls. Nursing support totals around 3 hours 36 minutes per resident day, with registered nurses providing about 1 hour 5 minutes of direct care. Nurse aides contribute 1 hour 52 minutes, and licensed practical nurses round out the team. This staffing structure supports the clinical intensity required for post-acute and complex-care residents. The home’s location on Post Road reflects a more car-dependent area, with a Walk Score of 19, so most errands necessitate a car. For visiting family members, driving is a practical way to reach the facility and explore the surrounding community. The trade-off is a calmer, less densely developed setting that fits residents and families seeking a quieter environment away from busy commercial corridors.
State inspections have noted the facility’s dedication to upholding compliance standards. Inspectors have assessed the home’s performance across multiple areas, and it has shown the ability to address and correct identified concerns.
For families exploring Apple Rehab Clipper for their loved one who needs post-acute care or rehabilitation, touring will give a real feel for the team, the facility layout, and how the programs match personal recovery needs.
Located in the Riverside neighborhood of East Providence, Rhode Island, this assisted living community provides assisted living, memory care, and short-term respite care for older adults. Operated by Elegance Living and managed by administrator David Pendleton, it has served residents for six years in a three-story setting with 115 beds.
Private accommodations range from approximately 420 to 730 square feet. Residents receive housekeeping and transportation services, while exercise classes, recreational programs, and social activities encourage daily engagement. The community also welcomes pets, allowing older adults to keep their companion animals.
The surrounding neighborhood has a Walk Score of 13, making it largely car-dependent.
Those living with Alzheimer’s disease or other forms of dementia have access to a dedicated memory care program designed to meet their needs. Recent state inspections have primarily focused on documentation requirements, including timely updates to resident assessments and service plans following readmission or outside services, with several inspections reporting no deficiencies.
Linn Health and Rehabilitation is a nursing home that costs at an affordable rate. Tranquility surrounds your environment with a family-like atmosphere, contributing to an inspiring and relaxing experience in the nurturing home. Professionalism and compassion cover the background with a family-like atmosphere, contributing to an inspiring and comfortable experience in the nurturing, home-like surroundings.
Linn Health and Rehab offers life enrichment activities to personal care services delivered by their professional caregivers and 24/7 nurse staff, seniors experience the compassionate care given to them. Other benefits include housekeeping, ADLs, medication management, social activities, and specialized programs.
Waterview Villa Rehabilitation and Health Care offers a sanctuary where seniors can reclaim their well-being and relish life’s joys in East Providence. Their comprehensive services include expertise in short-term or long-term care and memory care services. Additionally, they extend their support to home health care and hospice care, ensuring that individuals receive the care they need at every stage of their journey.
The home boasts a tranquil setting for residents to unwind and reconnect with nature. Private and intimate rooms await within the center, offering a personal retreat where residents can find solace and comfort. The dining experience is nothing short of exceptional as well. A spacious and inviting dining area sets the stage for culinary delights, where residents can savor delicious, carefully crafted meals. Additionally, comfortable lounges throughout the facility provide a cozy setting for relaxation and socialization.
Offering nursing home care in Cranston, Rhode Island, Riverview Rehabilitation & Healthcare Center is an assisted living community known for its devoted team of compassionate physicians, nurses, and healthcare professionals. Their collective mission is to elevate and enrich the quality of life for each senior resident under their care. Their unwavering dedication extends to addressing all patients’ and residents’ physical, emotional, and spiritual needs, ensuring a holistic approach to healthcare and well-being.
Located in Pawtucket, Rhode Island, Adviniacare Pawtucket Pleasant Rehab, previously known as Oak Hill Health & Rehabilitation Center, is a skilled nursing community that offers skilled nursing care and rehabilitation services. Owned and operated by Deanna Paul, the community serves older adults in a centrally located urban setting with convenient access to nearby amenities and services. It also maintains strong occupancy levels and accepts Medicare, Medicaid, and private-pay residents.
