What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Type of care: AL

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Type of care: AL

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Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

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Claim What’s Yours: Financial Aid for Minnesota Seniors

Program

State Program Name

Eligibility

Benefits

Elderly Waiver

Minnesota Medicaid EW

Official government program page

General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $3,000 (individual, higher than most states).
MN Specifics: Higher asset limit; rural access focus.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.

Essential Community Supports (ECS)

Minnesota ECS

Official government program page

General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
Income Limits: ~$1,732/month (individual, varies).
Asset Limits: $3,000 (individual).
MN Specifics: Bridges gap for those ineligible for waivers.

Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).

Alternative Care (AC) Program

Minnesota Alternative Care Program

Official government program page

General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits: $3,000 (individual); home equity limit $713,000.
MN Specifics: CDCS option; statewide via counties.

Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

Official government program page

General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits: $3,000 (individual), $6,000 (couple).
MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

Official government program page

General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
Asset Limits: $3,000 (individual), $6,000 (couple).
MN Specifics: Includes EW services; 7 health plans available.

Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

Official government program page

General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits: $3,000 (individual).
MN Specifics: Can hire family; statewide via counties.

Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

Official government program page

General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MN Specifics: High veteran demand in rural/urban areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Minnesota Seniors

Minnesota Medicaid EW

Elderly Waiver

Requirements:

General:
Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$3,000 (individual, higher than most states).
MN Specifics:
Higher asset limit; rural access focus.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.

Official Program Page

Minnesota ECS

Essential Community Supports (ECS)

Requirements:

General:
Age 65+, Minnesota resident, at risk of decline but not nursing home level.
Income Limits:
~$1,732/month (individual, varies).
Asset Limits:
$3,000 (individual).
MN Specifics:
Bridges gap for those ineligible for waivers.

Benefits without Contact:

Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).

Official Program Page

Minnesota Alternative Care Program

Alternative Care (AC) Program

Requirements:

General:
Age 65+, Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025):
~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits:
$3,000 (individual); home equity limit $713,000.
MN Specifics:
CDCS option; statewide via counties.

Benefits without Contact:

Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.

Official Program Page

Minnesota Senior Health Options

Minnesota Senior Health Options (MSHO)

Requirements:

General:
Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025):
~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits:
$3,000 (individual), $6,000 (couple).
MN Specifics:
7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).

Official Program Page

Minnesota Senior Care Plus

Minnesota Senior Care Plus (MSC+)

Requirements:

General:
Age 65+, Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025):
~$1,255/month (100% FPL); spenddown allowed.
Asset Limits:
$3,000 (individual), $6,000 (couple).
MN Specifics:
Includes EW services; 7 health plans available.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.

Official Program Page

Minnesota Consumer Support Grant

Consumer Support Grant (CSG)

Requirements:

General:
Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025):
~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits:
$3,000 (individual).
MN Specifics:
Can hire family; statewide via counties.

Benefits without Contact:

Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.

Official Program Page

Minnesota Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
MN Specifics:
Three tiers; no waitlist; includes Extra Help for Part D.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

Minnesota VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
MN Specifics:
High veteran demand in rural/urban areas.