1.4 miles from city center
Description

At Holiday Blue Water Lodge, a independent living community nestled in Fort Gratiot, Michigan, This charming community, reminiscent of a cozy lakefront lodge, offers fulfilling retirement experience unlike any other. Spacious studio, one-, two-bedroom, or even villa apartment, each boasting oversized windows that frame stunning lake views. Bathed in natural light and adorned with plush carpeting and delicate window treatments.

Wheelchair-accessible options are also available to ensure comfort and convenience for everyone. The walkable location places you steps away from Keewahdin Public Beach, perfect for basking in the summer sun. Explore your inner winemaker at the nearby Vinomondo Winery, or indulge in retail therapy at the Birchwood Mall across the street. Blue Water Lodge understands the importance of companionship and furry friends. This pet-friendly community allows you to bring your cherished canine companion and enjoy life together in a supportive environment.

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed
Room Sizes 335 - 518 / 542 - 706 / 937 - 975 / 1252 - 1284 sq. ft.
Housing Options Studio / 1 Bed / 2 Beg / Villa
Building Type 3-story

Amenities

Transportation Services
Fitness and Recreation

Type of Care Available

Type of Rooms Available

1 Bed
1 Bed
1 Bed
1 Bed
1 Bed
1 / 4
1 Bed
1
549 - 665 sq. ft
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Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

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Comparison Chart

Compare senior living communities around the area
Community
Type of Care
Location
Bed Options
Bed Count
Pets Allowed
Holiday Blue Water Lodge
IL

For self-sufficient seniors seeking community and minimal assistance.

Fort Gratiot Twp
Studio / 1 Bed / 2 Beg / Villa
N/A
Yes
Pine Ridge Villas of Shelby
IL

For self-sufficient seniors seeking community and minimal assistance.

Shelby Township
Studio / 1 Bed / 2 Bed
N/A
Yes

Claim What’s Yours: Financial Aid for Michigan Seniors

Program
State Program Name
Eligibility
Benefits
MI Choice Waiver
Michigan Medicaid MI Choice Waiver
  • General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • MI Specifics: Delivered through regional waiver agents; waitlists possible.
  • Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), adult day care ($65/day).
Home Help Program
Michigan Home Help
  • General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.
  • Income Limits: ~$1,732/month (individual, Medicaid threshold).
  • Asset Limits: $2,000 (individual).
  • MI Specifics: Can hire family caregivers; less intensive than waiver.
  • Services: Personal care (up to 60 hours/month), homemaker services, respite (varies).
Program of All-Inclusive Care for the Elderly (PACE)
Michigan PACE
  • General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.
  • Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.
  • Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.
Medicare Savings Program (MSP)
Michigan Medicare Savings Program
  • General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
National Family Caregiver Support Program (NFCSP) Respite
Michigan NFCSP Respite Care
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.
Senior Community Service Employment Program (SCSEP)
Michigan SCSEP
  • General: Age 55+, unemployed, low-income, Michigan resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Michigan VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MI Specifics: High veteran demand in urban/rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Claim What’s Yours Financial Aid for Michigan Seniors

Michigan Medicaid MI Choice Waiver

MI Choice Waiver

Eligibility
  • General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • MI Specifics: Delivered through regional waiver agents; waitlists possible.
Benefits
  • Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), adult day care ($65/day).
Michigan Home Help

Home Help Program

Eligibility
  • General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.
  • Income Limits: ~$1,732/month (individual, Medicaid threshold).
  • Asset Limits: $2,000 (individual).
  • MI Specifics: Can hire family caregivers; less intensive than waiver.
Benefits
  • Services: Personal care (up to 60 hours/month), homemaker services, respite (varies).
Michigan PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility
  • General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.
  • Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.
Benefits
  • Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.
Michigan Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Michigan NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Eligibility
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.
Benefits
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.
Michigan SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility
  • General: Age 55+, unemployed, low-income, Michigan resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.
Benefits
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Michigan VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MI Specifics: High veteran demand in urban/rural areas.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs
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