Since 2022, state surveys and complaint investigations have documented a high volume of deficiencies involving infection prevention, medication administration, nursing competencies, fire and life safety systems, resident rights, staff training, pressure ulcer management, and assistance with activities of daily living. Regulatory findings also identified failures to maintain required registered nurse coverage, gaps in behavioral health services, and deficiencies related to financial management and communication of Medicare and Medicaid coverage information.
Specifically, more recent inspections conducted in 2025 identified additional concerns involving skin care quality, resident supervision for elopement risk, maintenance of fire protection systems, and infection prevention measures. However, a follow-up survey completed in September 2025 confirmed that corrective actions had been implemented. This repeated pattern of deficiencies over multiple inspection cycles suggests ongoing operational and compliance challenges, particularly in areas involving medication safety, infection prevention, staffing practices, and life safety standards.
Adviniacare Pawtucket Pleasant Rehab is best suited for older adults requiring skilled nursing or rehabilitation services in a Pawtucket community that has shown recent progress in corrective action compliance while continuing to work through long-term operational and quality improvement challenges.
Oak Hill Center in Pawtucket, Rhode Island, is renowned for its exceptional rehabilitation services, offering both short-term and long-term care in an environment of comfort and elegance. With a results-driven approach, their team tailors individualized rehabilitation plans to ensure a successful recovery journey for each resident. Cutting-edge rehab technology and expert therapists are available to guide residents back to their cherished routines and lifestyles.
At Oak Hill Center, residents experience the warmth of a closely-knit community, where family, friendship, and compassionate care intertwine. Each resident receives personalized attention and support through their caregiving staff and clinical specialists are well-equipped to address a wide range of health conditions, aided by the latest EMR and charting technologies to maintain seamless communication and coordination throughout the care process.
Ranking Methodology
How we rank these memory care communities
Every community above is evaluated across six weighted categories using public data including state inspection records, review platforms, BBB profiles, and operator-published materials.
Weighting overview
- 35%Resident Experience
- 25%Regulatory
- 15%Visual Media
- 10%Website
- 10%Stability
- 5%Environment
01
Resident & Family Experience 35%
The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.
- Includes
- Review Sentiment
- Review Volume
02
Regulatory & Safety Record 25%
State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.
- Includes
- State Inspections
- Citations/Inspection
- % Inspections w/ Citations
- Complaint Visits
- Accreditations
- BBB Rating
03
Visual Media & Transparency 15%
Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.
- Includes
- Video Tours
- Virtual Walkthroughs
- Photo Quantity
- Photo Quality
04
Website & Operator Transparency 10%
Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.
- Includes
- Website Content
- Mobile Usability
- Staff Info Available
- Owner Info Available
05
Community Stability 10%
Operational signals indicating whether a community is well-run and meeting demand.
- Includes
- Occupancy Rate
- Bed Options
06
Environment & Pricing 5%
Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.
- Includes
- Walk Score
- Pricing Transparency
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Frequently Asked Questions about Memory Care in Rhode Island
What's the difference between assisted living and memory care in Rhode Island?
Assisted living in Rhode Island supports residents with daily activities (bathing, dressing, medication management) while preserving independence. Memory care is a specialized form of assisted living for residents living with Alzheimer's or dementia, and adds 24/7 secured environments, dementia-trained staff, and structured routines designed to reduce confusion and wandering.
Does Rhode Island Medicaid cover memory care?
Rhode Island Medicaid does not directly pay room-and-board for memory care, but most states (including Rhode Island) offer Home and Community-Based Services (HCBS) waivers that can offset the cost of care services delivered inside a licensed community. Eligibility, waitlists, and covered services vary — check directly with the state Medicaid agency.
What is memory care?
Memory care is a specialized form of assisted living for residents living with Alzheimer's disease or other forms of dementia, with secured environments, dementia-trained staff, and routines built to reduce confusion and wandering.
How many memory care communities are listed on this page?
This page features 63 memory care communities in Rhode Island. Use the filters and comparison tools above to compare ratings, amenities, and pricing.
How do I choose the right memory care community in Rhode Island?
Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Rhode Island, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.
What should I look for when visiting memory care communities in Rhode Island?
Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.


















